757-990-8898

i dont know

i dont know what

Calls and leaves no message.

If the ID says AACC - that is Asset Acceptance and they try to collect old, expired debt. They purchase "zombie" debt that they can try to collect forever and ever but LEGALLY you don't have to pay - the statute of limitations has run out..know your rights people!!

Always answer these types of calls - they have to pay for completed call.  Keep them talking as long as possible with fake info so they have to pay more.

My caller ID said, "Temperancevi VA"
It is a debt collector calling the wrong number.   They call every day with a recorded message.

who are they

Someone from this number keeps calling me, and my number is unlisted.  What gives?

They call many time.
I want they stop calling.
Bothering.

Why are they calling me?

When they call, pick up the phone so the call completes. Then immediately hang up.  It stops the ring, and makes them pay.

You've saved me a lot of stress. I never knew that.

Who is this   and why do they keep waking me up?

Always answer these types of calls - they have to pay for completed call.  Keep them talking as long as possible with fake info so they have to pay more.

No message. This Temperancevi VA called several times with message.

It is irritating to receive this phone call.

Each state has its own time limit on collecting debts.These people that are calling are generally "junk debt" buyers. This means that they have bought your debt for pennies but try to collect from you for the original  debt amount plus accrued interest. Even if your agreement with the original lender says that you will be responsible for any unpaid amounts, forget it.

Look to  your state's SOL (statute of limitations) if it exceeds the time of your last payment, just forget about the debt. BUT do not get scared and pay a little down on the debt because the debt starts running anew from the last payment you made. This note is not to have you run away from your debts but be sensible about owing money and how you handle your debts.  

Do not let these persistent collectors call you at yourwork. on Sundays or weird hours. These are violations of the fair debt collection law. If they persist, sue them. Consult an attorney.

I understand that the reporting of a fair debt is the true essence of collection,  and I want to thank you for upgrading the policy guidelines that encompass many people in the USA.