877-282-6203

keep getting threatning calls at work when i return the call goes to a mailbox that is full Who is this

I got a call today claiming to be from IAG (a collections company), named James White.  He said I was under threat of immediate law suit for a loan that I'm trying to pay off with a consolidation company.  When I looked up IAG LLC on Google I got a site that said this was bogus and to call the creditor directly and find out who the REAL collections agency is.

I called the automated line back, it said press 1 if the party they are looking for or press 2 if not. I pressed 1 out of curiosity and then the line went busy. I called back the number, this guy answered as "Investigator Elliot" he demanded my name, I refused asking first for company id. He refused, threatened me per I wouldnt answer him then said "I got an answer for you" then he hung up. I of course called right back he answered again, I id myself this time, demanded to know why he was calling me, he started screaming then I'll file a court summons for you too??? He was looking for my daughter for an obvious past due bill but threatened to summon me to court and used language and hung up on me again. Is this legal? I told him not to call back my families home and he stated "What are you going to do about it huh!?" I said report him to the Federal Trade Com. He then said again, "I will serve your ass too then"

There was a message left on the answering machine at my weekend home attempting to collect from my former son-in-law, who visited but never lived there. The caller id'd himself as Investigator Dellano and gave the last four #'s of a social and case number in Harris Co. Their office was closed when I attempted to return the call over the weekend, and calls during the week go into a terminal case of answering machine hell. I find it extremely annoying for these rude vultures to invade my world with their demands and threats but make it impossible for me to identify and locate them. They are like an evil cancer in our society.

I would like to know who this Investigator Smith person.  Left a voice message on my job phone several times stating that I better return the call threatening to file a barrage of court notices against me.  This person was very loud and rude and it was obvious that she could have cared less about her telephone mannerism.  Needless to say, I am trying to find out if this place is legitimate.  How do we stop the never ending rudeness of these people invading our workplaces, homes, etc.???

He called me too.  I told him that I called CashNet and that they sold my account to AIS.  When I called AIS they said they sold my account to NCA.  I told Mr. White that I would not pay him a dime until I spoke to NCA.  I am just hoping that they haven't kept selling my account over and over again.  I told Mr. White that I hope he has tough skin because it's very hot in hell!  He then sent back this threating message:

PLEASE HAVE YOUR ATTORNEY CONTACT ME (JAMES WHITE) AT 1-877-260-3025 EXT 775 IMMEDIATELY YOUR HARASSING E-MAIL'S ARE BECOMING AN ISSUE AT THIS POINT AND WILL NOT BE OVERLOOKED. I PROVIDED YOU WITH VALIDATION AND YOU PROVIDED ME WITH HARASSING E-MAILS? I WOULD GREATLY APPRECIATE A CALL FROM YOUR ATTORNEY SO THIS CAN BE RESOLVED IN A PROFESSIONAL MANNER. MA'AM WE ARE NOT A "SCAM" AND WE DO OWN THIS MATTER.

I have received numerous ca;;s from these horrible people. They threaten me with criminal charges and that they the government has put a hold on my SS# and now most recently, my physical home address is under supervision. Every time they call me I file a complaint with the Federal Trade Commission. i have called the information line to our government offices and all they tell me is that if these people were for real and the charges are real then I would have already been in jail. this has been going on for 3 months now and now they are calling me at work. I am tired of these rude people and nobody seems to know how to stop them

The government doesn't put "holds" on SS numbers...that's just ridiculous!!  What would a "hold" even mean??  Your SS# is no longer valid?  You can't use it?  That's complete bullsh!t.

Hello everyone ...

After investigating this company a little further.    

IAG International asset group is a 3rd party.  If you had any payday loans call them and see whot hey sold your debt to.   Mine was sold to NCA National credit adjustors in Hutchinson KS.   I was finally able to get out of them that they OWN the debt and they sent it to IAG to work.   IAG does not own the debt. If you get any calls make sure you send the a Validation letter with a Cease and Desist.   Here are some address for IAG

PO BOX 623
Amherst NY 14226

1800 Hertel Avenue
Buffalo NY 14216

I saw someone else post an address as well 495 Commerce Drive Amherst N.   Send Validation letters to all of them.   I received another call from a 713 area code.   This female left a message that she was going to serve me a legal affidavit (formal complaint)   no one ever showed up.   They are using a router because the phone number that showed up was Proactive at the Galleria in Houston TX.     I spoke to the store manager and no one from their store called out.   The manager is filing a complaint with the local authorities as well as the FBI, and FTC   since they are using a router to show another number.   so if you Get a call from that number listed for proactive call the manager and speak to her about it.  

As for IAG here is the following information I retrieved after lookinng into this company.  
their FEIN number is 271516190...  they are organized uner laws of New york state.   Principal office add 1800 Hertel Ave   Buffalo NY 14216.(yes that dingy old house - google the address )    They use Mayfield Document Services as their registered agent in Texas.   10943 mayfield rd houston tx 77043    
Primary organization is WNYC, LLC  Name of governing person  John H Chebat   39 Mona Drive Snyder(Amherst) NY 14226   however this address shows another person Danielle Serio.   You can obtain all the information on companies and debtors.   Look at your business searches under your Secretary of State
John Chebat also is an owner of BUA Management, BUA Property Management in Buffalo NY.   It looks like he buys houses and either rents then or sells them,  much like a flipper.   I have already contacted the FBI, TX Attorney Genereal, NY Attorney General and my AG as well as the FTC, and BBB.

They are not a scam. They called me as well. i went from the first place i owed money too and tracked my debt to National Credit Adjusters and they are also IAG and connected me right to the person I was originally working with. Try tracking your info if you don't believe me and you may find you DO actually owe the money.

NCA  - National Credit Adjusters - # 8005421048 - spoke with many people at this place and was finally connected to the person from IAG as they are partners in the collection agency. I got the number from the company that owned my debt before them (Alliance Asset) whose number I got from the pay day loan place.

So how can they say that I owe a pay day loan, since I have never applied for one???

This is a scam. They have to send you information through the mail of what you owe and to whom. They try to get you to pay on the phone or through a card. They cannot threatent to sue you or take you to court.

Nice Try, trythis!!!   You probably work for them

AIG is a scam.  All they have is s stupid website to make online payments.  Who ever heard of a business that does not accept  a mailed payment such as a money order.  They have no physical address that they give out and yet they expect people to pay them with a debit or credit card only! This company has about a thousand toll free numbers that match nothing.  What a joke!!!

Last week they left me a message that someone would be deliver papers to me if I did not make arrangements with them within 24 hours.  Did they serve you and if so did agree to a payment plan for the original balance? I want to pay what I owe not not a penny more. Please help.

If these people call you, ask for validation letter, if they deny you that right (part of FDCPA) ask them for an address to send a formal request for validation letter. I would also suggest recording their calls. Their automated message calls violate FDCPA as they give out too much information in the call, and do not identify themselves as debt collectors

Even attorneys collecting a debt fall under the auspices of FDCPA, and must be in compliance in order to actually file suit. If they are in violation, one could have any cases actually filed dropped due to non-compliance with FDCPA, if you provide proof of such non-compliance (recorded phone call, registered mail, etc.) to your residing county court. You can also press suit against them, in the applicable court (county/state/federal) in your area that has jurisdiction over debt collectors.

FTC complaints are kinda pointless and useless against most debt collectors, unless you have tangible proof of their violations.

Thank you for you note - I received a call from them today and the person refused to give me his last name, a valid mailing address so I could send them a letter. I asked for a validation letter and he refused as well. He said if I didn't call back in 25 minutes, he was going to send me a court summons. I told him to go ahead because he has to give me something in writing so I can even validate the debt - he couldn't even give me the name of the people I supposedly owe money too. He wanted to send me an email with the information and I told him go ahead - it still doesn't validate the debt.

When he did it was a place I didn't even know or recognize - has anyone heard of RCL Finance?

The email doesn't even list an address or who the email is from.

Thanks!

I have received threatening calls stating I am being served with legal documents and being sued. When I called back, the company said i could settle it with a large amount of money or go buy a pre-paid visa to pay them and avoid a law suit. i said without documentation fo owed monies, I would not pay a random person over the phone. A woman alled again a nd told me she was a process server and wanted to know when i would be home. i arranged a time and she never showed or called. A couple of days ago, my son got a call to be srved legal documents. I told him to ignire the call. I received a VM stating this woman would be by my house to serve me and my family members legal documents and we better be there with valid ID. I called the loca number back, and it was someones personal residence who had no idea what i was talking about. I called "IAG" back, and they said my "file" was no longer in the office. i told them not to call me or my family again. We will see if the person shows up...

A client filing for Bk called and said she received a call from these people at I.A.G. They were asking her a good time to 'serve her' and get a 'signature'. I called them at 855-272-1556, spoke to Chris, said I would like a clients file noted as 'Attorney Representation' (per the FDCPA), and got transferred to a 'Michael Peacock'. I faxed them a Cease & Desist letter to (716)691-5397.

Firstly, debt collectors must provide a 'Mini-miranda' at the beginning of a call that is something like" This is an attempt to collect a debt. Any information obtained will be used for that purpose". I did not hear that from Chris or Michael.
Secondly, no one EVER calls you to tell you that you will be served. The process server NEVER wants you to suspect that they are trying to locate you.
In addition, if a debt collector can 'readily ascertain' that a debtor is represented by an attorney with regard to a debt, they must cease all communication with that debtor immediately. I should not have had to fax anything, but I did because arguing with these clowns was not worth it.

Also, after the first call they make, they are required to send you a letter postmarked within 5 days
that basically validates the debt, and gives you 30 days to dispute the debt in writing.

Also, even if the debt is legit, it may not be actionable if the Statute of Limitations has passed, in California, it is 4 years for written contract (date of the last payment made or account closed) and 2 years if it is a verbal contract.
The Fair Debt Collections Practices Act also forbids collectors from threatening to take legal action if they are unable to do so. If they are not a law firm with attorneys on staff, they are not suing you. It is also a violation to suggest that a case has been filed when one has not.

Also, has anyone ever heard of a "hold on your social security number"??? First time for me, and I've been around  the block. I give an A+ for creativity, but an F- to this shady company that apparently operates outside the law, preying on individuals using fear and intimidation on debts that probably aren't even real.

I HIGHLY suggest recording all calls made to you and consulting an attorney.