417-800-2317

I get an automated message from "Card Holder Services" - this is a business number that they are calling.  I've requested to be put on their "Do Not Call" list.

4 calls from this 'cardholders services' today.
stayed on line until msg rec'd, then hit '3' to remove my #.
did not work--keep getting calls.
gotta be a scam.

So tired of these tpyes of calls....another one to put ob the block list! Wish the phone company could fiqure something out.

Call from number - no message left - called back and got a message to press 2 to order and 3 to be removed from call list.  Location is Nevada Missouri

Something to keep in mind about all these continuing bothersome calls for surveys, so called charities and so called charity pickups despite asking them to remove you from their list:

Call centers have sprung up in my town that make use of the survey and the charity loophole around the do not call list; they have been a headache for law enforcement, emergency services, neighboring businesses and residential areas.  When I ask any patrolling officer in town about these call centers, they are quick to state their frustrations about the criminal activity that some of these call centers have brought into the area. Several law enforcement agencies regularly visit some of these call centers looking for warrant arrests etc.  I have heard from sources including from frustrated employees that work for these call centers complaining about the drug activity, vandalism of cars and neighboring businesses, break-ins and theft, drinking while on the job, smoke breaks are actually marijuana breaks, drunk driving, very dangerous driving, tons of tossed out litter of empty liquor containers, trash, food etc.  I’ve even heard that the mangers are also involved in criminal activities and have even preyed on their legitimate employees who are simply trying to eek out a living on horrible wages.  Also the operators are untrained in a very high turn around, poorly managed and dysfunctional work environment.

Also realize this when you call a companies’ customer service line and get horrible service from the call center that’s been hired by the company.  One time while on a call with our bank’s customer service, the operator was so loopy that it required ending the call and calling again to try and get someone else to help, think about that when you call a companies’ customer service and the conversation gets odd, off the wall and obtuse – you may be talking to an operator that’s drunk or on something.  After 6 months of getting a different and wrong answer to our ongoing problem each time we called our bank’s call center, we gave up and closed the account.

With so little police left in our town due to cutbacks, they can’t always respond to vandalism and break-ins when it’s witnessed as they have their plate full responding to the major emergencies, this allows the criminal activity free reign, the neighborhood becomes the hood.  Some insurance companies require proof of private security patrols before they will honor a claim due to vandalism or theft leaving the neighboring businesses off guard and uncovered.  These businesses also have the added cost to hire private security, install security systems/monitoring, upgrade lighting etc.  Then there are the dangers and headaches to the nearby businesses employees such as their cars being vandalized or broken into.  Some businesses simply give in, pickup and move out of town.

One of my neighbors owns a call center and he requires that his operators are bonded, but I guess there’s no laws requiring this – there should be.  Right now in my town it seems like anybody can start up a call center and hire questionable labor for cheap without much regulation.

I my efforts the past several years to try and get something done, I am most struck by the fact that there’s no real help, everyone is more worried about being sued than dealing with the obvious problem - you are on your own....

Rachel from Card Holder Services main scam line, telemarketers behind the scam number. You can leave them a message and let them know you are sick of them calling you and bother you.

417-800-2317 is the Main Number for Card Holder Services, those idiots behind that Rachel lower your interest rate scam. They called me from this number the other day and I called it back and sure enough I got this telemarketing company that keeps calling and calling even though I asked them more than once to stop calling us

417-800-2317 Card Holder Services, behind that Rachel lower your interest rate scam, they called me today from this number. Only thing is you can call them back and leave them a message, it is not another blocked number, it appears to be a working number at the telemarking firm. so call them and let them know what you think of Rachel and they calling all of America to steal and rob from us.

Recorded call offering to lower my interest rates.  Reported to the Do Not Call Website

Telemarketer despite being on do not call.

I am an elderly widow and have requested at least 20 times that they stop calling. I don't want their service to lower my interest rate. I want them to leave me alone. It is too difficult for me to understand and my daughter needs to help me.

These calls are a scam. They want your credit card info so they can take money from your credit card account. If you are stupid enough to fall for this scam, you deserve to be screwed. Do not think for a minute that reporting these calls to the "do not call" list will help end these scam calls. The Federal Do Not Call List is like every other government program. It doesn't work! The calls will not stop and nothing will happen to the callers. The callers use several numbers and even spoof their numbers which in itself is illegal. In the end, nothing happens to these parasites as the "do not call" legislation was just a "feel good" measure without any teeth. More government BS!

The reason a large portion of the people are having trouble with this number is because this number is being "Spoofed" by Delta Outsource Group, a collection agency located in O'Fallon, MO.  They will try and gather enough information to create an account.  Many bank accounts have been drained by this establishment and many "Spoofed" phone numbers have been fraudulently used to aquire information.
This not only hurts people by the harrassment, but also hurts the establishment that the number belongs to.

Note: Insight Services is affiliated with Delta Outsource Group.

Another call from "Rachel" about lower credit card  rates. I hung up  immediately. SO TIRED of getting these calls, always from a different phone #, but with the same unwanted message.

More calls from Rachel about credit card interest rate.  She is annoying and needs to be stopped.

Folks, here's the best weapon against these yo-yo's:
Get caller ID if you don't already have it,  and use an anwering machine.
The message I use is "If you want us to return your call, please leave a message."
Let me tell you, the silence on the answering machine is golden. They don't leave messages!,
Just answer the phone on  the numbers you recognize  and ignore these other turkeys!
Have fun!! This makes for a great game when you are bored.

I answered the automated call and pressed '1' for a representative. I asked her to remove the number and another one where I have received calls from their calling list. She asked me "is that all?" to which I asked "do you want the other number?" to which she hung up. I called the number back and got a recording. One option was to press a number to remove your number from their calling list. I did that and got an automated response that their machine captured the number. I called back again and pressed the number to speak with someone. Got another recording saying to leave a message. I left the message to take my other number off their calling list.
Filed complaint on DNC website.

It's a scam.  Don't press any buttons, it validates the phone number.  If possible turn off the voice mail feature on your phone.  If there is no voice mail and no answer the calls stop.

These people literally call me every week. I still don't understand why they think someone will just give them the information because they called out of the nowhere. Well, gee, I'm happy you called, complete stranger that I've never done business with, I'll be happy to give you all my financial information.

This time, I spoke to "Kayla" who claimed she was from "Card Account Services". I asked how she got my number and she said that "Your lender enters us into our system.", which is probably a lie since I don't have any outstanding balances and I hardly think a bank would subject its customers to something like this.

I asked her for her address and she said she doesn't have an address, that it's just a call center.
When I pushed for a phone number (because I said I thought this was a scam), she said it was: 800-847-2711. A Google search showed this number to be the help line for Visa.

She asked how much balance I had on my credit cards and I told her over $100,000 (just to waste her time). She then asked for the expiration date of one of the cards, the last 4 digits of my SSN, and then credit card number.
I gave them fake numbers, and then a number from this list of fake computer-generated credit card numbers that will passes verification tests:
http://www.darkcoding.net/credit-card-numbers/

If you have the time and patience, I recommend giving these people all of these numbers just to waste their time and energy.

I then told her that I'm on the FTC and State of Florida Do Not Call List, but like always, there's no way these agencies can do anything without a real company name, address, or phone number.

As usual, my caller ID said "V10231356170036", which I'm hoping someone can decode or trace back to the source, whether it's a real phone line or a spoofed line.

They call from card services, and say how they can reduce my credit card rate. I tell them they can try if they want and if they could, it would be a great trick. I do not have a credit card. They are not very smart people. I have asked them to take me off the calling list seeing how I do not have a credit card. They say yeah but we can still lower your rate. Wow dum or what? Well the fools keep on calling, proving just how dum dy wheel -we -r.............