202-556-2821

they actually helped me out and help me advise my money and take care of other problems i was going through

Called and stated that I have a civil suit and trying to get money!!! Steve Master-Legal Aide

Got a call from Steve Master too and they are going to serve me with a civil suit too. Get in line pal!

Once again they couldn't show me the proper document to validate the debt. So now almost a month later they (Carlos) called and said if i don't set up a payment and give them my information to get the money then they will send this over to the local authorities. Ha little do they know I work for prosecutors and they can't do that. I'll let them think that though

So if you said they were helpful you must work with them.  They called me.  I tried to explain my circumstances and was nice about it; however, Rachel Cortez and Emily threatened me.  They have broken every law in the book pertaining to debt collection.  They threatened me, they threatened to go after a third party who is not even a co-signer, they threatened to have me arrested on a false charge, etc.,etc., etc.  They refused to give out their mailing address.  They will only give out a fax number.  Yep, they are so helpful that is for sure.  They also leave personal information on messages.  That is also illegal.  Since they have broken every law in the book, I have sent them a do not call letter.  I have told them that should they refuse to stop calling, I will be recording every singal call they make.  If they decide to sue me for what ever they allegedly say I might owe, they better start crying because with all the laws they continue to break, they will be owing me a lot more.

One of my family members works for a highly reputable collections agency - she has never pulled anything like this.  All other collectors understand where I am at right now.  They understand that I would pay if I could and have been very nice and non-threatening.  So, IRG and Associates and Rachel Cortez and all other people there, keep it up. You are illegal.  I have filed complaints with you in as many states as possible and with the feds.  How is it that?  That was not a threat.  I actually filed.

don'tmesswithirishgirl-

What you did doesnt hurt a sole. Why dont you pay your bills instead of being a deadbeat. Your momma should have raised you better.

Yeah...  they helped you out...  I presume you work for them.  Of course, every 6 months they change their name and cloak their phone calls.  They break every consumer collection law on Earth.  I have already filed with the Attorney General as well as the Bar Association of Nevada (where they now claim their "LAW OFFICE" is.  What a bunch of frickin garbage!