678-265-1568

Third party debt collector

left no message beleive its A debt collector out of marietta georgia

It's Portfolio Recovery Associates. this is one of over 25 numbers they use.
they've called my cell # twice today so far and never leave a message.

I have been getting calls for the past couple of months from these people that show up as "PORTFOLIORECOV"
However, neither my husband nor I have ANY debt. We rent a home and own all of our cars. The only credit cards we have are American Express that have to be paid off at the end of each month. So beware of anything they tell you as they are obviously scam artists.

I usually let the fax machine grab it, but after so many calls I decided to answer. I didn't let the lady say much and she listened to me yell at her for several minutes before she hung up. I kind i wish I had let her say why she was calling. Oh well.

The numbers they've used include:
702-410-7069
678-265-1568
858-346-2240
440-580-0720
440-580-0720
412-282-1420
440-580-0720
443-313-1380
407-347-4014
412-282-1420
Caller: PORTFOLIORECOV

Friends, do NOT, no matter what it takes, do NOT send these idiots even one dollar about an old bill.  Here's why:  The clock starts ticking toward the Statute of Limitations in your favor, making it impossible for them to sue you over the debt, from the date of your LAST payment.  In California, that's four years.   The moment you send them even ONE dollar, that clocks starts ticking all over again.

For whatever tiny iota of improvement that payment would do to your credit rating (which is probably already screwed for awhile no matter what you do), the damage it does by re-opening that account to you is devastating.  Let these losers in those boiler rooms making the calls suffer, since they show no mercy toward you whatsoever, regardless of your circumstances.

Once that Statute of Limitations is up (check in your own state for the length of time elapsed since last payment) they're stuck with your old bill, and will write it off and reap a tax benefit, so don't feel sorry for them.

I dont know who this is...they dont leave a message

I've received calls from different numbers for this company -they never leave a message.  I've called them back, and they don't have my phone number in their database so I can't even have them remove it.
I asked the representative, who was very nice and helpful, what my options are if this keeps happening.  She asked which number they called from, spoke with her supervisor who said they would contact their "Georgia" office and have my number blocked.  We'll see what happens.

One word if I may, the person you get on the phone is not the person harassing you so "don't shoot the messenger."

Please have this caller told not to call

yeah i owe a credit card from years ago and they bought the debt,it comes off my credit report soon so why pay it! plus i did try to pay it but they did not want to nego..... so oh well!

@Bill Collector Avenger:

Not quite. I live in CA and I've checked the statutes. The limit was raised to 10 years many many years ago. They can bug you to death about this stuff up until that point.

The original company that held the debt is long ago disinterested and won't give a rat's ass if you pay it off once they've sold it to collections. You are correct though, NOBODY should pay these jackals a dime. It won't help your credit rating.

In my case, they're on me for a defaulted account that's been dead and buried for 14 years and counting. They don't seem to realize I'm 4 years past the statute of limitations on it. It doesn't even show up on my credit reports anymore, yet these guys have spent the better part of the last 5 years trying to collect on a measly $800. Yes, I could pay the entire thing off right now, but I refuse to suffer the consequences of some mysterious account from my ancient past suddenly returning from the grave.

This makes 12 numbers I've blocked from these people btw. Don't they ever run out?

I'm not sure who this is but the female aslked if I was interested in a reach around. Told her I was happily married but would keep her number just in case, never know!

You are incorrect.  The statute of limitations on contracts in california is 4 yrs. and had been for as long as I practiced law - 35 yrs.  It runs from the time you first stopped making payments.  4 yrs. later and no payments in between, it is barred by limitations unless, as you correctly indicated, you have restarted the running by making even a small payment.  There is a 10 yr. period for enforcement of a judgment which runs from the date the judgment is first entered.  The period for enforcing a judgment can be extended by filing before the 10 yrs runs to extend the judgment for another 10 yr. period.  If no judgment is entered in a timely filed suit, the 10 yrs. is of no concern.  Just tell them to go [***] themselves if they get through to you on the phone.

Got call this morning, no message. They also use 847-994-2540.

I never pick up but today I felt like conversation lol anyways when i pick up say "Hello" no one speaks say "Hello" again no one speaks so i hang up they call alot but no one is ever there and they never leave a message.

Portfolio Recovery...These phantom phone callers wont give up. Will not leave messages, and has started calling my nieghbors as well. DO NOT ANSWER list!

Got call this morning. No ID on phone, except long distance. Didn't answer.

I like you! You are so funny yet so right.

Portfolio Recovery.  They bug me over a debt from 15 years ago.  Every time I find a number, I either block it fom my home phone, or mute it on my cell.  They just don't ever give up

Someone just called me from that number. I said hello and there was no immediate response so i promptly hung up. I don't know how to "block" numbers from my cell phone :(  Great!

http://statesboro.biz/News/668/UPDATE-2-Debt- ... mers-Again.aspx

UPDATE 2 Debt Collector Portfolio Recovery Associates Sending Bogus IRS 1099-C’s to Consumers Again
Allen Harkleroad


According to Budd Hibbs, a well-known consumer advocate, Junk debt buyer and debt collection company Portfolio Recovery Associates (Nasdaq PRAA) are sending out IRS form 1099-C’s to consumers.

The problem is that Portfolio Recovery Associates (and other junk debt buyers) purchase old debts for a couple of pennies per dollar and then attempt to collect the full face value of the debt, even though they paid much less than face value.

In my opinion if Portfolio Recovery is sending 1099-C’s to consumers claiming the full face value of a debt, they may be committing fraud on the consumers involved as well as committing fraud on the Internal Revenue Service. In effect they are writing off the full amount of the ‘forgiven' debt’ and in reality only paid a small amount for the debt.

Two years ago, we went to a Washington Post reporter who contacted the IRS regarding this matter. PRA must be able to produce some type of valid documents that make their claims credible, however based on their record of accomplishment; they likely have little or nothing to back up their claim.

We contacted many attorneys and officials about this, we can expect that the Consumer Protection Financial Protection Board currently being set by Professor Elizabeth Warren will finally address the abuse and force PRA to comply with the law.

Demand they send you documents that prove their claim or copies of accounts, signatures, goods provided, services rendered and all other information that connects your social security to their alleged loss.

IMPORTANT: Once a 1099-C is issued, the law mandates that the debt can no longer be collected. This includes PRA selling it off to another vulture. They MUST show a zero balance on your credit report and are prohibited from extending the seven-year reporting statute. PRA cannot call you or send collection notices after a 1099-C has been issued. ~ Collectors Exposed

It gets funnier by the minute. Portfolio Recovery claims that they are compelled by IRS Regulations to send 1099-C’s to consumers. However they are quite mistaken about that. Especially the incorrect amounts they claim in the 1099 forms:

From Portfolio Recovery’s own website:

“A: None, really. The 1099-C is sent to you because the IRS requires that they be issued under the circumstances prescribed in their regulations. We have no other reason to send them except that we are compelled by law to do so. If anything, issuing 1099-Cs is an added financial and administrative burden on us, which we must undertake in order to comply with federal regulations.”  ~ Portfolio Recovery Associates

My policy is don't answer any out of state phone number, unless you recognize and want to.  I agree with all of the above people that were called by this number.  Here is a list of numbers that can be added to your list from PRA:

204-949-3108
205-423-4020
205-588-8181
212-000-4956
215-944-8989
239-642-8598


404-592-5171
407-347-4014
410-282-1420
412-282-1420
440-580-0720
443-313-1380
484-489-2840

510-355-1780
513-878-4916


602-264-2270
602-795-1383
604-637-3300
605-782-2890
616-608-0982
620-662-1492
620-662-8870
626-209-2241
661-673-4507
678-265-1568


702-410-7069
727-637-8527
731-215-8010
731-984-7690

757-321-2508
757-321-6271
757-321-6279
757-321-6280
757-321-6281
757-321-6282
757-519-9300
757-847-4539
757-864-0020
757-961-3544
757-961-3545
757-961-3546
757-961-3547
757-961-3548
786-206-8643


800-427-7142
800-473-7994
800-772-1413
847-678-9710
847-791-0193
847-994-2540
847-994-2544
858-346-1184
859-918-0780
864-268-3762
866-240-7530
866-658-7508
866-691-3568
866-887-0973
866-891-3257
866-940-7640
877-275-8236
877-749-9731
877-803-0008
877-876-8723
888-218-5212
888-543-6072
888-772-7326


918-442-0320
973-947-4806
980-939-7534

I keep this list (Excel) on my desktop; and keep track of the dates that they call, in case I will need it in the future for legal purposes, if you get what I mean.