801-399-3743

Collection agency

This is a collection company, I admit I owe the money and I paid using my flex card, but could not run the card, they had to have to doctors office run it. 2 weeks later and me calling them several times warning that if I don't use it I lose it the last day of the year, they just ran it and it declinded because the phyical year is up. Then asked me how I was going to fix it. I told them I paid them and will not pay another dime, I lost that money they can eat it.

These secondary no count bill collectors are not even rated well under BBB.
They also have an eBay site with the same phone number masccarading as a dealer of totaling different physical products for sale-FRAUD!

This company is engaging in harassment and intimidation. This collection agency calls every day, sometimes twice a day, on my mobile. I explained that the doctor/hospital whose bill they claim to be collecting agreed to treat me under the knowledge that I had no income and was unable to pay. I do not know why a bill was sent to a collection agency. I have put them on my block list, but my phone still rings once before it hangs up on them. They were also able to get the number for a family member and have been trying to call me there. They have already spent more trying to contact me than on the total amount of the bill they claim I owe!

Worthless bottom feeders. They call repeatedly and leave no message, just playing music into phone. Report them!

Van Ru Credit To Pay $2.3M To Settle TCPA Suit
By Kira Lerner

Law360, New York (August 14, 2014, 1:50 PM ET) -- Van Ru Credit Corp. agreed on Wednesday to pay $2.3 million, or $1,600 per class member, to settle allegations that it placed prerecorded calls to plaintiffs’ phones without consent, in what attorneys call one of the largest per-member Telephone Consumer Protection Act class settlements ever.
Arizona federal judge Stephen M. McNamee approved the settlement under which Van Ru agreed to pay class members $1,600 each to settle the suit filed by lead plaintiff Nivea Ritchie in January 2013 alleging it placed unsolicited calls on behalf of debt collectors Palisades Collection LLC and Asta Funding Inc.

“For robodialed calls, I have not seen any other settlements that were this high on a per-person basis,” Mike Greenwald, counsel for the plaintiffs, told Law360. “We did pretty exhaustive research, and I didn’t come across anything that was even close.”

Ritchie filed suit in Arizona federal court alleging Van Ru placed prerecorded calls to the wrong consumers’ cellphones by using an inaccurate skip trace vendor, in violation of the TCPA.

Class members receiving payments under the settlement include all people in the U.S. whose cellphones Van Ru called using an automatic dialing service from January 1, 2012, to May 31, 2012, according to the order. Richie will receive $12,000 from the settlement fund for her role as class representative.

Greenwald said that class members received, on average, 3.3 calls from Van Ru and are receiving the maximum settlement permitted under the TCPA. There are about 9,042 potential class members, but only those who submit claims will receive payment.

Judge McNamee also granted plaintiffs’ request for $644,000 in attorneys’ fees and $20,847 in litigation expenses, according to the order.

The three debt collectors continue to deny any liability for the alleged violations, according to the agreement.

Representatives for Van Ru were not immediately available for comment Thursday.

Debt Collector Will Write Off $3 Million of Debts, Close Doors
Credit.com By Christine DiGangi
2 hours ago

The Georgia Consumer Protection Office ordered an Atlanta-area debt collector to shut down his business and stay out of the industry for five years following numerous consumer complaints about the company's practices and its alleged use of illegal debt-collection techniques, according to the Daily Report. Earnest Earvin IV, owner of Zenith Financial Group, agreed to get out of the collections business for five years, and he will be subject to a $460,000 penalty if he violates the agreement.

According to complaints filed with the Better Business Bureau (33 were filed and resolved in the past three years), the company is accused of calling consumers and threatening them with arrest, criminal charges and physical violence if they don't pay the debts, many of which consumers claim are not legitimate in the first place. Zenith Financial Group has an F rating with the BBB.

As part of the agreement with the consumer protection office, Earvin and Zenith will no longer attempt to collect on more than $3.1 million in supposed debts, in addition to paying $15,000 in penalties, according to the Daily Report. (The total penalty is $460,000: $15,000 now and $445,000 immediately coming due if Earvin violates the agreement.)

The phone number for Zenith Financial Group is out of service, and an email to the company seeking comment was returned as undeliverable.

Do NOT pay collection accounts thinking it will help your credit -  it won't. See below.

Paying off a collection balance of $1,000 dropped a 630 FICO score to a 590

Unfortunately this is an all too common occurrence as any of you with
collections have probably experienced. There’s a deficiency in the credit reporting system that shows recent activity on a collection account, if you were to make a payment. This recent activity makes the collection look younger and can result in a score drop. In my simulation the “recency” of the collection went from “greater than three years old” to less than 12 months. When you make a payment on a collection the collection agency will report the new balance to the credit reporting agencies. The “date reported” on the collection account will be the then current date, which can lead to the score drop.

11 ways a debt collector may be breaking the law

http://blog.credit.com/2011/04/eleven-ways-a- ... -the-law-18624/

Clark Howard, financial advisor, says to call them back with you lawyers fax number and tell them that they can fax all the information to your lawyer. This usually causes them to back down.

Clark Howard also said that creditors are despirate these days and will try everything legal or illegal to get you to pay. Don't give in!

Keep in mind these are NOT lawyers calling you. They are $8 an hour people who have never even graduated from high school and it's the only low-paying job they could get.

Clark Howard, financial advisor, says to call them back with your lawyers fax number and tell them that they can fax all the information to your lawyer. This usually causes them to back down.

Clark Howard also said that creditors are despirate these days and will try everything legal or illegal to get you to pay. Don't give in!

This worthless company, Outsource Receivables Management, is in collusion with Rash Curtis and Associates, another worthless collection agency. DO NOT answer the phone and report them to the Better Business Bureau, your state attorney general and also the Consumer Financial Protection Bureau. Consumers CAN stand up to them this way to stop them from harassing us.

People calling you are people who barely graduated from High School and are being paid $8 an hour to harass you. They are NOT attorneys.

Change your number if you need to to get some PEACE.

I have received calls from an autodialer, and no message.  I am not sure if it's a debt I owe or not, and unfortunately, I don't have much of a way to verify/validate them.  I am in Utah, so if there's any sort of class action suit that I need to be aware of, please post it here.

ROBODIALING is illegal! Report them. This is a collector. Do not answer their calls and do NOT call them back.

Changing your phone number is a great idea - I'm doing it today

Worthless collectors, Outsource Receivables Management, who work in collusion with rash Curtis Collectors. They are predatory bottom feeders who violate laws.

Do NOT answer the phone if you do not know the number, and do NOT call them back.

They also think it's funny to leave messages saying "you've been recommended for a FREE Home Security system.."" when it's really just them as a collector calling trying to find out and confirm who you are.

Report them to Atty General, Consumer Financial Protection Bureau, and BBB.