855-695-4433

Got another debt colletion company calling me.  It was Mr Philips at Chone Swartz first and now its Empire Recovery Group.  Mr Philips was rude and said he was sending me to jail so i gave him my credit card number to make some pays.  It worked, he scared the [***] outa me.  I'm outchea in LA trying to make a dollar and he said he was gonna arrest me.  Now my case is at Empire Recovery Group and they right away offered me a settlement of half of what is owed.  I was like hell yeah I will take it.  They were cool.  The lady was real fair and real cool.  I hate having to pay it but at least I know they not up to no dirrty stuff and threatning me like Chone Swartz did.  I read these things and have posted before but this time I wanna be right and tell yall when someone is out there being fair to us consumers.  We can hate what they do but they gotta a job to do, at least they cool and not mean and all crazy and stuff.  Its all good.  I got it, I woed it, now Imma pay them and save myself some muney.  HA!  COLLECT SOME SENSE MR PHILIPS CAUSE YOU NOT GETTING PAID ON MY STUFF NO MORE - EMPIRE RECOVERY GROUP ARE!

Empire Recovery Group   IE:  Mr. Phillips

What they do is break the law and misrepresents themselves as law enforcement or clerks of some court.  The FACT is they can not issue warrants for arrest nor could they, even if they wanted to file for criminal charges.

Collecting debt is a civil matter not a criminal.  Yes they have a job to do, but just like us we have to; they must abide by the law when doing their jobs.

Please read below the law before you pay what you can afford to pay to a criminal who misrepresent himself at law enforcement:

No debt collector shall collect or attempt to collect a
consumer debt by means of the following conduct:
  (e) The threat to any person that nonpayment of the consumer debt
may result in the arrest of the debtor or the seizure, garnishment,
attachment or sale of any property or the garnishment or attachment
of wages of the debtor, unless such action is in fact contemplated by
the debt collector and permitted by the law; or
1788.11.  No debt collector shall collect or attempt to collect a
consumer debt by means of the following practices:
  (a) Using obscene or profane language;
  (b) Placing telephone calls without disclosure of the caller's
identity, provided that an employee of a licensed collection agency
may identify himself by using his registered alias name as long as he
correctly identifies the agency he represents;
   (d) Causing a telephone to ring repeatedly or continuously to
annoy the person called; or
  (e) Communicating, by telephone or in person, with the debtor with
such frequency as to be unreasonable and to constitute an harassment
to the debtor under the circumstances.

Received a robo-dialed message from this number today, claiming to have an "important legal matter" to discuss.