@DaveD
I heard about 15-20 calls total, and one time I heard them, when asked, that the name was "Vacations Travels Unlimited", now he said that very quickly, and was hard to understand, but it was something like what I have above.
Another agent said it was something like "A valid Trip", but not sure if that was in relation to the company name.
One agent, who was obviously cursed at, replied with "Im going to f***ing max out your card", then he hung up the phone.
I think they do verify the details of the CC right there (to see if it legit I presume), and then will reply with " ohhh, you have a great history at MasterCard (or Visa), and we will also throw in on top of the Cruise, 6 night in Orlando, 3 in Daytona Beach, and 3 in Fort lauderdale".
When we rang up the Fraud department @ Visa, and asked why they did business with them, we were told that they are "a legit business". We told them of the scam, and were told in return that "yes, lots of people ring us up each week saying that this company charged them", but they dont seem to do anything about it, or at least would not tell us on the phone. The person who we were talking to kept on saying that "if you give your credit card details out like this then you will be charged", he didnt seem to understand (or care?) that people are actually not accepting a charge on their CC.