320-515-8730

Called and didn't leave a message.  Other sites say it's a credit card scam.

called it back and it said the line is not in service

Called.....no message.....called it back and it said the number was not in service! I have been getting 2 calls a day from these credit card scammers. They must change their number every couple of days. Wish I could stop them.

Please consider it your CIVIC DUTY to waste these basturds' time.  Keeping them on the line as long as possible runs interference for your fellow Americans and helps minimize those who get scammed. PLUS you can have FUN in the process!

Rachel of Credit Card Services (CCS) is the FTC's enemy number one: 200,000 fricken complaints each month.  Probably costs us taxpayers millions per month to process.  CCS has scammed your fellow citizens out of $30 million dollars.  UNCLE SAME WANTS YOU to help slow down these harassing crooks.

Here's a protocal to get you started.  (NOTE: four months of not ever answering calls from numbers I didn't recognize didn't stop this nuisance.  If you're getting these calls, you have been DRAFTED.)  So PLEASE DO YOUR PART:

PHASE I:

1.  Play along, acting like an interested prospect.  Give them fictitious data, including perhaps a combination of two different credit card numbers.

2.  Be patient and respectful to reel them in.  Speaking fairly slowly and clearly since these scammers will hang up on you for whatever reason (if you're chewing food, if you put them on speaker phone, if there's a slightly bad connection, etc.).

3.  Upon request, I give them my credit card company's real telephone number so that they can waste their time calling while I hold.

Once they've put you on hold, YOU HAVE TWO CHOICES:  a) Put them on hold to keep the line open and go on with your day or, what I love ... b) Wait to deploy the protocal's second phase.

Typically they come back on the line and want to review the info I've given them.

PHASE II:

4.  Sometimes I give them the same credit card info with two of the numbers transposed, thus causing them to call my credit card company yet a second time.  They often hang up right after calling the credit card company again.  HowEVER, if they're dumb enough to come back on the line (tee hee) ...

5.  Then I let 'em have it (and this is the FUN part).  When they say that my info didn't work, I respond, "Well maybe that's because H-O-O-O-O-N-N-N-K-K-K [from my air horn; the best $6 I ever spent] maybe you've been PRANKED!  So please (now in my Cookie Monster voice) call back tomorrow if you want more bullshot.  Eat shot and die, you predatory human garbage!"

The purpose of this abrupt Dr. Jekyl and Mr. Hyde transition is to enrage and demoralize the enemy, and boy does it ever work.  Oh, how it pesses them off to realize you were laying in wait, setting a trap.  And NOW, hardy-har, they're the butt of your joke rather than you being the victim of their harassment.  Make it apparent that pranking them is your Number One idea of an uprorious good time, which is exactly why you're inviting them to call again (which they will regardless).  This actually DOES become fun; trust me.  In fact, I try NOT to miss their calls.  : )

Incidentally, if you get really lucky you might even persuade them to give you a REAL number at which to call them back.  Then please post it here so that the rest of us harassees can call them ad naseum.  I was able to shut down their operation for a whole afternoon by calling from both lines of two cell phones and three lines from each of two office telephone stations.  Ten calls at once, baby, for HOURS.  Then they changed that number; boo hoo.  So please try to get us a new number, SOLDIER!

EXCITING NEWS:  Here's a number where you actually can call them back a time or two (or a hundred):  800-892-9533.  Please enjoy while it lasts.

Hi boys and girls,if you are getting these scammer calls, I have some bad news for you,you are now and forever on "the list",no,I'm not referring to the silly,worthless,"Do Not Call"list,I'm talking about the "Mooch List",aka as the "Sucker List"or "Victim List".If your landline or cell phone has ever been called by a robo-dialer,and you answered "hello",your phone number was moved to the "mooch","sucker","victim"list.It is being sold,traded and otherwise shared by thousands of these low-life,bottom-feeding scammers all over the country and around the world.You can complain to the FTC,FCC,FBI,NSA,CIA,and even Hawaii 5-0 all you want,but these are lists you will never,ever be removed from.You are now and forever in our little club.By the way,I have been doing what Mr Air Horn above recommends for years,it's a blast for us old retired guys with time on our hands.Stay safe out there soldiers,and remember,those dirtbag scammers out there are reproducing faster than bunny rabbits.

if the FCC found this type of scam serious, people would be convicted and sent to jail. Protecting the innocent person from these scammers does not seem to be importance.

This is what I tell them...

You are being reported to the FTC, FCC & the FBI for violating the Federal Do Not Call list.

You are being reported to the FTC, FCC & the FBI for violating the Federal Do Not Call list.

I have invented information I feed to them every time (only the bank call-in number is real). Most of the drones will try the false credit card information two or three times, coming back on the line after each attempt if they don't catch on. Play it by ear, and use the last portion of the call to insult and cuss to your heart's content. It's ironic that they get pissed off when you waste their time treating them like fools.

Here is a suggestion that I did, with a warning:
If you press 1 they forward the call to a call center BUT they claim YOU called THEM, which is true since you pressed 1.  They will then claim they have absolutely no idea what marketing company called you first and referred the call "since we get calls forwarded by so many".  Of course they are doing it themselves, but newsflash, people lie.  Also, if it was an outside company they would have to know so they would be able to pay that company for the referral.  
All that said, I believe that having pressed "1" for one call puts you on the express hassle list so you'll get more of them.

I played along and make it sound like they hit a grand slam, telling them I had all kinds of cc debt.  Then I told them I was at work and my boss just walked in and I needed their number so I could call them back.  Once I got that I looked up who they were and filed a complaint with the FCC that bore some weight.  When I called them back I told them not to bother hanging up because I had their number, and they did stay on and got me a supervisor.  He referred me to the "owner" who did not call me back and that is when I filed the complaint.

BTW, they make money even if you don't answer because the "lookup" system for caller ID bills your local phone company for that local phone company accessing the databank so that it can display their number to you.  The scammers have teamed up with a small telephone company out west so that telephone company will collect millions which they split with the scammers.  One CC scammer can make 10 million calls a day, so even at a fraction of a cent per call they are making some serious jack.  So they make money by scamming other phone companies, not just you.  Now you know why they call so much.  

Didn't receive a call today, but I did get one on Saturday and one on Sunday - both that showed No Caller ID. I'm reporting on this number because that's who called last week. Same crap, press 1, etc. I never seem to have the right amount of CC debt to keep them on the phone - either too much or too little. Oh well, at least I keep them on for a few moments!

these people keep on calling me from this number it is 320 515 8730 this is nothing but one big scam . these [***] have even called my phone  at 4 ;00 in the morning via robo call i have told them to stop their [***] that i am on a do not call list and they keep on calling any way .

On Christmas Eve?  Are you freaking kidding me?  You know what they said when I said that, "yeah and tomorrow too".  Before she hung up I told her they must be paying you a whole F'n lot to bug people on Christmas.  May they all burn you know where!

I have gotten their real phone number twice when I ticked them off by calling them names and slamming the phone down.
The first time I called the woman a "c u next tuesday". She called me back from a different number, which turned out to be her home number! I asked if SHE would like to lower her credit card bills.  
The second time, it was a black woman . I said "I'm sorry, I don't do business with n166ers". She started screaming at me . I just laughed and hung up. A few seconds later, I got a call back. I answered "Hello, N1GGER". She started MF'ing me. I just kept egging her on. I kept calling her Shaniqua, LaQuisha, Aunt Jemima, Mammy and asked why she didn't "know anything about "birthin' no babies". She finally threatened to come after me . I said "bring it on, Bertha". She hung up and I haven't heard from her since.

Cons that will even call on Christmas, what a pathetic bunch of drones...

If any one knows the name, location, and owners of the company that is making these calls.  I would like to file criminal charges and a lawsuit against these people.  The FTC fined SBN Peripherals for making these calls using "Card Member Services" as a company seeking consumer information.  I am not sure of this is the same company that is running this scam or making the calls.  The company that is making these calls have a system that displays fraudulent phone numbers on the caller ID.  I have filed about 39 complaints with the Do Not Call List.  I have received calls every day this week so far, including Christmas Day,  

Pitch: Credit Card Reduction
Company: Credit Card Services (many names are used)

Offender: Kimberly Marie Coarse (Website/Business Owner)
Address: 14508 Michener Trl Orlando FL 32828 (netsol.com WHOIS website data)
Address: 14421 Paradise Tree Dr Orlando, FL 32828  (State of Florida Business Registry)
Possible Age: 29-34


[Address Info] - Pulled off Orange County Govt Site

14421 Paradise Tree Dr Orlando, FL 32828
5 beds, 3 baths, 3,195 sqft - Sold 7/19/12 $230,000
Parcel #: 05-23-32-1004-03-630
09/02/2005 - William A Meagher & Ana Carolina Lopes/Meagher accquire home $337,000
04/24/2012 - William A Meagher takes over loan and Ana is removed
06/15/2012 - Sell Home to Alonso Palomado

William (Bill) Meagher Age: 41 -
A Bill Meagher is listed as a friend of Kimberly's on facebook
Bill's FB indicates marriage Aug 16th 2009

14508 Michener Trl Orlando FL 32828
3 beds, 2 baths, 1,849 sqft - Last sold: Aug 2005 for $216,400 (Built 2005)
Owner: Castro Steven
Parcel #:  08-23-32-1037-02-010
Mailing Address: 63 Fountainhead Dr Apt 205 Westmont, IL 60559-2419
(Likely A Rental Unit)


Notes: The Paradise address is connected to Bill Meagher who is in turn connected to Kimberly Coarse. The home was sold in 04/2012 around the same time a  couple of the bogus companies were registered with Florida State. Given that they would need to recieve mail the 14508 Michener Trl Orlando FL 32828 address is likely to be current address.

[Possibility ]
Given that the companies/sites are registered under Kimberly Coarse its a guess that she and William (Bill) Meagher had a relationship that ended with his seperation from Ana Lopes/Meagher. Kimberly could have lived with Meagher then moved to the nearby Michener address (the one blurred out in google maps) after the sale of the Paradise home. Likely done to keep her son in the same school district. Unkown if Bill Meagher moved with her, but the Michener address is a 3 bedroom home. Seems likely that the two would be involved in this venture together.



[Social Accounts]
myspace.com/kimmarie2326 (Indicates Wekiva Springs, FL)
www.facebook.com/kimmarie0126
www.facebook.com/bill.meagher2

Posting Information On Possible Offender: These details are being posted from pubicly gathered data. The data below was gathered when a user posted a phone number (1-800-892-9533) they were given to call them back. Using this small piece of data the following was collected

[Scam Websites Owned: These sites give the same pitch given ove the phone]
financialsavingssolutions.com
premiermarketinginternational.com

[Other Websites Registered]
greenpowersales.com
premiermarketinginternational.com
EFFICIENTENERGYBOX.COM
financialsavingssolutions.com
THEGREENPOWERGROUP.US

[NetSol WHOIS Info]
Owner: Kimberly M Coarse
Home Address: 14508 Michener Trl Orlando FL 32828
Email: businesswoman8884@gmail.com
Phone: 407-430-9184

[Companies Registered with State of Flordia]
Manager of The Green Power Group, LLC - FL ID: L13000053783 Date:4/12/2013
14508 MICHENER TRL ORLANDO, FL 32828

Manager of Premier Marketing International, LLC - FL ID: L12000051527 Date:04/16/2012
14421 Paradise Tree Dr Orlando, FL 32828

Managing Member of Auto Guardian USA, LLC. - FL ID: L12000027885 Date:02/27/2012
14421 Paradise Tree Dr Orlando, FL 32828

[Green Power Group LLC]
Website: greenpowersales.com
Address: 728 W. ave #188 Cocoa FL 32927 USA
Phone: 888-580-7979 (busy signal)
Email: sales@greenpowersales.com

[Premier Services Plus LLC]
Website: unknown
Address:2472 LAKE UNDERHILL ROAD SUITE 127 ORLANDO (Google-Maps Indicates UPS Post-Office)
Phone: Unknown
Email: Unknown

[Auto Guardian Usa, LLC]
Website: Unknown
Address: 14508 Michener Trl Orlando, Florida 32828-6460 (*See Note Below)
Phone: Unknown
Email: Unknown

[Financial Savings Solutions]
Website: financialsavingssolutions.com
Address: 14508 Michener Trl Orlando, Florida 32828-6460
Phone: 800-892-9533 (Working 12/19/2013)
Email: financialsavingssolutions@gmail.com

[Premier Marketing International.com]
Web: Premiermarketinginternational.com
Address: 14508 Michener Trl Orlando, Florida 32828-6460
Mailing: 1969 S. ALAFAYA TRAIL #106 ORLANDO FL
Phone: 800-607-1985 (Working 12/19/2013 )
Email: premieradvisorscare@gmail.com


[Technical Webhosting Data] - FOR ALL SITES ABOVE
Hosting Company: Endurance International Group
DNS Provider: Netfirms.com
IP address: 66.96.160.144
Site Owner: Kimberly Coarse
Address: 14508 Michener Trl Orlando FL 32828


[Phone Numbers Used/Spoofed] - Known Thus Far

860-822-7440
731-498-4058
517-705-1117
302-234-8558
281-825-4439
765-998-4712
416-364-1111
631-665-8769
503-543-5471
731-203-5870
406-980-2030
416-364-1111


[Historic Info]
Site: https://800notes.com/Phone.aspx/1-877-696-1474/2
Info: Vivian Reports an address in 2008 for Client Services (mentions Kim Coarse) of 5703 Red Bud Lake Roadb Suite 367 Winter Springs, FL 32708 (UPS store, 18miles from website location). Other sources indicate that Kimberly has a prior address in Casselberry FL, just SW of Winter Springs, FL.


Good Luck

to anon/mjones2373 or whoever else: First I would like to clarify, I am not n. mathers...as you seem to be replying to them as if they were me. I gather this because once I looked on here I saw the message from n. mathers which explains why the email you referenced above that you sent me was entitled failed detective. lets go back to the first communication you sent me on Dec 22 from a text me number with the same tag line (mjones). in this message you were referring to an accusation of previous sexual partners of mine (that was not accurate like most of the information on here), in which you called me vulgar names and said due to your "suspicions" of who i was with you were going to make it your mission to destroy myself and my businesses. Around the same time people started getting these phone calls and began calling my company, emailing and calling my cell phone very upset stating that I was the one calling them. After researching my name several people came across this website where a list of numbers was posted in connection with myself. There has been information posted regarding current or previous businesses I have owned, old business partners, a landlord, 800#'s..etc. You have recently emailed me after thinking that n. mathers was a post put up by myself, with pictures you took from my instagram of a basketball game i went to on Jan 26th. You stated that I was the worlds dumbest criminal and that i made the case a slam dunk after sending the pics to the judge. If this is not someone with a personal vendetta against me then I don't know what is. I had no choice but to reschedule my court date due to a previous arrangement in which I absolutely have documentation to back up, however as I said in the email, I would have rather not waited that long to postpone it. Those tickets were also purchased for my sons birthday and to have someone use that and make it seem as if i avoided court to go party in miami is up surd. you have made it clear that you will stop at nothing to destroy me by any means possible however the one thing you do not have on your side is the truth. Allow me to address some of these accusations and clear up the questions that so many have after I have been framed for this scam:
do i have a previous arrest record? yes. I was arrested for petit theft when I was 18 for stealing a shirt from the mall. a young and dumb mistake. was i arrested for disorderly intoxication when I was 20. another young dumb mistake. lets now dive into my business/professional background, which the people on here with real concerns are interested in.
YES, i have worked in the telemarketing industry for YEARS. Not the most glamorous of businesses to say the least and I have met some really awful people in the business. I did sell the lower interest rate program approx 7-8 years ago. agreeably, this service can be a tool to take advantage of people HOWEVER, I was never associated with such an organization even though I know they do exist. This is when I met the man you are referring to as Pete Wright. We did in fact have a "relationship" however it was a mistake on both parts and ended. Everybody makes mistakes, I am human, and I am also grown enough to admit to mine. I never intended to hurt anyone and am remorseful for doing so. Moving on....I then started a fulfillment company with William Rivera. For those of you who are not familiar with the terminology, what I mean by fulfillment center is the company that actually provides the service to the people who are sold by telemarketers. (some of us actually do try to help people). Basically, once a telemarketer makes a sale, they often use a different company to actually do the customer service and provide the service to the people that were sold. I owned that company for about 2 years and then decided to shut it down and begin on my own. And NO, I never had anything more than a business relationship with Mr. Rivera. Currently I own my own fulfillment center, again, providing customer service and servicing clients. What we do to be more specific, or did prior to 11/25, is actually schedule the appointments with one of our advising staff for them to try to meet a guaranteed savings to each customer. Based on their current debt and interest rate, we guarantee to save them a certain amount in interest and finance charges through several different methods. If we cannot save them the guaranteed savings we refund their money in full. Can we help everyone, absolutely NOT! But those that we cannot we refund. One thing that any of the sales rooms I have ever worked with will tell you is that our refund rate is one of the highest they have worked with and this is because we DO NOT rip people off and if we cannot benefit them we return their money. Does this mean everyone is happy all the time, NO....go to the BBB and look up Wal-mart or any other organization and you will see several complaints. One thing you will notice about our complaints is that we take the time to reply and satisfy almost 100% of them. Unfortunatley it is true that many people out there take advantage of consumers trying to make a quick buck but my company has several check-points and restrictions to try to make sure people actually have the possibility of benefiting from our service, such as age limits, debt restrictions and so on.
As for my recent arrest: I was actually leasing the front part of an office of mine to a telemarketing room. This room was raided due to not having a license. Because I was the one on the actual lease I was arrested and charged as well. I was originally charged with Owning/operating a sales room without a license (which has since been dropped) and also employing sales agents without licenses, which is now employing or affiliating with an unlicensed sales room. I have nothing but respect for the justice system and Im sure they didnt drop a charge without doing their own investigating first. Since this has happened and "someone" texted me saying they would stop at nothing to destroy me and my businesses people began getting these harassing phone calls. The person who is doing this is trying to make it look as if I am operating as a sales room and sending false evidence and getting people to complain to the state departments in hopes of it crippling me in court, in which i look forward to. These sites are usually a great tool to find out who is harassing them or about recent scams however it has now been set up as an instrumental vehicle to try to sabotage me and hurt me at whatever cost.
To those of you being called and harassed by these people:
Many of you have emailed me or even called me or my company and I have spoken/responded to several of you explaining what is going on. Please keep in mind that when you call back the numbers that show up on your caller id's they are not working, the people who you speak to when they call you eventually hang up on you, they keep calling you. However when you call my customer service numbers, a representative speaks to you, tries to explain what is going on, gets the numbers that call you and any other helpful info so we can turn it in to the proper authorities. I myself have spoken to several people who have called angry and upset. I have had death threats, been called every name in the book, even had people come knock on my door....WHY would I continue doing something that has not only put myself but my son in danger. As my sister said, theres no amount of money in the world that would ever be worth what i have been going through all over a personal vendetta. I want to know the person doing this just as much as everyone else. I myself have contacted the authorities and told them what is going on and given them the phone numbers.....WHY would I do something like that if they are linked to me? As mentioned above, I have listed my HOME addresses for many of my businesses, simply because I have never had anything to hide. I am actually one of the only or very few people even on here that is posting under my real name. If you want to know something else about me or my businesses I am requesting that the person behind this reveal yourself, meet me face to face and lets get to the bottom of this and your motivation behind it all. Anybody who has been contacted by these people, please help me find out who is doing this and lets stop them.
Thank you,
Kimberly Coarse

Scammers phishing for your credit card information.  Spoof different numbers all day long. They call at least once a day.  I'm to the point I reject the calls every time.  If you make the mistake of answering and pressing 1 after the automated message, they WILL continue to call.  Every effort to get them to stop will not work: asking to be removed from the list, telling them you do not have a credit card, asking to speak to a supervisor, asking for a number to call them back.  Any questions you pose will result in them hanging up on you.