202-379-2317

I recieved a call from this number, an Idian sound male called my work, then proceded to tell me I was being sued for 3 counts of something or another for having an outsatbding payday loan from over a year ago.  When I asked him for the date, he got very rude, yet did not have one.  He said his name was Brian Taylor, yeah right, he asked me settle my debt, which apparently was $300.00 and now is $639.00, or if I go to court @ $7,000.00 He asked for me credit card information and when I refused he got very upset. Later that night, he called my home, same deal, then gave me the number of the supposed payday loan, Advance Cash USA, I called there and he sounded like the same guy, when I asked for the DATE of this supposed transaction, he said it was not about me, it was about paying back the money, when I pressed he said he did not have the exact date, which I said if you have my file you would have an EXACT transaction date, he got mad when I said I was going to check him out and hung up.

A victor called me from this number saying I HAVE AN OUTSTANDING PAYDAY LOAN. HE ADVISED IT WAS FROM Advance cash usa. When i asked him when this was he said from last year. HE SAID THEY WOULD BE TALKING ME TO COURT.

They called me saying that i received a loan and i have not they were taking me to court. They have mt social

told me the same thing and when i called him out on it, he threatned to slap me then he had someone else call me stating they were the police..i fell out laughing and told them i reported them to th epolice and he got mad and hung up. they been callin me for 2 years and i get them every trip when i ask for file #, exact number, name of company, managers name, banking info, ip address, docket #. they get mad and either call back or stop calling. hilirious!

Today (Feb 17, 2010) for the 1st time I received a phone call from this number (646-224-9884). It was hard to understand what he was saying because of his extra thick indian/middle eastern accent. I kept making him repeat himself because I couldn't understand. He informed me that I was being taken to court for delinquency on an internet payday loan taken out in January of 2008. He recited all of my personal information to me as if to "prove" that he was a legit company, it was all correct from my SSN down to the checking acct number...He even had the names of my references that I used. He kept saying he was calling from the parent company of whatever the loan company was that I had taken this loan through. He said the original company I took out the loan through had probably gone out of business but he couldn't tell me which one it was. So I asked him how come the first time I hear anything about a delinquency on this account is when I'm being sued for it. he supposedly transfers me to his manager by putting me on hold and playing a ringtone in my ear to simulate music u hear when someone puts u on hold. The "supervisor" comes to the phone and this [***] proceeds to tell me that this "loan" that I signed a "contract" for states that if I become delinquent, the company doesn't have to contact me to collect, they can just sue me for it. Then he has the audacity to say he doesn't know how the account ended up in his legal department and that "someone may have stolen your identity". So I asked him if he had a phone number for the "company" he says yes and gives me the name of the company ("Advanced Cash USA" which, remember, he didn't have any record of before because it had supposedly gone out of business) and gives me a phone number to call which was (202-379-2317).

So, I hang up from him, call this 202 number and low and behold..it sounds EXACTLY like the guy I just got off the phone with. Then he says, since I won't pay, he's gonna tell the legal company to go ahead with the proceedings and if I had paid off the loan then I could prove it in court and I wouldn't have anything to worry about. Or I could just go ahead and give him a payment now and be done with it. Then I went off on him and told him I feel like I'm being scammed and he says "well since you're being concerned, I will tell the ACS not to contact u" and then he just hung up on me.

So I call all of the payday loan places I had ever borrowed from just to make sure that they had all been paid off. And one company was hard to locate...MTE Financial, which did in fact fold, and another company called Instant Cash USA took over their accounts. (I suspect MTE Financial is where this person got my personal information since they were the hardest to contact and the only company which had transferred my loan to someone else).

I found an old email from 2008 which told me that MTE would no longer be debiting my account and that Instant Cash had taken over. The email also said I could call MTE to verify. The number it gave was 866-859-6129. I called that number and the representative had no clue who MTE was, but instead transferred me to her company's collections manager (Tracy) who apparently new more about MTE and the aquisition and was able to help me a great deal. She showed all of my accounts had been paid in full before the loan was transferred. She informed that the call i received was probably a fraud and that MTE was somewhere in California, not in the DC Area. Then I started putting the puzzle pieces together.

After I hung up from her, I decided to do a reverse phone lookup on Google for the 646 and 202 (which is the area code for Wash, DC btw..I live in the DC Area) numbers and VOILA!! I found all kinds of people complaining about the exact same thing...a payday loan that was supposedly delinquent and they were getting threats from some middle eastern [***] claiming his name was Brian Smith or some obvious american name with an extra thick accent saying that they would supposedly be sued and/or arrested.

I have since closed my accounts and put security alerts on the new ones. I've also called all of the 4 major credit bureaus and put security freezes and fraud alerts on my credit reports.
I also called the 646 number back, which turned out to be a fax machine and then I called the 202 number back and informed Mr. "Brian Smith" that he and his "company" along with his "legal department" was under investigation with the FBI and my local police agency for suspected ID Theft, Wire Fraud and Scams...He of course hung up in my ear.

KEEP THIS GOING FOLKS!!! Hopefully some other unsuspecting consumer will read these and not be fooled!!!

Michael, I work in the credit/collection field. Are you related to keawe? My daughter is Tiarre. I remember she asked me something like this a while back. Anyways, the company has to be in the same state bin order to file suit. They could forwardbthe account to a collection agency in Hawaii then that firm can sue. Other than that, it can't be done. Always ask for an itemized statement, sign contract or application if ever called for a debt. Any questions call my job 808-532-8388. ID be more than happy to assist you in any more info, advice or help.
Aloha, Kim

Same thing is happening to me.  An Indian sounding guy from a number of +052928512 called me the other day.  I told him I do not know who this company is that says I owe them Money.  They first said that I had $300 deposited into my account in June 2009.  I told them to email me the information.  He said he will and he already had my email address.  Another guy guy called me today saying that I owe them $450 for this advance.  The guy got upset when I would ask him for the date that the money was deposited into my account.  He said 9/9/09.  I told him someone told me the other day that it was in June 2009.  Then his story changed to they received notification on 09/09/09 saying that I owed this money.  When I asked for a date that the money was "supposidly" deposited into my account he said we do not have that information.  I told him that if he was collecting on a debt, he would have all of the information.  I told him that I never did a cash advance from a company before.  I told him that I had checked my bank account and that nothing was ever deposited into my account for $300 in June.  He told me that they have my email address and how would thay have it if it wasn't true.  I told him that I get spam emails and phone calls all the tiume from companys that I do not know, trying to sell me things.  I told him that that doesn't prove anything.  I told him I need phone number to this Advance Cash USA and he said hold on.  He then Hung up on me.  Big scam, I think.  Any idea's how to get this to stop or who to report this to?

I got a call from a Sam Austin-347-590-4535. Very thick Indian Accent. When he couldn't answer my questions he handed me to his supervisor. After asking him what do you want, and who is the company he asked me if he was speaking a different language since I could'nt understand him and kept asking questions. Their threat was that I misrepresented my company because I used my work email. When he still would not answer my questions I told him that since he claimed to have my email he could send me his information. This is a complete scam. Being put on hold is setting the phone on their desk. Really?

I got a call from a indian guy his name was Joe Mayor and i owed 300 dollars to a online loan company which i took the loan in august. He got upset when he told me that i could fix it by sending 140 dollars off the bat then 565 by the end of this month. If not then i would get fired and arrested and my social security number was on the black list for check fraud. And then another fella called me from a different number but sounded the same and his name was Kevin Anderson. Well i called a friend of mine at the police station and when i told them that that really pissed them off.There's a new number it's(1-760-111-1000) so everyone beware

Hahaha I just received a call today with the exact information u just said I was being sued for 3 accounts of something n I just started making fun of him cuz I knew it was a lie n he also said u kno I can sue Ur for that also Lmao