855-695-1305

At Judy: What a helpful comment.

It's a collection agency that specializes in defaulted payday loans. Mariner and Associates, formerly known as Cambridge.

I got woken up in California by a call from this number, who are currently Mariner Group, Amherst, NY; a debt collection agency for payday loans (unk. if company  name or generic category).  This was a misdial.  They had neither my tel number nor name in their list.  They do not use an auto dialer [computer].  
Here's what irritated me more than their mistake and usual debt collector's aggression --  Their spiel starts with "we are calling about a judgment against you."   This is incorrect, bordering on fraud, for a debt collector to claim without an actual court judgment or order.   Their rep confirmed it is only a debt collection without court judgment.

They called my work, identified themselves as the Mariner Group. My incoming calls are all recorded so I explained I had no idea why he was calling, when he started accusing me of fraud I definately wanted to know what it was about but I explained I wouldn't talk to him on my work line because I didn't like my personal calls recorded. I asked for a number to call him back on and told him not to call my work number again. He said if they didn't hear back from me they would contact me on whatever number they had. I once again told him that no he would not call me on this number. That was 2 days ago, I come into work this morning and get a call from them again. The guy tells me he just wants to make sure I am at work today because they are sending a processor between 11 and 12 with some documents I need to sign for a lawsuit they are filing against me. He starts asking for the name of someone in HR or my direct supervisor. I told him to just ask for me. Is this for real??? I have never been sued before but shouldn't I get a letter from a court in my county stating a lawsuit was filed against me?

I received a call from this company stating that I owed a debt to a payday loan company and that the clients will be pursuing a court judgment against me for trying to defraud a lending company as well as other legal actions if a amount of 2,000 is not paid.  I said 2000.00 are you crazy! I did not borrow that amount..then she stated that it looked like you owe 800.00 and I said no I do not owe that amount and then she stated..it looks like this is the amount with interest.  I said what do you have me owing orginally because I did not borrow that from them.  She stated that I would know that, I stated that if you're calling about something owed..you would know all the details. Then she said that she has to proceed in some county with the matter by 5pm.  I don't have a clue what county it is in...I don't live there or ever heard of the county.  the worse part about it, when they called my home, my son answered the phone and she told him all my business.  He said "mom" a lady said they taking you to court for money you owe.  I was like what? This is when I called her and let her have it on the phone. why are you calling and speaking to a child on the phone?  She stated, she did not know it was a child and that she was trying to get in contact with me.  I said " so you think its appropriate to tell anyone you're speaking with about another person's business. AND he was a child! Why did you not just leave a message and that's all...she stated..we were trying to contact you before this matter went to the court system.  ..Well, anyway I let her know my feelings about calling and speaking with my child(I cannot say everything I said to her) but I think she WILL remember the conversation. and I said ok sue me if that is the case because I can get a lawyer. Boy! this upset me so much...(calling and speaking to one of my children and they asked for me(lady) and knew the person they was speaking to was a boy...she said she thought he knew me (??????) huh!

They are crossing the line. They cannot call you at your place of business.A collector may not call a debtor at inconvenient hours or places, including at work, unless the debtor agrees to it. However, the law also requires the debtor to notify collectors of their violation, either orally or in writing. The Fair Debt Collection Practices Act also outlines what a debt collector can do when dunning a debtor. A collector may not contact third parties, except to obtain a debtor's home address, phone number and place of employment, according to the FTC. THEY CANNOT SPEAK TO SUPERVISORS ETC about your personal business. This tactic is ILLEGAL.The law also bars a creditor from passing itself off as an attorney or representative of government agencies. Collectors may also not claim to be pursuing legal actions, such as seizing property or garnishing wages unless those processes are ALREADYunderway. The Fair Debt Collection Practices Act also prohibits a collector from engaging in unfair practices, according to the FTC. Examples include requesting post-dated checks for payment, or trying to collect ADDITIONAL fees and interest on top of the ORIGINAL debt. If harassment continues, the debtor can file a complaint with his state consumer agency, or the FTC. A debtor CAN sue the collection agency---and the creditor that hired them---for up to $1,000 in his local small claims court. IF these calls are coming to your home...record them, also if you want to pursue legal means against them for harassment..send a registered letter..ask debt collector for address but do not tell them what you will be doing. Also, remember if you owe someone..pay the original creditors--NOT the debt collectors...never pay them...it goes on your credit report...if you pay the creditors they have a legal obligation to report payment. If they don't contact Transunion, Equifax etc yourself and do a debt dispute and they will do investigation and they will remove if you provide information.  

Read more: Laws Against Creditors Calling Your Place of Employment | eHow.com http://www.ehow.com/list_7324513_laws-credito ... l#ixzz2PbSBT8BS

This company is operating under several names and the debt that they tried to collect from me was not valid after contacting the original creditor who was Everest Cash Advance. They have only one collection agency and it is not these people. This company is running out of Amherst NY and going under several different names. Hartford Management Group, LLC/The Cambridge Group, Mariner & Associates, LLC, and Elite Payment Solutions, LLC. There address is 3840 East Robinson Road Suite 243, Amherst NY 14228. I am currently reporting them to the BBB, the FTC, the USPS inspection service and also contacting my attorney to seek legal advice on what rights I have to file a suit against these people.

Yes, I have received calls from this number - 2 on cell number, 2 on work and 1 at home.  I am recently working with a credit company to get my items cleaned up.  I have been told by my advisors that they have no legal grounds to ask you to take care of this over the phone.  All legal matters need to be done by mail.  I sent them a letter stating that if they have any questions to contact my advisors otherwise stop with the calls because it is against the Fair Debt Collections Practice.

Did you ever get served with any papers?

What happened with that company?  I have been getting the same calls and they said that they were coming to my house and if I wasn't there then to my job and they were going to tell my HR Director why they were there.  I called them back and they were accusing me of fraud and telling me they couldn't help me if I already had a court date but of course low and behold I didn't have one yet.

Fabio from Mariner Associates left me a message earlier letting me know that he is just about done filing the paperwork and will be sending it to the county I live in?? Also to go ahead and let my attorney know about this....Seriously!!!! These people are a joke. I have no idea what this phone call was in regards to.  I called the number back and recording says to dial certain extension numbers depending if there is a wage garnishment, lien, etc.  What a joke, I pushed 0 and a man answered the phone and would only say that they are located in New York, would not give me any other info until I confirmed my social security number.  I let him know that I was filing a complaint w/FTC and he told me good luck and hung up on me. I have no idea what this supposed collection is about but I have never received anything in the mail from any collection agency so I'll assume these people are scammers.

I spoke to this Fabio guy today. HE refused to give me any information about the company Mariners Associates address phone or fax numbers. He said he didnt have this information that administration had it he couldnt mail it to me but he could email it to me..............still waiting!!!  I originally spoke to a Ms. Kingston, after I told her I needed their info including their debt collectors licence she transferred me to her supervisor Fabio.

I received a message on my cell phone from this number and was told there was a judgment against me and they are going ahead with the lwsuit and i have to contact them right away or my lawyer can contact them. I get about ten calls from that number a day!!!!!

I have received several phones calls from them and then today I get a phone call from a process server warning me that they are going to serve me with papers at my job site in the next few days but that she was giving me a courtesy call so that I could have a chance to clear this up.  REALLY!!!  I am kind of torn on what to do next.  Could some one tell me if they have ever gotten papers from these people or if anything ever happens with the law suit.  

If this company is harassing you please give our office a call for a free consultation.  We are investigating this type of debt harassment.  Find out what your rights are!  (951) 293-4187.

Did you ever find out if all the claim against you was valid or if they ever took you to court?  S

I have received several calls from them and other so called collection agencies. Each time they said I owed a pay day loan they changed the date and year when I told them that the account was not even open when they stated the money was deposited into the bank account. Several times they called and said they were on their way to serve me papers, I told them to come on I would be home waiting for them ; guess what I have been served yet. Last week I received a call about a payday loan on a made up bank account from 2010. I told them stop calling, you keep saying you are going serve papers, serve the damn papers and don't call back we will settle this in court, I am ready for you. They hung up in my face. This nothing but a scam to get your bank info and clean out your account. I have waited 10 times or more to have papers served and have not gotten them yet. I reported them to MS State Attorney General Office, FTC and BBB. Every time it is a different company calling. I keep a written record with date, company, phone # and each time they say I made a payday loan; also make sure I write down the name of the person I am speaking to., OH, yes this is a good one they even accused my wife of doing it if I didn't do or it had to be one of my children that did it..Watch out for them, they just trying to get your money. SCAM, SCAM!! Then if they are not calling for me they are calling for one of my sons and even calls his mother's cell number. She told them my sons may give out my home phone but not my cell  and do not call it again, they got smart and told her they would call anytime they want. I will not give you her response because it was not pleasant at all. Don't pay any of them a copper penny unless they provide you proof that you owe this and please give no BANK info. You never receive any type of letter like you do from other companies you owe. Just think about that.

You are full of [***] ucg...upg...apr associates

they are a scam