The call I recieved came from the # 1-716-836-4402.The call came up from New York. I was woke up by a phone call from The Asset Recovery Group(ARG) I called the # back and I was informed that my husband susposedly had a Younkers account from the early 2000's . The company did not release the actual dates to me.(Red Flag# 1). I know my husband has never even applied for a Younkers card, because we can't afford to shop there anyways.(Red Flag #2). Then they told me that he had 2 accounts that went from collections agencies to them and that his accounts were in the "investigative" stages that the ARG company had been retained to start a lawsuit against him.That all information recv'd was to be used against us in this suit, they wanted to know what assets he had that they could seek out because of the money susposedly due.I was then informed he susposedly had $3000 or more on the account. My husband don't work and has medical issues, tell me how he could have the credit to get such a credit limit at a high class store like Younkers when he is not even employed. I asked for the exact amount and they told me that the exact total amount could not be disclosed.(Red Flag#3).I was very upset and asked ARG how they recv'd our ph.# and the man was telling me that they recv'd it from the IRS and tax statements that had been recently filed, and that they had contacted the DMV seeing that he and I had a vechile registered to myself and him both.(Red Flag #4&5)The IRS is not likely to release info about him(Personal) and as for the DMV I'm not sure. I knew it sounded fishy, but the real kicker was when the ARG rep told us what the adress was on file, I informed them that we had never had the adress listed. That if that was a correct adress that we should have atleast recv'd something by mail either forwarded or whatever. (Red Flag#6). Another was the amounts they gave us.First amount was $3000 then he said something about us being offered $500 to settle out of court,and he asked why we turned it down, I said probablly because we never recv'd the offer and that IF I had recv'd the offer IT would have been settled A Long Time ago. I also informed him that we had never had a Younker's account and that it they wanted to continue these harassing phone conversations I would involve legal aid. He got upset and said we can settle out of court for $250 today and that it would stay out of mediation and out of court on Monday only if we settled today for $250. Today is Sunday Feb.24th 2008. I thought the whole conversation was just irrational and was a complete joke. I thought it over and talked w/ my step-father and he referred me to this site.Please take caution with all personal information it could be a fraud just as we suspect this is. He told me at the end of the conversation "We will see you in court , We will see you in court". I had offered to arrange monthly installments assuming that if the debt was true and it slipped by us that it would be paid off. He said "NO WE WILL NOT ACCEPT PAYMENTS" rudely to me and I assured him that this was not a true debt to us and that further action will be sought out. I am in Iowas and I hope that other peolpe are just as informed as I was. I hope that nobody will fall for this Bull S**t story this company fed us.