They appear to be consistent with debt collection procedures, the person who called is Rhonda she simply states that, 'they have received information which may be an oversight on your part' they give time frames in which to call. In this message it says before 8pm Central Time (I think) then before 8 am, in the morning. I don't recall as I deleted the message (as I usually do with these types of calls) here's my guideline I know who my callers are, if I see an # that says, Unknown (on cell phones it will show up that way) or home lines that don't have blocking, I simply won't answer! anything that says 800, 866, or anything else out of the ordinary gets my fabulous VM. If you took out on a payday loan, they cannot intimidate you or force you to pay money you don't have, one word of warning if though if they know your employment information and you are still there beware as they can also garnish your wage, so try to get some help from an outside agency on this can become ugly otherwise. But by all means do not commit to something you cannot pay back, if you cannot make ends meet now don't agree to anything with collections as they don't care and their job is to simply collect on the loan they have purchased. check for legal help or agencies that specialize in resolving matters...if its ignored it can also backfire. Go to:
http://www.langhornelaw.com & check them out, they do not offer services in Florida, Georgia, Idaho, Kansas, South Carolina, Wisconsin and West Virginia.
Please post and let me know if this helps.