800-214-5291

1

Caller said to Call Lynn holbrook with bay area at 18002145291
left no message and called my son's cell phone
anyone know who or what bay area is
have no intention of calling as I am located overseas

Bay Area Credit Services, LLC.

Collection Agency

www.bayareacredit.com

1901 West 10th Street
Antioch, CA 94509-1380
(408) 392-4400

1000 Abernathy Rd.
Building 400, Suite 165.
Atlanta, GA 30328
Phone:
800-386-0074
Fax:
770-698-8633

Bay Area Credit Service was purchased by HOV Services, a multi-national conglomerate out of INDIA and the entire organization has changed drastically. Consumers are still being called from their Englewood, CO location that still has a small staff formerly called True logic/Genesis Financial. The majority of dealings are with INDIA callers who think they can imitate American accents.

Bay Area/HOV is buying junk debts from a variety of sellers who have already diluted many of the accounts. Expect the typical reaction from the INDIA collectors (with bad accents) who are easily frustrated in their attempts to make you understand their dialect. I strongly oppose any U.S. company sending accounts to INDIA call centers where your personal information is at risk for anyone to steal your identity or use that information for illegal purposes. It is unbelievable these organizations are allowed direct access to our most personal information and that of our families without our consent or knowledge. An attorney who represents the collection industry and travels to INDIA told me these collectors are highly educated, many with MBAs, reduced to a trivial hourly rate to work in a debt collection call center for some scavenger who is taking American money on debts they bought for pennies.  As I told the attorney, it is just a matter of time until some crime organization figures out how to gain access into these organizations and American are in a nightmare of identity theft throughout Asia and Europe. It is not a matter if ‘IF’ but ‘WHEN’ it will happen, with no one to accept responsibility.

When dealing with these organizations, make them work and work hard. Use the law, the Fair Debt Collection Practices Act (FDCPA) the way it was intended. Make them prove each claim with documents that give validity to their (alleged) claim. I am not talking about the bogus affidavits churned out by the junk debt buyer mills either; I am talking about legitimate documents that likely no longer exist.

I also think that Congress should be pressured to reign in information that is freely given to foreign owners without our consent or knowledge. It is appalling to me that organization such as HOV Services can buy these accounts, and then use the purchased debts to gain access to our personal information. Surprised? Experian, Equifax, Trans Union, Accurint and others will sell to anybody who can sign a check. Is your medical information floating around some INDIA call center because you did not realize you owed a deductible on your claim? It may be. Did you know that your social security number and those of your family members could easily be obtained by these foreign collection organizations? Of course, you realize they have full access to your credit reports and those of your spouse and perhaps other family members. The real scary part is that you have no say in who sees it, where it goes and who may be able to steal it.

Bay Area Credit Service is one of many organizations that buy our charged off debts, ship them overseas, and then attempt to collect at highly inflated profits. Many use the same lies, threats and bully tactics so pervasive here in America. Bay Area is not alone; this practice was started because labor in INDIA is far less than what they would pay an American worker. The hourly wage in INDIA for debt collectors starts at around $3.00/hour with no taxes or benefits paid to the employee. One thing that U.S debt collectors and their INDIAN counter parts have learned is the lesson of greed and it is all at the expense of the American consumer.

This A**** scabs keep calling my cell phone looking for some unknown party by me. They have been told many times not to keep calling my cell phone number!!! That they do not have the correct number!!!. They are wasting my cell phone time. Check the internet they are wildly known to harrass people that have no  connection to them.  Its time that everyone who gets this haresment start the prosess to get the shutdown, fined and jailed for this. They serve no usefull purpose in this world.

Called from 18002145291 (Bay Area Service) Regarding my AT& T. I do not have any AT&T account for years.  Gave me the wrong bithday date to verify. Told her that I do not give away my personal info over the phone.  They got the wrong person.

I dont know this number

I dont know this number

they call several times a day..do not speak english..one of these people told me he was paul thompson..paul thompson?  he can't even say his own name... he called me a p--sy for not understanding him..just block the number or change your phone number...they think i'm giving them my credit card number..for what? no explanation..just name calling..

just slam the phone in their faces.

if if you were the right person don't even acknowledge or give them  your social security number, credit card numbers, nothing!

if if you were the right person don't even acknowledge or give them  your social security number, credit card numbers, nothing!

if if you were the right person don't even acknowledge or give them  your social security number, credit card numbers, nothing!

They call me.
I say " He died "
I hope,they stop calling.
My GOD !!!!

here's a good one.....they are calling my number looking for...ready for this...my ex husband's first ex wife Donna. now there's a stretch. especially since she is now divorced from her third husband...lol

i forgot to mention, neither of us has the same last name anymore. and Donna has not had my exs last name since 1995 or so, i have not had my exs last name for about 6 years now

Received several (8-10) calls from this company over the last 2 weeks.  Most of the time they just hang up but they have left one message and they are looking for the person who used to have my current phone number.  (I have had it for 3 years so they're records are very much out of date.)  I visited their website and reported that they are calling the wrong number - we'll see if it makes a difference.

Don't know who this is but stop calling

i got a call from this number and said that i owe 750$ with my cp bill, well i hungged up right away, cause I know  what I really owe,

they just keep calling every day and hanging up

I am constantly geting calls. Needless to say they are breaking the law. Class action filed.

repeated calls