630-824-3783

ARS National - debt collector.  Using this number to mask where they are calling from.

ARS National Services is a debt collection agency headquartered in Escondido, California. They employ over 650 people in five offices, including Jacksonville, Florida; Rancho Cucamonga, California; Ontario, California; and Phoenix, Arizona. The company has been in business since 1992, and claims to provide collection services for some of the biggest financial firms in the country. However, their website does not include a solicitation for business, no information for businesses that may want to engage them to do collections, and no contact information.

It seems that ARS National Services purchases very old debt from multiple other debt collection agencies – what’s called a second or third tier collection agency. The debts they are attempting to collect on are often long past the statute of limitations, and are missing a great deal of the original information. Since debt buyers purchase the accounts for pennies on the dollar of their face amount, their aim is often to collect as much as possible from whomever they can convince to pay. Since ARS National Services offers an “aggressive performance bonus” policy to account representatives, the debt collectors for the company are highly motivated, which may cause them to brush up against the line of the Fair Debt Collection Practices Act.

In fact, a search of the federal dockets turns up over 150 lawsuits filed against ARS National Services since 2006, all of them for alleged violations of the Fair Debt Collection Practices Act or the Fair Credit Reporting Act.