(something) cardholder services.
Claimed that there are no current problems with my account, but it is urgent that I speak with them about lowering my interest rates and that I won't get any final notices. Press 1 to speak to someone, or 3 to discontinue further notices.
I pressed on, he asked in a foreign voice if I pressed on for lower interest rates. I said no, I pressed on to have my number taken off their call list as I have pressed 3 many times in the past to no avail. By that time he had hung up.