"Merchant Services Protection Plan", from Legal Club of America, is another "business partner" of Discover Network operated by United Marketing Group, similar to their "Merchant Technical Solutions" and "Merchant Discount Health Plan". Discover Network shares names and phone numbers of merchants who accept Discover Cards with these operations, who then make unsolicited cold calls to the merchants from boiler-room call centers, to attempt to get the merchant to sign up for services. There have been cases reported of merchants being billed -- as part of their normal billing from Discover Network, thus automatically debited from the merchant's bank account -- for services that were never authorized. If you are a merchant who accepts Discover cards, call the Discover Network Merchant Sevices Center at 1-800-347-2000 and tell them you don't want your information shared with any of their "business partners", to avoid these unsolicited calls. Check your Discover Network statements, and if you see you have been billed for services you didn't authorize, call Discover Network to get the contact info for the business partner and call them to cancel the service and request a full refund. Also contact your bank immediately, as you may be able to have charges returned to your account if you catch it quickly enough (30 days for a personal account and 2 days for a business account). If charges are refunded to you by the bank, Discover Network may put a hold on your merchant account, so be sure to explain the whole situation to their Merchant Sevices Center and ask that any hold be removed, after the bank has made the refund. Discover Network issues a "Do Not Call" notice for your phone number if you request it, but it may take up to a month to take effect, since the current month's list of Discover merchants is already circulating with the business partners.