757-743-0132

Harrassing

I received a call from this number this morning.  Probably a debt collector, they didn't leave a message.

Found this:
Just received a call from this number for my husband (who has a very common name). They just said this was Pat (a woman) with CRA and it was extremely important for him to call her back at 877-704-9457. I asked a question but she hung up on me and her demeanor during the call was rude. They called several months ago also and told me my husband needed to contact them to find out what was happening to him. Do some research, I did and it seems to be a scam to collect old debts. I do know that a debt collector cannot contact you any longer if you have an attorney so I intend to contact them and give them our attorney's information.
http://whocalled.us/lookup/7577430132

Consumer Recover Associates (CRA)
2697 International Parkway
Virginia, Va.   23452

I have paid all of my active debts in full, so I have NO outstanding debt other than my school loans which I pay religiously every single month.  These people are trying to collect on a 14 year old debt from a state I no longer live in which was charged off long ago.  It was a utility company.  I guess they are trying to prey on peoples fears, trying to get them to pay THEM money for a debt you no longer owe!  Even if you are dumb enough to give these people money, do you think ANY of it is going to go to the original creditor?  Probably not.  Just a hint - if you have an old debt that you want to settle because it is weighing on your mind, contact the original debtor directly.  Pay them directly and get a receipt.  Once in a while, an original creditor will tell you that they no longer handle the claim for your account and will refer you to the agency that is handling the debt.  But get this DIRECT from the creditor!  When you have paid the debt to the collection companies satisfaction, contact them and make sure that they report your payment(s) to the 3 major credit reporting agency or you wind up giving your money away for nothing.  Make sure that you get a copy of your credit report and check it often to make sure your payments are appearing on your report.  If they are not, you may very well be dealing with an unscrupulous agency.  Tell Vonage Holdings NOTHING!  Don't even admit that it is you they are speaking to.