949-681-9225

DEBT COLLECTOR, Transworld Systems.
....NEVER TALK, OR GIVE YOUR NAME.. HANG-UP!
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

This time-tested letter format is designed to help you accomplish one thing: Immediately fire any third-party debt collector that's harassing you for payment of a debt. It doesn't give you a free pass: If you owe the debt, you owe the debt...but nobody has to be berated and harassed by bottom-feeding debt collectors. Because it's based on and utilizes federal law, this letter works in all fifty states.
GO HERE...
http://www.bendover.com/cdletter.asp