360-474-3901

Recording about lowering interest on credit cards. Same b.s., different number. They always say it's their final notice yet they keep calling. My final notice: STOP CALLING ME!!!!

They are on a roll again.... just got a call as well

This company calls with a recording claiming to be your credit card company and has a final offer for lowering your interest rates. They are clearly a scam as the legitimate card company will not call this way. The caller places a call with an automated dialer and nobody on the line when the phone is answered, and with a recorded message and nobody on the phone when the call is answered. Bot of which are illegal - even if they weren't calling a number registered on the Do Not Call list.

I just got two of these calls this afternoon.  I reported them to the Do Not Call Registry.  I found it interesting when I checked my called ID for the number to report it,  there was another list of numbers listed on top of the phone number - has anyone else had this happen?  It starts with the letter V and is then followed by 14 numbers

Another Robo call, this one again  from Arlington, WA. I get these calls from callers wanting to lower my interest rate and they all have the same female voice, no matter the location of the caller.

They are definitely violating the law.  It doesn't even pertain to Do Not Call.  According to the FTC unless the company has written permission to call it is illegal.  See http://www.ftc.gov/bcp/edu/microsites/phonefraud/robocalls.shtml
The complaints to the Do Not Call registry regarding robocalls are numerous and they are trying to stop the calls.  For additional information go to http://www.ftc.gov/opa/reporter/donotcall/robocalls.shtml

How it works:
http://blog.usa.gov/post/30393077932/answering-your-questions-about-robocalls
http://onthespotblog.com/on-the-spot-blog-sti ... older-services/
http://onthespotblog.com/tag/cardholder-services/

People should continually file complaints with their Attorney Generals office and also file with:
http://www.fcc.gov/complaints
https://www.ftccomplaintassistant.gov
If enough people keep complaining then maybe something will get done.

The calls are being made from outside the US however most of the call centers (where you actually talk to someone after pressing 1) are in the US and the companies making the money from the scam are owned by people in the US. They will charge thousands of dollars on your credit card without performing any services.

Many of these calls are coming from Costa Rica and India and they are using spoofed (false) numbers, which in itself is illegal. They do cold calling for or sell the leads to numerous companies in this country and they know that what they are doing is illegal. Tomorrow this same number may be selling Cruises, Timeshares or Security Systems but if you follow the money it usually ends up in the hands of an American LLC. Keep complaining to the FTC and FCC, and start bugging our politicians to pass laws to make it punishable in criminal court instead of handing out fines that they don't pay. Another course of action is to contact phone companies to find out why they won't block spoofed numbers. With today's technology that should be an easy thing to do, unless they are somehow profiting from the use of their systems.

The criminals behind this operation aren't going to pay attention to you asking to be removed from their list. Their calls cost them nothing and they can make a million of them a day so they have no intention of ever removing someone. When you press a key to talk to them all that is accomplished is to verify that they have a working number.
Unfortunately blowing an air horn or whistle doesn't work either. Their headset have noise dampeners plus they are expecting it. However with that said if it makes you feel better then by all means give it a shot.

For anyone thinking of using Special Information Tones (or as they're called in the industry SIT tones) to fake a non working phone number, they won't work. Since around 2001-2002, the costs of "digital" business lines have dropped dramatically, along with Voice over IP (Internet) telephone service. Neither of these use the SIT tones as the call information is carried separate from the audio.
This separate call information tells the calling party digitally if the call was answered, busy, voice mail, forwarded, rejected, etc. This renders SIT tones useless. Also the "TeleZapper" products that used to be on the market used this method as well, and were rendered ineffective for the same reasons.
It is also through this separate call information message that the spoofed caller ID information is transmitted.

Robocalls are illegal unless you have given them prior permission in writing (not worded into some small print contract from a 3rd party) and are absolutely illegal to a cell phone.  The Telephone Consumer Protection Act permits individuals who have received certain unlawful telemarketing, such as junk faxes or telemarketing calls, to sue the violator in state courts where they may be awarded up to $1500 for each violation.
http://www.ftc.gov/bcp/edu/microsites/robocalls/  
http://www.ftc.gov/opa/2012/07/robocall.shtm
http://transition.fcc.gov/cgb/policy/TCPA-Rules.pdf

Check here first to see if it is one of their phone numbers:
http://telemarketerspam.wordpress.com
Pacific Telecom Communications Group
Follow JD's recommendations in the blog and stop them at the source.

Many of the disposable numbers come from Pacific Telecom Communications Group and they are currently under investigation and in the midst of various lawsuits. (The principles involved have been part of actions by the FCC under other business names).These businesses have ripped people off for millions of dollars, yet have paid only a couple of thousand dollars in fines. The only way to stop them is to throw them in prison for a few years to make this criminal activity less attractive.

The Oregon Public Utilities Commission has revoked Pacific Telecom's certificate to provide telecom services in Oregon.

The Indiana Attorney General’s Office filed lawsuits against:
Consumer Credit Group and Proactive Planning Solutions of Arizona for violating Indiana’s Do Not Call Law and Auto-Dialer Act known as the robo-call law. Both companies violated the Credit Service Organization Act and Deceptive Consumer Sales Act by not obtaining $25,000 surety bonds with the state and collecting money upfront without performing any services.
Debt Zero of California for collecting money up front, failing to provide services or a refund and operating without a $25,000 surety bond.
Clear One Advantage of Maryland and Credit Arbitrators of Texas for violating the Credit Service Organization Act and the Deceptive Consumer Sales Act by not obtaining the required surety bonds.
http://www.in.gov/activecalendar/EventList.as ... ation_id=107077

Arkansas sues robocallers:
http://www.arkansasonline.com/news/2012/aug/0 ... arketing-firms/
Missouri sues robocallers:
http://www.legalnewsline.com/news/236974-kost ... nies-over-calls

Proof that current laws mean nothing to these scum suckers, these same people under different companies have been sued in the past and have only paid a minimal fine. Here are just a few:
http://www.ftc.gov/opa/2011/12/roycox.shtm
http://www.ftc.gov/opa/2010/06/asiapacific.shtm
http://www.ftc.gov/opa/2012/03/asiapacific.shtm
http://www.ftc.gov/os/caselist/0923193/111219roycoxcmpt.pdf
http://www.ftc.gov/bcp/edu/microsites/donotcall/mediacenter.html
http://www.ftc.gov/opa/2012/02/afl_financial.shtm
http://www.ftc.gov/opa/2012/02/voiceblaze.shtm
http://www.ftc.gov/opa/2010/03/voicetouch.shtm
http://www.ftc.gov/opa/2009/05/robocalls.shtm
http://www.ftc.gov/opa/2009/12/robocall.shtm
http://www.ftc.gov/opa/2009/09/twi.shtm
http://www.ftc.gov/opa/2011/02/robocall.shtm
http://www.ftc.gov/opa/2009/05/robocalls2.shtm
http://www.ftc.gov/opa/2010/12/jpm.shtm
http://www.ftc.gov/opa/2010/08/voicetouch.shtm
http://www.ftc.gov/opa/2011/11/sonkei.shtm
http://www.ftc.gov/opa/2010/05/ams.shtm
http://www.ftc.gov/opa/2011/01/khalilian.shtm

Write your Congressmen and Senators. We need CRIMINAL penalties against the companies that are profiting from these calls. Follow the money, slap them in prison, no one left to outsource to overseas boiler rooms, problem solved. Since they are operating across borders it should become a federal felony and should be handled by the FBI under the RICO Act.

This is a robo call so that I guess they get away with it.  Even when you opt out by pressing 3 over and over and over again they still call claiming that you didn't push 3.  The last two times I have called I have pressed 1 and told them I do not want them calling this house ever again and get hung up on.  I think that the law that covers the no call list should even cover the people that you do business with because I hear that all of the time.  We can call if we already have a business relationship with you.  If I wanted you to call, I don't care whether you are a charity, a political party, a person takng a survey or whatever else you can come up with to telemarket my house I would not have my name and number on the NO CALL LIST.  It's like they are stalking you.  You can tell an indiviual not to call your house and if they do they can get into legal trouble but you can't tell your credit cards, Timewarner Cable, someone that you bought a piece of software from that they cannot call to try to sell you something.  I pay for this phone line and should be able to enjoy it in peace without having to get caller ID to keep telemarketers from calling me because that costs me not them.

Recorded message saying there are no problems with my current credit card and this is final notice for lower interest rate offer from card company.  Didn't identify the card company.  Problem is, I have no active credit cards, so I assume it's a scam.  Options: press 3 to cancel the offer, press 1 to speak to a representative.  I pressed 3, and the call immediately disconnected.

Recorded call to number on donotcall list. claims to be cc company offering cheaper interest rate.

Got a call, no message left, didn't pick up.  Don't know anybody in Washington.