978-458-8336

Collection Agency-
Stevens Business Service
92 Bolt Street, Suite 1
PO Box 1233
Lowell, MA 01853
Also: 800-371-8336
http://www.sbs4money.com

I just received a call from this number stating that I've won a prize and needed to make sure I had a credit/debit card.  I could get a free magazine subscriptions all for $3.99.  This appears to be a collection agency so I'm a little concerned about this call.

Im  receiveng call from that companies and I dont even now why they calling for she dosent say nothing she only say her name and you now why and calling you with her attitud;Iwas triyng to call but my call dosent go tru.

They called and left a message to call 877-380-3753 x8895 and it doesn't work.

I found this report from on the BBB, a B- rating:
http://reports-boston.bbb.org/Boston/Public/R ... ?i=57302#rating

got a call from this number and they left an account number.  No privacy issues there, right?  they were not friendly.

This business has called me non stop for 7 months on a bill that i am not responsible for,when i spoke with them i asked them to stop and offered a phone number to call to resolve the issue.They refused to take the number and told me that they could call me as much as they wanted,I responded that there are harassment laws and they were in violation. also i hurt myself getting to the ph i have a spine injury that needs 24/7 care after i see my doctor i plan on seeing my lawyer next. Also they block there number about half of the calls they called me. and i feel if this is there practice of doing business then they should be banned from all 52 states and not allowed to be in business in this name or any other name.....

keep getting this annoying caller................I told them to take me off their list and the girl said she couldn't do that unless I speak to a represenitive..............It is my cell phone and I don't want them calling me .....whoever they are........................

I got a call say that i seen a doctor I Don't even know.. when i asked for the number of the doctor she said she did not know.. then she called me again saying i owe $1500.00

Phone Profile


(978) 458-8336

Land Line
Lowell, MA

I have no idea who is calling me from this number.

I got this message at home and on my cell phone and it was this agency. She only said her name and my account number. I think I know what it is for but do you really have to give that account number where others can hear you? I gave them an email asking me what it is for. I am not giving my money to anyone. I am financially unable to pay the full amount and they do not understand that some people canno0t provide the payments when full and if they call again I will tell them that it is already taken care and thank you very much. I love when they do not identify themselves either and only give their name.

you people need to quit harrassing my grandmother!! i have no idea who you are however i can see that you are not very well liked ! my gma does not owe anybody money !!! however if you keep it up you are going too make me very angry!! i have an adress for you though im sure that it is not real !! im on to the fact that this is a scam ... you should be ashamed of yourself .. picking on elderly people.. have you any respect at all ? oh yea im sure that you dont .... if you continue to threaten my 83 year old grandma i will make sure that you regret it.. i have some very intense people in my family.. THEY WILL FIND YOU I PROMISE!!!!!! get a life...i look forward to your response

these people call then hang up

A recording telling me to call 800-371-8337.  I called and asked what it was about. The girl started asking for personal info.  I told her I wasn't going to give her my personal info without knowing what it was about, she said ok, and hung up.  Sounds fishy

Stevens business service is one of the most unprofessional collection agencies in business. They have a bunch of amatuers working who clearly has no idea about the fdcpa or hippa laws. ive been called several times not once have i been asked too verify my information, ive been told my account was going to credit report but the hospital they're talking about doesnt even credit report now i know that is definitly a violation. from there on i have asked to speak with several supervisors i have been passed on from one person to another, in conclusion on, not one person even really discussed the account with me all they basically told me was to pay my bill, which was just an error on the hospital that has been resolved now. ive asked for a requisition form or proof for validation of the debt, the agent told me no its too late they are not responsible...hmmm isnt that a violation stevens business service ..i think so. but its okay since the first phone call ive recorded every conversation and if that dont work i have phone records of continous calls,and  endless paperwork. Me and my attorney has been working on this business for several months and i promise u we will put you out of business.i have every individual names hope to see you in court Thomas Varnum and your employees.

this # has been harassing me how do i make them stop

I hope you're not under the mistaken impression that you can actually sue someone for your injury.  YOU hurt yourself answering the phone.  Also, they are legally allowed to call you after 7AM and before 8:30PM and don't have to call another number.  They don't have to stop calling you until you tell them to stop IN WRITING.  So enough with your lawsuits.  Please learn how the law actually works before you make such foolish statements.

Hello, please call steven business service regarding a personal business matter by calling 1 800 371-8336 between the hours of 8 and 8:30 pm eastern standard time monday through friday.

I too am being harrassed for what..as they wont say I DONT KNOW. and yes your absolutely right...they are violating several consumker laws...Go to www.budhibbs.com and report them I did. that web site will fill you in on what laws they are violating and can in most cases represent you and help you.

CONSUMER INFO
Important information you should know when dealing with debt collectors and junk debts.

NEVER give a debt collector your banking information. They could take much more than you authorize, or even empty your account, then state that you gave them permission. It will end up being your word against there’s.

NEVER give a debt collector your credit/debit card information as the same holds true they could charge or take more than authorized, then state you gave them permission.

NEVER send a debt collector money via Western Union, Wal-Mart or any other source unless you have a letter from them, on their letterhead showing their name address, the account, the creditor and sign by management stating it represents payment in full or payment on your account. If not, they can later claim you did not pay, or missed an agreed upon time other common debt collector lies.

NEVER do anything based only on a phone call. Any legitimate collector should be willing to put agreements in writing BEFORE a payment is made. There are many legitimate collectors who act in an ethical and professional manner. Those who do not are usually the scammers out to take your money, with threats, extortion and lies.

NEVER Send money to a junk debt collector on a payday loan based on their claim that you committed a crime, or are about to be served a lawsuit. Payday loan collectors are the worst liars, con artists and extortionists in the industry. They cannot take legal actions, have no authority, which is why the resort to such drastic measures to scare you.

RECORD conversations with collectors (where legal) so they can be held accountable if they break the law.

BEWARE Paying a collector will NOT get anything removed from your credit report. Debt collectors do not have that ability and their lies about disputing it with credit bureaus after you pay them is not true, they are liars trying to take your money, most will say almost anything.

COLLECTION ATTORNEYS who collect debts make a large profit in almost every case when a lawsuit is filed and you do nothing about. You lose by default, they get legal fees, costs and commissions that average at least 25% of what they collect. That judgment allows them to empty your bank account at any time, garnish your wages, levy against your home and personal property, where allowed.

CONSUMER ATTORNEYS defend against these junk debt and bottom feeder suits, normally for a small percentage of what you will end up paying on a judgment.. The reason most are successful in getting junk debt cases dismissed is because the documents they use almost always contain hearsay, or lack credibility. In addition, once dismissed, the debt dies with the suit, no judgment in your credit files, no worries about having wages garnished or bank accounts seized.
We know some of the best consumer law professionals in America who can talk to you about your options if sued by a junk debt attorney. Let us know where you live, who filed the suit and we’ll try and refer you to someone close by.

CONSUMER LAW
Public Law 95-109, the Fair Debt Collection Practices Act (FDCPA), enacted by Congress to protect consumers from abusive and deceptive debt collection practices.
THE FAIR DEBT COLLECTION PRACTICES ACT MAKES IT ILLEGAL FOR COLLECTORS TO:
Imply that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages
Call consumers at work when they know the consumers' employers prohibited such calls
Talk with third parties, including neighbors, children, and employers, for purposes other than acquiring location information about consumers, without consumers' consent
Cause the telephone to ring, or engage a person in telephone conversations, repeatedly or continuously, with the intent to annoy, abuse, or harass a consumer
Threaten to take action -- such as filing a lawsuit -- when they did not intend to do so
Call consumers at times or places that they knew or should have known were inconvenient
Fail to notify consumers of their right to dispute and obtain verification of their debts, and to obtain the name of the original creditor
Continue to try to collect debts after consumers disputed them in writing, and before verifying the debts
Use obscene or profane language

∙CONSUMER ASSISTANCE
The following federal agencies are charged with enforcing laws and protecting rights of the American consumer. We urge you to file complaints with them when warranted. Your complaints do matter, they are useful for the agencies in determining abuse, deceptive practices and abuse of consumers.

Federal Trade Commission- (FTC) The Federal Trade Commission is the nation's consumer protection agency. The FTC's Bureau of Consumer Protection works For The Consumer to prevent fraud, deception, and unfair business practices in the marketplace. The Bureau:
Enhances consumer confidence by enforcing federal laws that protect consumers
Empowers consumers with free information to help them exercise their rights and spot and avoid fraud and deception
Wants to hear from consumers who want to get information or file a complaint about fraud or identity theft .
http://ftc.gov/bcp/index.shtml

Consumer Financial Protection Bureau – (CFPB) The consumer bureau is working to give consumers the information they need to understand the terms of their agreements with financial companies. We are working to make regulations and guidance as clear and streamlined as possible so providers of consumer financial products and services can follow the rules on their own.
Congress established the CFPB to protect consumers by carrying out Federal consumer financial laws. Among other things, we:
Conduct rule-making, supervision, and enforcement for Federal consumer financial protection laws
Restrict unfair, deceptive, or abusive acts or practices
Take consumer complaints
Promote financial education
Research consumer behavior
Monitor financial markets for new risks to consumers
Enforce laws that outlaw discrimination and other unfair treatment in consumer finance
If have a complaint about student loans, we are ready to hear from you. For the first time, a single agency is now responsible for watching out for all students and families who choose to borrow private student loans.
http://www.cfpb.gov/
United States Postal Inspection Service -If you believe you’re a victim of fraud related to the U.S. Mail, including mailed sweepstakes, lotteries, on-line auctions, work-at-home scams or chain letters, report your concern to the U.S. Postal Inspection Service as mail fraud.
(Bogus 1099-C forms?)
All information is voluntary, but the more you provide, the more likely it is that we can help you. We may share your information with other agencies if it comes under their jurisdiction. See the Privacy Act Statement for more details. This site uses secure methods to transfer data.
The Postal Inspection Service will contact you only if more information is needed. We gather data on mail-related crime to determine whether a violation has occurred. While we can’t guarantee we can recover lost money or items, your information can help alert Postal Inspectors to problem areas and possibly prevent others from being victimized. Inspectors base their investigations on the number, substance and pattern of complaints. We ask you to keep all original documents related