678-784-0940

this is a collection agency

Collection agency.
This is the usual bottom-dwelling criminal trash.  They have harassed some for their social security numbers and even made threats to others.  BTW, if you confirm anything, you are asking for identity theft or having your bank account cleaned out, which is common if you try to deal with these kinds of organizations.

They buy a lot of old debt that has passed the statute of limitations.  Don't bother with them, AND DEFINITELY DON'T TALK TO THEM.

Go to their website, Immediate Credit Recovery, click "Healthcare", and then click the link to their HIPAA privacy policy.  Read it carefully.  They have access to all your medical records if you owe for medical (in addition to every thing else), and are not making any guarantees as to the safety of your private medical information with their employees.

This company should be reported to the Attorney General in every state.  If they call you about any medical payment issue, make sure that you report them right away.

This a collecion agency.

I had no idea, I just answered the telephone. They asked for a person that I had never of and I said they did not live here and never heard of them. The Government stops everything else, so I guess they do not want to stop them from bothering people. The house next door to me is being demolished. They always kick you when you are down. I have enough problems.

I'm recieving calls from this phone number, I do not pick it up and no-one leave any message

Just received call from 678-784-0940, Called my business. Some bottom feeder collection company.

So...  I just got a call from them.  I didn't answer and they didn't leave a message.

My question is, though, what are you supposed to call and report on them about?  If they're collecting a debt, they're just doing their job.  Not a job I'd want, but someone's going to do it.

Why the "bottom feeder" designation?

When you don't pay a credit card, it goes to their own collection department. If they can't collect, they "charge off" the debt and get reimbursted from their insurance company and they debt is listed as not collected. The "bottom feeders" then pay pennies on the dollar to buy that debt and continue to call and harrass the person who owed the debt.  They will call your neighbors, relatives and even your workplace to embarass you into paying. They usually offer to "settle" the debt for less than the original amount owed because it is all pure profit for them. They can not provide you with any proof you owed the debt because they don't have that information. The original creditor does not give them any proof of what you charged or any payment history. They contiue to add interest on the debt as if you owed it to them originally. If you make the mistake of trying to settle with them, they will empty your bank account if they have that information. They do not have the authority(no matter what they say) to report to the 3 major credit bureaus that you paid this debt off and take it off your record. Only the original creditor has that option, so if you want to make good on a debt, pay the original company NOT a debt collector. And you question why they are called "bottom feeders" and they are only doing their "job"! You must work for them if you think they are honest decent working people! The government gave the banks millions to bail them out and we got squat. Oh wait...we got the "bottom feeders" bothering us to collect on money they really are not owed!

They keep calling me and, in a voicemail, ask for my ex-wife (we've been divorced for over 5 years). I haven't answered, but may get on their website and do some snooping of my own....then report them to my state's AG office.

They keep calling and they don't leave
messages. I do not have credit cards
and do not owe anyone money.  I believe
they are dirt bag scammers trying to get peoples
personal info so they can rip them off. Don't
answer the phone. They will get tired of
getting voice messages.