414-219-0007

Another telemarketer that you cannot call back and they never leave a message!

Annoying

caller does not respond or leave message

don't know the number, it only showed up on my caller ID as AURORA SANAI ME & that's where it cut off @, so idk what this place is, or even if it actually exists, but this is annoying.

***NOTE TO COMCAST CUSTOMERS*** you can download the nomo robo for your phone service, & the robo calls, should stop, or @ the very least, decrease in frequency.

(414) 219-0007 Live call recorded 23 October 2014 ("Card Member Services, you qualify for a lower credit card balance interest rate..." SCAM)  
Caller ID: "V102311502100031" (derived from date and time so no two recipients get the same Caller ID)

A feeble attempt to get name, Social Security number and credit card details under the guise of lowering my credit card balance interest rate.

Of course they ignore the Federal Do Not Call list, which certainly tells us something about their business ethics, doesn't it?

Here is a transcript of this "lower your credit card balance interest rate" offer (all fake name, address, Social Security and credit card numbers and information thanks to FakeNameGenerator.com):

[me:] Hello?
[they:] Hell-oh?

[me:] Hello?
[they:] Hi, good afternoon, this is Karian Brown calling from Cardmember Services [unintelligible] on behalf of Visa, Master Card, Discover and American Express. You are receiving this call today because you are pre-qualified through the credit bureau Experian to have your interest rates reduced. Are you currently carrying an outstanding balance of three thousand dollars or more and paying an interest rate of ten percent or higher?

[me:] Did you say three thousand or more?
[they:] Yes.

[me:] Uh, yes, I do have a balance more than that.
[they:] And...what is the interest rate you're paying?

[me:] Oow Lord, I believe it's eighteen per cent.
[they:] Eighteen per cent....and what is the balance?

[me:] Uh, I don't know it exactly, but it's in the neighborhood of $8,500
[they:] Have you received your billing statement for this month or next or last month?

[me:] Uh, no, the billing statement for this month has not been out it, it won't be for another week or more.
[they:] Ok. And the last one you look at, this is the balance you saw on it, correct?

[me:] Yes, uh, it was right around eight thousand, five hundred.
[they:] Oh, ok then. So, what's the minimum payment?

[me:] Um, the minimum payment was $149.
[they:] Ok, so maybe it's around eight thousand three hundred or something like that. alright?

[me:] Yes.
[they:] Ok, now, um, based on the information you just gave me, this account is qualified for the interest rate reduction. Would you like to get it reduced today?

[me:] Uh, can you tell me how much it would be reduced?
[they:] Well, the accounting manager will be more than happy to let you know. What I do I just verify the account information with you and get you qualified for the rate reduction. Once we're through I'll get him on the line with you so you can speak with him. Our rate that we offer would be anywhere along the line between zero and six per cent and that will be a lifetime guarantee of your account.

[me:] That would be tremendous if you could reduce me from eighteen per cent to six percent or less. This must be my lucky day.
[they:] Ok, now, um, can you confirm your first and last name with me please?

[I provide false name, address information, starting at minute 3:17 through minute 6:15]

[they:] Ok. Now Mr. Baker, you told me that you didn't have the statement or you said you received it. The one for last month.

[me:] Yeah, uh, the one for last month, I don't have it in front of me but it's, it's here somewhere.
[they:] Ok. alright. Um and this account, it's a Visa, Master Card or Discover?

[me:] It's a Visa.
[they:] A Visa. And who is your lender?

[me:] It's the, uh, bank in Wilmington, Delaware. Uh, I'm drawing a blank here.
[they:] What? What's the name of it?

[me:] It's, I think it's called First Bank. Oh, I'm sorry, it's Chase. It's a Chase Visa of course. It's Chase Visa.
[they:] Ok. Just a moment here, ok?

[me:] alright.
[they:] I see [unintelligible] New Jersey...ok...alright, ok, so...let us move on here. What's the expiration date on this account on the card Mr. Baker?

[Again, I provide false information]

[they:] alright, and could you go ahead and, you have the card with you?

[me:] Uh, yes.
[they:] Can you just verify the numbers beginning with four please?

[me:] Yes. What do you have in front of you?
[they:] I'm not allowed to say that.

[me:] Oh, uh, well it's...[again I provide false information]
[they:] Ok, let me go ahead and repeat that to make sure it's correct, ok?  

[me:] I thought you couldn't say that.
[they:] You told me so I'm going to repeat it.

[me:] alright, I'm ready. [she repeats the fake number I just gave her]

[they:] Ok...alright...Just give me one second here. Let me just validate something here...[unintelligible]...ok. What's your date of birth Mr. Baker?

[Again, I provide false information]

[they:] Thank you so much. alright now just for security purposes, could you just confirm the last four digits of your social please.

[me:] Uh, do, do you need my Social Security number?
[they:] It's on record, yeah, I just need you to confirm it please.

[Again, I provide false information]

[they:] Ok. alright, I'm going to pull up the card and get the most accurate information on this card as of four AM this morning, ok?

[me:] alright.
[they:] That will be the balance, the last statement, the amount, the date, the next payment, the amount, and the date, ok?

[me:] alright.
[they:] So just bear with me one moment, ok? And you said this is the only card you have, correct?

[me:] Correct.
[they:] Ok. [background noise disappears, as if on hold, my chair squeaks,silence through to minute 14:11] Hello Mr. Baker?

[me:] Yes.
[they:] Thank you for holding. Do you still have the card with you?

[me:] Uh, yes.
[they:] Can you look at the back of it and let me know what is the customer service 800 or 888 number on the back?

[me:] Uh, let's see here...uh...I can't read it, I don't have my glasses. It's faded and it's small. 800...four...oh, I can't see if it's a six or an eight...or a zero. Just a second here...oh, where are my...it's too small and too faded for me to see without my glasses, and...where are my glasses...I don't...oh darn, I left my glasses upstairs, uh, I don't have a magnifying glass. I would have to get my glasses in order to read this, I'm sorry...
[they:] And your...your glasses is nowhere near you?

[me:] No, I was reading in bed and I had to get up to let the dog in, the dog was barking and I just left them upstairs...and I can't see fine print without them and my Credit card is faded on the back, so...
[they:] Ok, but you said it's a Chase Visa, right?

[me:] Right.
[they:] Ok, and are you sure it's a Chase card?

[me:] Yes.
[they:] Ok...because my record here is saying it's not a Chase card.

[me:] Well can't you just look up the number?
[they:] For Chase?

[me:] Yeah, that matches my card, my number.
[they:] I, I have um the Chase number and Chase is not recognizing this Visa card.

[me:] Well uh, I could get my statement, uh, I'm not sure where it is...or I could go upstairs and get my glasses.
[they:] But the...ok, you want to do that for me, please.

[me:] Uh, yes, can you hold?
[they:] Yeah, sure, no problem.

[me:] alright, I've gotta get my cane and hobble up the steps and go all the way back to the bedroom and get those glasses. I'm sorry to be such a pest...
[they:] No no no, that's alright, don't worry...

[me:] Ok, hold on, let me go get it...
[they:] Ok.

[I put the phone down at minute 17:27 into the call and I actually go outside to empty the trash. She remained on the line until minute 25:50, an additional eight minutes!]

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http://home.comcast.net/~achx88a/spam/spamcalls.htm

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