877-251-3771

Received an automated message from 602-251-5854 left on my voice mail, since I block unknown callers.  The message is allegedly from a debt collector and said to call this number: 877-251-3771.  The message named me by name and said continuing to listen acknowledged that I was the one they were trying to reach but all my bills are paid on time, so I don't know what debt it refers to.

Call is from source rm, a collection agency.  They called me trying to collect a bill from cincinnati bell.  I verified with cincinnati bell that they did not have an outstanding bill for me.  Not sure if this is a scam or a case of mistaken identity.  When trying to call the 877 number I got a busy signal a lot, but finally got through.  People there are kinda rude, well, one guy was a prick and another lady was nice, but that was after I had told her that I had talked to cincinnati bell.

Debt Collectors – Collection Agencies –   do NOT fall under Do NOT Call registry, as they are not telemarketers.  However, they do constantly violate other Federal Laws, because us American's don't know the laws to protect us.  They are counting on that.  

- Federal Law says you don't have an obligation to Collection Agencies or Debt Collectors; you can send them a written letter and they cannot contact you after that.   This includes Attorney's in state's other than your state of residence.  The only Attorney's that can sue you, have to be licensed in your resident state.

A word of caution:  Some Law Firms do have Firms in other states, and Lawyers licensed in other states, so you have to do a little research before sending a Cease & Desist (Do Not Call & Go Away letter) to make sure they aren't in your resident state or you're likely to get sued by these #%#&*@!#%&@$^*.  

Once a debt collector makes contact with you, they also have to contact you within 5 days after the first phone call, letter etc., and give you validation/proof or judgment of the debt.  You are not required to ask for it.   They never do this!!!!

This law is known as the Fair Debt Collector Practices Act.  You can get it at FTC.gov; as well as other Consumer Protection Laws.

Most collection agencies, purchase your delinquent debt for pennies on the dollar.  Guess what? It is no longer your debt!!!  You don't have any agreement/contract with the debt collector or collection agency.  Your only agreement/contract was with the original creditor.

Do NOT agree to any payment arrangements, or you'll be creating an agreement/contract, where upon initial contact by the Debt Collector, one didn't exist.  The collection agencies are counting on you not knowing this little bit of information.  

The best advice I can give you is, do NOT talk to these idiots - they will leave you in a frustrated heap on the floor.  They lie, and will tell you whatever they need, in order to get you to commit to paying them.

The lies are illegal, but they honestly don't care, they're probably on commission for how much they collect from you and others like you.  

If you do answer the phone, do NOT give out your employer, social security #, DL #, Credit Card and/or Bank information, or any personal information.  Tell them to send you a written statement & you'll respond. Then hang up.  When you get that statement, google, Fair Debt Collection Practices Act and you'll probably find a letter you can send them   Or:  send the letter I’ve enclosed that I use.  Sign and mail that letter Certified Mail, so you have a signature and confirmation of delivery!!!
RE
Account #  
Amount in Dispute: $  
Account #  

Dear  :


I am in receipt of your demand for payment. However, this Notice is to confirm that I do not wish to be contacted again by you, and that you are hereby put on Notice to Cease Communication pursuant to 15 USC Section 1692c(c). Failure to comply with said Notice, shall result in a complaint filed and submitted to the Federal Trade Commission, and possible legal remedies in an appropriate United States District Court.

Your representatives have also been trying to contact me,  however, I only do business of this nature via mail. Therefore, I am requesting again, that you cease and desist from calling me or contacting us in any way.

Please remove the phone numbers XXX XXX-XXXX. The calls constitute harassment at this point, which is causing a major disruption in both my business and personal life as well as being an invasion of my privacy, which I will not tolerate.

If you continue to contact me, I may file a complaint with the Attorney General. The Telephone Consumer Protection Act of 1991, which branched from United States Code Title 47 sect 227, implemented a do-not-call list from solicitors, which mandates a solicitor to abate phone calls to customers who have requested in writing to cease all phone communication.

In addition, PLEASE TAKE NOTICE THAT, I am not waiving my right, to dispute the alleged debt asserted herein, but at this time I am under no obligation to respond.  


Sincerely,

Your Name
Address
City, state Zip



Certified Mail#:  


In the Law of Novation: if a debt is purchased by another, for that to be a legal owed obligation, a new contract / agreement has to be written and signed by all parties.  Google Law of Novation and read up!!!

No I am not an attorney, just a well knowledged, educated consumer.  I have spent the past 2 years studying various Federal Consumer Protection Laws.  

I wasn't just satisfied knowing I could send a letter to a Collection Agency/Debt Collector and they had to go away.  I read that in the Fair Debt Collector practices Act law;  I needed to know why, what law tells me the reason why I can.

Everything I have typed, I have learned basically on my own through reading, studying, printing out and binding the laws and underlining/highlighting them.  Not to mention the knowledge I have gained on my own fighting two lawsuits without an Attorney.

I was sued by a Collection Agency, and waiting for a Court date. The Collection Agency Attorney, sent us a letter willing to dismiss with prejudice our lawsuit, if I dismiss our Cross/Counter Claim for Fair Debt Collector Practices Act violations.  Oh, I forgot to mention, we do not have an Attorney representing us; and I have not had any legal experience, in the past whatsoever.

I have read / printed & bound, my State's Rules of Civil Procedure and Rules of Civil Procedure - Evidence.  I catch Attorneys on violations of State Rules of Civil Procedure all the time.  And our Judge's let them get away with it.

And for those of you who say pay up and quit being a deadbeat; it appears that you have never had your life turned upside down, because a good job, not high paying by any means, but a supposed secure job, got your hours cut by 3/4.  

And then a couple years later, as you are just recovering, you lose that job.  And when you are in your 50's, a new job is not so easy to come by.  And when that happens, then what?  

Or what about a major illness, guess you've never had that either - too bad.  Maybe if you did, you'd understand why and how people end up getting in financial straights. Not because they chose to, or decided they were going to find loopholes to get out of paying obligations etc.

What if the money isn't there to pay these debts to begin with?  We've been barely able to pay a mortgage, let alone credit cards etc. It's easy to tell someone else what to do.  I hope someday, something throws your secure little world off its axis, and you find yourself in the very situation as some of us here. Maybe then you'd learn it isn't such a cut/dry situation.

Oh, we've struggled.  And the job last hasn't exactly been replaced.  We're still behind in our Mortgage and trying to catch up, as with our other legal obligations.  I can't work because of various health conditions, or I would, including a part time job at least.  My husband started his own company with the tools of the trade, and now contracts for copier, computer, IT technical jobs as he has a computer science degree, and has years of experience in the others, especially the wide format copier / printers / computers.

People, please read the Fair Debt Collector Practices Act; if a Debt Collector violates any one harrassment or other law in there; Federal Laws says you can sue them for $1,000.00 per violation.  Do it, and then THEY can pay off YOUR obligations!!!  

Please email me at com.gmail@mommypettlc (tlcpetmommy) for help with individual questions.  Again I am not an Attorney - but have learned these by my own experiences.  There are Attorneys you could talk to, and I would, if any violations of the laws have occured in your circumstances.  I am posting this strictly to help others maybe have a piece of mind, if they are up all night worrying about financial problems, and sick to their stomach in worry as I have been, and still are in some ways. I am again just a well informed, knowledgable consumer, who has spent hours studying the laws, because I had no where else to turn for help.  If anything I have written, causes you questions, please seek the advice of an Attorney.

Certain situations such as Mortgages and Car Payment loans usually do not apply here; so you may need to seek the advice of a Lawyer for your individual situation.

© copyright 2010 rcmeek All Rights Reserved

Claim to be "Source Collection Agency" but I can't find them online.  I spoke to someone named Jose who would not spell his last name.  He tried to get aggressive with me and I think was suprised when I got aggressive back.  He claims I owe money form La Source from 1993.  I have no idea what they are talking about or what La Source even is.  So, I'll just get a copy of my credit report and file a dispute.  I have no outstanding debts that I am aware of and am not paying for something that isn't mine.  Then I am reporting the fake collection agency to anyone I can they called me from 732-678-9118 and told me to call back 877-251-3771.  If you get harrassing calls from them, get the names of whoever calls you and report them.  Any debt you supposedly owe can be disputed with the credit beureaus.  I'm still laughing...trying to force me to pay money to some compy I never heard of from a supposed debt over 17 years old.

VERY rude!

http://www.sourcerm.com/
Source Receivables Management, LLC
PO BOX 4068 Greensboro, NC 27404
Phone: 866.266.3111

http://www.corporationwiki.com/North-Carolina ... c/26661311.aspx
Incorporated by Mark Littrell, Source Receivables Management, LLC is located at 3859 Battleground Ave Ste 303 Greensboro, NC 27410

http://www.linkedin.com/in/mlittrell

http://www.google.com  OR  http://tinyurl.com/23u5bpv
Mark Littrell
3934 Starmount Dr
Greensboro, NC 27410
(336) 294-4737


stop the calls:
http://wordpress02.webworxonline.com/archives/79#more-79

Kimberly Burwell Littrell, CEO

AND (from home, apparently)
http://www.top-rated-realtors.com/Registry/St ... y-Littrell.html


Mark Leslie Littrell
mother: ELMA GARRETT LITTRELL, born March 30, 1928 and passed away May 5, 2003
father: Herbert Littrell
uncle:  Herbert Kelson Littrell
wife: Kimbery Burwell Littrell

donated to school PTO here : Grimsley High School (near their home!)
801 Westover Ter, Greensboro, NC 27408-8298


Kim donated — LITTRELL, KIMBERLY B MRS. (HOMEMAKER), (Zip code: 27410) $200 to BUSH-CHENEY '04 (PRIMARY) INC. on 08/20/04

VERY rude!

http://www.sourcerm.com/
Source Receivables Management, LLC
PO BOX 4068 Greensboro, NC 27404
Phone: 866.266.3111

http://www.corporationwiki.com/North-Carolina ... c/26661311.aspx
Incorporated by Mark Littrell, Source Receivables Management, LLC is located at 3859 Battleground Ave Ste 303 Greensboro, NC 27410

http://www.linkedin.com/in/mlittrell

http://www.google.com  OR  http://tinyurl.com/23u5bpv
Mark Littrell
3934 Starmount Dr
Greensboro, NC 27410
(336) 294-4737


stop the calls:
http://wordpress02.webworxonline.com/archives/79#more-79

Kimberly Burwell Littrell, CEO

AND (from home, apparently)
http://www.top-rated-realtors.com/Registry/St ... y-Littrell.html


Mark Leslie Littrell
mother: ELMA GARRETT LITTRELL, born March 30, 1928 and passed away May 5, 2003
father: Herbert Littrell
uncle:  Herbert Kelson Littrell
wife: Kimbery Burwell Littrell

donated to school PTO here : Grimsley High School (near their home!)
801 Westover Ter, Greensboro, NC 27408-8298


Kim donated — LITTRELL, KIMBERLY B MRS. (HOMEMAKER), (Zip code: 27410) $200 to BUSH-CHENEY '04 (PRIMARY) INC. on 08/20/04

Wow, what a lot of information!

They call at 8am every day, using a VOIP phone number to look like my local area. The debt has been paid and settled with the original company, but one attempt to have Source prove otherwise, has gone unfulfilled, yet they keep calling. I guess it is time to complain properly. Watch for those unknown local numbers!

For several months  we've been getting robo calls for Ronnie Thompson.  Push 1 if you are, 2 if you are not.  Or call 877 251 3771.  I tried calling that number once and got nothing.

THIS IS VERY ANNOYING.  SUPPOSEDLY WE ARE ON THE DO NOT CALL LIST.

Received call around 9am this morning from 214-427-0031... who call every day from a different bogus/spoofed number.

Source Receivables Management == Source RM  zombie bottom feeding debt collectors.

Also have received call from same scumbags via 916-248-4358, 314-558-1669, 262-806-4406 and many other bogus/spoofed numbers that [I can not trace directly to them as of yet] they like to mask who is really calling.

* THIS TIME THEY LEFT A MESSAGE FOR CALL BACK AT 877-251-3771.

>> Also see https://800notes.com/Phone.aspx/1-877-251-3771 for LOTS MORE complaints about them.