214-865-7083

THIS IS A SCAM!  This guy Vincent Guarino called and left a message on my cell phone on 2.27.14 stating that he was calling in regard to a complaint made in Prince Georges County, MD against my sister and she had used my name and number as a reference. I called back a week later on 3.6.14.  My experience with Vincent was exactly like the one described above by the previous person. He tried to fast talk me and over talked me when I would ask questions. He said that my sister owed $1,510 as a result of several pay day loans she had taken out. He claimed that she closed her bank account after 2 payments to a pay-day loan company, MMG Holdings (aka Bahama Marketing Group). I told him I need to consult w/ my brother first and he also had my brother's info. He pressured me by saying that he's going to court in 30min so I would need to call him back before then so that he could report back to the court that this was being resolved. Which how coincidental in that it was a week since he had called me and the day I call back he just happens to be going to court in a matter of minutes. I asked how he had acquired our personal info and he said through public records search (which anyone can do). He continued to pressure me into trying to arrange payment and said that he needed to know before he headed off to court in 30min. I refused and explained that I needed to speak to my brother. I called my brother and my sister and we conferenced called Vincent. Yes, my sister did in fact take out a payday loan in April 2012 but she had paid it back in full. It turns out that Vincent and this company STR Group prey on people who have taken pay-day loans. They try to use fear of prosecution as a method to extort money that is NOT owed. He tried to say that my sister would be facing criminal charges if money wasn't paid. Prior to all 3 of us getting on the phone, when it was just him and I initially talking, he said he would work something out w/ me and if I could secure funds via debit or credit card by mid-night today (3.6.14) then he would reduce the amount owed to $1,200 but once all 3 of us were on the phone and we kept poking holes in his story, he eventually got frustrated and hung up the phone. DO NOT MAKE ANY PAYMENTS TO THIS FRAUDULENT COMPANY NO MATTER WHAT THEY THREATEN YOU WITH!

i had a very similar conversation and when i told i am not working and have no income he hung up on me. i get the total crook strong armed extortionist vibe from this man.

Got the same song and dance, supposedly about a law firm that purchased an old debt, was going to send the county sheriff out to serve me with a subpoena, etc. Claimed it was an old debt from when I was working at a job 3 years or more ago. Trying the "strong arm collection tactic" to scare you into "settling this right now". Usual crap. Someday the FTC will grow a pair and start shutting these scam artists down!

Got several calls from this guy, he calls from various phone numbers. Asked to email or send me  something in writing about the old debt, never did receive anything. Filed a report with my State Attorney General office and let him know if he called again I would file a police report.

I received a call from 214-865-7083 telling me if i dont resovle this matter in less than 24 hrs i would be summoned to the police department and  i called the police and they said that it sounds fishy to them and they never heard of STR group or the guy that i mentioned because i told them everything he told me on the phone. The police said dont worry about it because the courts would send them a summons and they didnt receive anything