510-355-1780

Portfolio Recovery

Yup, Portfolio Recovery.  They seem to have a new bank of phone numbers this new year.

These people need to get a life. I don't owe anyone any money.....but they won't stop harassing people.

I had to file for bankruptcy because of medical bills. I am paying all my creditors through the bankruptcy and these people have been informed in writing, by phone and by the courts yet they still keep calling. They have called me 17 times today!

How do you get rid of these people?  

I do not owe anyone any money and in fact have a excellent credit score, yet they call day and night...they got my cell phone number from my facebook accout.  Guess I will have to change my cell number (which I have had the same number for 20 years!)....these people should be arrested for harassment!

These people call every other day. Most of the new numbers give only a city name. Do not be fooled, stay off the phone. If you take there call they will call all the more.

Got call this morning.  I let it ring 3 times and stopped.  Must be auto generated.

they keep calling me at all hours of the day. somebody must put a stop to this..

Portfolio Recovery calls daily. They claim they are trying to collect a debt from an old JCPenney card my husband had years ago. My husband's JCPenney credit card has long ago been paid off and canceled (back in the 1990s). He hasn't had a JCPenney card that he's used since the mid-1990s. Isn't there a statute of limitation on this type of thing? Why do they harass about an old retail store credit card that's been paid off years ago and hasn't been used since?

They keep calling me asking for Billy Everett, Jr.

These guys are jackals. I really don't want to have to change my cell number but I will if I have to. Calling day and night, and I have no debts outstanding at all. Clean credit record. Someone needs to start a class action suit against them.

Keep this and any Porfolio Recovery phone numbers from fallowing me

tell them you are recording the phone call and to stop calling you.  Say this:  "I am required to inform you that I am recording this phone call.  I demand that you stop calling this number immediately.  Now that I have demanded that you stop calling me you are required by federal law to stop calling".

Once you tell a creditor to stop calling you the creditor is duty bound by federal law to stop calling you immediately.  Credit rights laws are designed to protect the debtor more than the creditor - the laws are in your favor!

They call me on average 3 times a day.  Sometimes I just like to pick it up really quick then.....click!  They are annoying as hell.

Junk Debt Buyers - a growing slime pit

There's a thriving industry of debt buyers who purchase very old and long-neglected debts for pennies on the dollar. They tack on fees and interest, and then try to collect the entire amount for the full amount plus interest.

They're junk debt buyers, and while their business isn't necessarily wrong or illegal, their practices often are. Problem is, a lot of debt buying firms are bottom-feeding scumbags who will resort to any sleazy tactic to make a buck, and have no respect for the law. Specifically the Fair Debt Collection Practices Act, which they regularly abuse, taking advantage of consumers' ignorance of their rights and timidity when confronted by tough collectors.

Their secret is, they purchase old, bad debts that the original creditor wrote off as un-collectable, and then pursue them years later when your credit score has come back up. See, they aren't stupid. If you're the same 420-credit score who never paid that bill for the last 10 years, they won't waste your time. But if you've gone on to purchase a home and clean up your act and you're now enjoying a 650-plus score, you're their prime target. These debtors, they (correctly) reason, are more likely to settle up these old debts now that they've achieved some financial security. Especially when the collector has illegally re-aged the account and brought the debtor's credit score crashing to earth.

GOOGLE: PORTFOLIO RECOVERY HARASSMENT -also- STOP JUNK DEBT COLLECTORS

Portfolio Recovery Portfolio Junk Debt Collectors

'Zombie' debt is hard to kill - MSN Money

junk debt collectors

SOL debt collectors

Portfolio Recovery

PORTFOLIO RECOVERY HARASSMENT

http://www.fair-debt-collection.com/searches/stop-collection-calls.html
http://www.thesite.org/homelawandmoney/law/victims/phoneharassment
http://credit.about.com/od/debtcollection/Debt_Collection.htm

SOL Expired Debts

These pests buy very old junk debts for pennies on the dollar with expired statute of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statute of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statute of limitation protection. Google: "Portfolio Recovery Associates Scam" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don't fall for their scam - block their calls, or send a "cease and desist" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!

Block them with a call blocker - check on eBay:

* Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
* Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
* JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

Yes, the number 510-355-1780 is Portfolio Recovery Associates.  For all of you who have a phone system capable of handling a long blocking list, here is every number they have called me from since April of last year (2010).  Most of the numbers are more recent.  Pre-load these to prevent their calls in advance.  Enjoy!

205-423-4020
205-588-8181
404-592-5171
407-347-4014
412-282-1420
440-580-0720
443-313-1380
484-489-2840
510-355-1780
620-662-1492
620-662-8870
626-209-2241
678-265-1568
702-410-7069
731-215-8010
731-984-7690
757-864-0020
757-961-3544
757-961-3547
757-961-3548
800-772-1413
847-678-9710
847-994-2540
847-994-2544
859-918-0780
866-691-3568

http://www.collectorsexposed.com/forum/index.php/topic/3636-pra-1099-c-scam-begins-anew/page__pid__21732#entry21732;
http://www.callferret.com/portfolio-recovery-associates.html;547 comments

Do your homework, and look up the above sites to see what other people have to say about PRA (Portfolio Recovery Associates).  It is very insightful, and btw Anchor receivables is the same as PRA.

http://creditboards.com/forums/index.php?showtopic=97916

Here is the list of numbers to ignore (I do):
204-949-3108
205-423-4020
205-588-8181
212-000-4956
215-944-8989
239-642-8598


404-592-5171
407-347-4014
410-282-1420
412-282-1420
440-580-0720
443-313-1380
484-489-2840

510-355-1780
513-878-4916


602-264-2270
602-795-1383
604-637-3300
605-782-2890
616-608-0982
620-662-1492
620-662-8870
626-209-2241
661-673-4507
678-265-1568


702-410-7069
727-637-8527
731-215-8010
731-984-7690

757-321-2508
757-321-6271
757-321-6279
757-321-6280
757-321-6281
757-321-6282
757-519-9300
757-847-4539
757-864-0020
757-961-3544
757-961-3545
757-961-3546
757-961-3547
757-961-3548
786-206-8643


800-427-7142
800-473-7994
800-772-1413
847-678-9710
847-791-0193
847-994-2540
847-994-2544
858-346-1184
859-918-0780
864-268-3762
866-240-7530
866-658-7508
866-691-3568
866-887-0973
866-891-3257
866-940-7640
877-275-8236
877-749-9731
877-803-0008
877-876-8723
888-218-5212
888-543-6072
888-772-7326


918-442-0320
973-947-4806
980-939-7534

Keep a (Exel) list on your desktop, and keep track of the dates when they call, in case you need it for future legal reference.

Why haven't you told your attorney? He can slam then for 17 counts of violating the FDCPA, at $1000 per violation!

Get one of those compressed air horn canisters, and every time they call, give them a nice 120 decibel blast.