877-224-9828

Not sure exactly what the company does.  something with degrees?  seems shadey.  I hung up on them as I surely did not sign up for anything like this.

Jan 14, 2 rings only.  
ID: "TOLL FREE CALL  1-877-224-9828"
i will not return this call.  
It is computer generated, Probably,
an AD.

Someone called from this number and attempted to discuss my pee pee.  I told them it was big.

Sounds like a scam - woman claimed I had called asking for some kind of "search for degrees".

I hung up on  her.  Scam.

did not say anything but stayed on the line

Might be from an Online College with a Degree program.  Phoenix College is a common one,  There are several, and they are expensive but popular.   You may have filled out on online questionaire for information for a College Degree;

FYI If you get calls several times a day, no messages, unknown or not provided caller ID; number calls for weeks; it's usually a Collection Agency/Debt Collector.  They know if they can talk to a person, they have a better chance of collection payments.

Debt Collectors – Collection Agencies –   do NOT fall under Do NOT Call registry, as they are not telemarketers.  However, they do constantly violate other Federal Laws, because us American's don't know the laws to protect us.  They are counting on that.  

- Federal Law says you don't have an obligation to Collection Agencies or Debt Collectors; you can send them a written letter and they cannot contact you after that.   This includes Attorney's in state's other than your state of residence.  The only Attorney's that can sue you, have to be licensed in your resident state.

A word of caution:  Some Law Firms do have Firms in other states, and Lawyers licensed in other states, so you have to do a little research before sending a Cease & Desist (Do Not Call & Go Away letter) to make sure they aren't in your resident state or you're likely to get sued by these #%#&*@!#%&@$^*.  

Once a debt collector makes contact with you, they also have to contact you within 5 days after the first phone call, letter etc., and give you validation/proof or judgment of the debt.  You are not required to ask for it.   They never do this!!!!

This law is known as the Fair Debt Collector Practices Act.  You can get it at FTC.gov; as well as other Consumer Protection Laws.

Most collection agencies, purchase your delinquent debt for pennies on the dollar.  Guess what? It is no longer your debt!!!  You don't have any agreement/contract with the debt collector or collection agency.  Your only agreement/contract was with the original creditor.

Do NOT agree to any payment arrangements, or you'll be creating an agreement/contract, where upon initial contact by the Debt Collector, one didn't exist.  The collection agencies are counting on you not knowing this little bit of information.  

The best advice I can give you is, do NOT talk to these idiots - they will leave you in a frustrated heap on the floor.  They lie, and will tell you whatever they need, in order to get you to commit to paying them.

The lies are illegal, but they honestly don't care, they're probably on commission for how much they collect from you and others like you.  

If you do answer the phone, do NOT give out your employer, social security #, DL #, Credit Card and/or Bank information, or any personal information.  Tell them to send you a written statement & you'll respond. Then hang up.  When you get that statement, google, Fair Debt Collection Practices Act and you'll probably find a letter you can send them   Or:  send the letter I’ve enclosed that I use.  Sign and mail that letter Certified Mail, so you have a signature and confirmation of delivery!!!
RE
Account #  
Amount in Dispute: $  
Account #  

Dear  :


I am in receipt of your demand for payment. However, this Notice is to confirm that I do not wish to be contacted again by you, and that you are hereby put on Notice to Cease Communication pursuant to 15 USC Section 1692c(c). Failure to comply with said Notice, shall result in a complaint filed and submitted to the Federal Trade Commission, and possible legal remedies in an appropriate United States District Court.

Your representatives have also been trying to contact me,  however, I only do business of this nature via mail. Therefore, I am requesting again, that you cease and desist from calling me or contacting us in any way.

Please remove the phone numbers XXX XXX-XXXX. The calls constitute harassment at this point, which is causing a major disruption in both my business and personal life as well as being an invasion of my privacy, which I will not tolerate.

If you continue to contact me, I may file a complaint with the Attorney General. The Telephone Consumer Protection Act of 1991, which branched from United States Code Title 47 sect 227, implemented a do-not-call list from solicitors, which mandates a solicitor to abate phone calls to customers who have requested in writing to cease all phone communication.

In addition, PLEASE TAKE NOTICE THAT, I am not waiving my right, to dispute the alleged debt asserted herein, but at this time I am under no obligation to respond.  


Sincerely,

Your Name
Address
City, state Zip



Certified Mail#:  


In the Law of Novation: if a debt is purchased by another, for that to be a legal owed obligation, a new contract / agreement has to be written and signed by all parties.  Google Law of Novation and read up!!!

No I am not an attorney, just a well knowledged, educated consumer.  I have spent the past 2 years studying various Federal Consumer Protection Laws.  

I wasn't just satisfied knowing I could send a letter to a Collection Agency/Debt Collector and they had to go away.  I read that in the Fair Debt Collector practices Act law;  I needed to know why, what law tells me the reason why I can.

Everything I have typed, I have learned basically on my own through reading, studying, printing out and binding the laws and underlining/highlighting them.  Not to mention the knowledge I have gained on my own fighting two lawsuits without an Attorney.

I was sued by a Collection Agency, and waiting for a Court date. The Collection Agency Attorney, sent us a letter willing to dismiss with prejudice our lawsuit, if I dismiss our Cross/Counter Claim for Fair Debt Collector Practices Act violations.  Oh, I forgot to mention, we do not have an Attorney representing us; and I have not had any legal experience, in the past whatsoever.

I have read / printed & bound, my State's Rules of Civil Procedure and Rules of Civil Procedure - Evidence.  I catch Attorneys on violations of State Rules of Civil Procedure all the time.  And our Judge's let them get away with it.

And for those of you who say pay up and quit being a deadbeat; it appears that you have never had your life turned upside down, because a good job, not high paying by any means, but a supposed secure job, got your hours cut by 3/4.  

And then a couple years later, as you are just recovering, you lose that job.  And when you are in your 50's, a new job is not so easy to come by.  And when that happens, then what?  

Or what about a major illness, guess you've never had that either - too bad.  Maybe if you did, you'd understand why and how people end up getting in financial straights. Not because they chose to, or decided they were going to find loopholes to get out of paying obligations etc.

What if the money isn't there to pay these debts to begin with?  We've been barely able to pay a mortgage, let alone credit cards etc. It's easy to tell someone else what to do.  I hope someday, something throws your secure little world off its axis, and you find yourself in the very situation as some of us here. Maybe then you'd learn it isn't such a cut/dry situation.

Oh, we've struggled.  And the job last hasn't exactly been replaced.  We're still behind in our Mortgage and trying to catch up, as with our other legal obligations.  I can't work because of various health conditions, or I would, including a part time job at least.  My husband started his own company with the tools of the trade, and now contracts for copier, computer, IT technical jobs as he has a computer science degree, and has years of experience in the others, especially the wide format copier / printers / computers.

People, please read the Fair Debt Collector Practices Act; if a Debt Collector violates any one harrassment or other law in there; Federal Laws says you can sue them for $1,000.00 per violation.  Do it, and then THEY can pay off YOUR obligations!!!  

Please email me at com.gmail@mommypettlc (tlcpetmommy) for help with individual questions.  Again I am not an Attorney - but have learned these by my own experiences.  There are Attorneys you could talk to, and I would, if any violations of the laws have occured in your circumstances.  I am posting this strictly to help others maybe have a piece of mind, if they are up all night worrying about financial problems, and sick to their stomach in worry as I have been, and still are in some ways. I am again just a well informed, knowledgable consumer, who has spent hours studying the laws, because I had no where else to turn for help.  If anything I have written, causes you questions, please seek the advice of an Attorney.

Certain situations such as Mortgages and Car Payment loans usually do not apply here; so you may need to seek the advice of a Lawyer for your individual situation.

© copyright 2010 rcmeek All Rights Reserved

Thank you for your VERY informative post:)
  I've received several of these calls in the past 24 hrs. and I'm glad that I went on-line to check this number out. Believe me... I know what debt I owe and typically, I'm sent a bill in the mail. Anything else seems very fishy.
  Thanks again for your help.

866-224-9828
Telephone call received at 9:26am Mtn time, return call answered by 'Sheila' with Search For Degrees, an on-line program/company that matches people wanting to achieve a 'degree' with on-line 'colleges'. Basically 'phishing' type calls.

received text from this number telling me to claim a one hundred dollar gift card from Walmart

Text msg today telling me to claim $100 gift card from Walmart. Numerous phone calls in 2 days, they have different phone#s coming up on caller ID. Want to talk about higher education opportunities. If it's an identifiable business, I'll call my state Attorney General.

I got a call from 8772249828 at least 3 times this morn & I've just been ignoring them.The only message I got from them was someone breathing into the phone...I don't know what that was about...really creepy.

i got a call from 8772249828 who are they?????

Yep, got another call from another company... this number 1-877-224-9828 which gave me some [***] about my husband signing up for something online... whatever, my hubs cannot even turn the computer on much less sign up for something so I explained to the woman this was the fourth call today from an 800 number requesting my husband and the whole situation... I wonder who signed him up for this since he and I both know he didn't or couldn't rather and the second question I have is how in the hell do you make them stop calling? Four calls today====== four!!! I'm irritated!!!!!!!!!!!!!! to say the least!!!!!!!!!!!!!!`

Received a call from 877-224-9828
no idea who its from

Ive received 2 calls from 877-224-9828 in the last 24 hrs, only rings 4 times then they hang up...called it back this morning and its automated message was from search for degrees, its a scam/telemarker trying to sell you a bs online degree that doesnt mean jack to any employer. so much for the telemarketer do not call list.

I received a call from 877 224 9828 stating I signed up for online college information, I did not.  They called on my business line, I informed them not interested on do not call list.  They called again at 9:15, I told them again.  Obviously they do not understand and have a short attention span to call twice in a half of hour.  They have been reported to do not call registry.

This number has not stopped calling me since yesterday. I have resorted to yelling at them each time they call, have asked them to take me off of their list, and they still continue to call. This is harrassment as far as I'm concerned. They're calling me on my cell phone which COSTS MONEY THAT I DON'T HAVE!

I just got an awful call from someone who was breathing heavy.
From the number 877-224-9828

they calld me 3 times today didnt answer it and i wont

I have been called by this number 3 times in the last 12 hours. I have answered the phone, only to get no response. I am being called on my cell phone, so this useless BS is just using up my much needed minutes.