01789472113

Equidebt Ltd - Debt Collection Agencies in Warwick CV35 9GA




Classification:
Line of Business: Debt Collection Agencies
Market Sector: Debt Collection Agencies



Address:
Equity House
Ettington Road
Wellesbourne
Warwick
Warwickshire
CV35 9GA
Telephone:  01789 472 113

http://www.consumeractiongroup.co.uk/forum/showthread.php?230227-Whocallsme-The-truth-and-nothing-but.../page2

http://www.consumeractiongroup.co.uk

will tell you how to deal with these chancers

Name & Shame: Scam, Pain in the Butt & Miscreant caller ID list


You know what i’m talking about! Ring ring! Ring ring! You look at the caller ID, it reads “0012893″ or “001902″ or some number you’ve never heard of before, you pick up the phone, silence, followed by somebody who hardly speaks a word of English droning from a script and talking at you instead of to you.  If you’re having any of the following then read on:
Silent calls and then the caller hangs up
Automated voice recordings telling you that you’ve won a prize or that government legislation can wipe out your debts (or things like this)
Repeated calls from the same number at all times of day and night

If you’re having problems with these sorts of unsolicited calls then your first step would be to make sure you’re registered with the either Telephone Preference Service (aka TPS) if you’re in the UK or the National Do Not Call Registry if you live in the USA.

This will help reduce a number of the calls but there are loopholes in the law that some companies use to get around the telephone preference list – namely it seems that an offshore based company can call who it likes within the hours of 08:00 to 21:00 without regard for registration on the list.

I’m a UK resident and have been registered with TPS since having my own phone line but it doesn’t stop all the junk calls, so, information being power, I want to try and find out who they are and write to them to have my name removed or at least forward their details to trading standards institute if they persist.

A great website for backtracking the numbers is whocallsme.com, they are a community site where people report the numbers and their experiences, however, this can lead to quite a lot of posts before someone finds out who they are.

What i’ve tried to do here is build a concise list of numbers that I actively block from calling me, unfortunately until Apple give us the facility to have a block list properly on the iPhone I can only do this with my landline.

My motto is that I don’t want your product, I don’t need your service and if I did, I certainly wouldn’t call you.


Caller ID or Number

Company Name or Description of caller

Website (if applicable)


0800 561 0056

Thomas Sanderson Blinds




01202 600001

Moneywise




01709 303702

Norton Finance




0191 543 8862

British Consumers

http://www.britishconsumers.co.uk/



0843 540 0007

Unknown debt consolidation service (also uses bad caller ID 008435400007)




01933 447373

Insurance company




01274 260010

Redress Claims (insurance/debt management)




0844 688 2753

Redress Claims




0845 300 5044

An insurance company identity phishing for HFO Services




01274 260043

National Debt Guide




02920 822693

GM3 (Another debt helpline/consolidation firm)




01563 554540

McKenzie Hall (debt collection agency) also using 07624 819086




01789 473888

Equidebt (debt collection agency)




0208 417 8100

HFO Services Ltd Debt Collection
(nasty law breaking debt collection agency)

http://www.hfoservices.com



0191 224 0069

Meritforce




01252 576366

CapQuest / tel0gram (law breaking debt chasers who tell your neighbours about your debt)




0800 849 3121

Debt Negotiation Ltd




0808 131 0031

Rightmead Finance




0844 686 ****

Public information announcement




0843 276 4003

Public information announcement




0203 004 3199

A2Z Finance




0141 227 2180

Easydebt Solutions




0845 372 3709

Space Kitchens (never stop calling once they’ve got your name)




0161 838 3650

Chase Saunders (call to offer loans at one amount then send paper work with different interest rates and lower offer)




0292 082 2634

Direct Phone Sales




0161 850 0757

First Step Finance




0161 443 0296

Yes Loans and First Stop Finance




01280 707291

Direct Legal & Collections (aka DLC)




0844 846 6524

Galaxy Finance




0871 524 6995

Tetris Debt Solutions




01482 483281

Wescott Debt




01252 555054

Unsecured Credit Company (aka UCC)




0161 491 7207

Better Protect Life Insurance




01792 763490

Unnamed Loan / Debt Consolidation Company




01792 311560

Craig Insurance (offering PPI reclaims)




0161 656 7884

Claims Advisory Group




0845 030 4436

Curved Air Marketing




03333 440238

Payment Shield (House Insurance)

http://www.paymentshield.co.uk/



0292 085 3500

Link Financial




0845 034 3292

Energy Helpline (also uses bad caller ID 008450343292




0207 060 3887

First Call Centre Solutions




0203 026 6482

Virus scammers – calls telling you they “know” your PC has a virus and selling your removal / protection




0845 030 4474

The Money Group (aka TMG)
(Ring you and hangup, scavenging for your postcodes etc)



That’s quite an exhaustive list of numbers and growing.

If you are having trouble with people calling you regarding debt that legitimately is yours, you shouldn’t avoid it, know your consumer rights, seek advice from either Citizens Advice, a solicitor or one of the many online forums including Consumer Action Group

If you liked this, you should also read…
10 ways to get debt collectors off the phone
Scammer calls from 01908 345673 wanting to reset your password?

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Inform the operator that you believe that what they were doing is illegal and harrassment and that you are  intending to report them to Trading Standards

Love GOOGLE for searching - thanks to all how posted -:

A few months back I was contacted by a firm called CCS COLLECT – DEBT COLLECTORS – They would not say what the debt was so I wrote to them explaining that I owed nothing to no one unless they could provide evidence of such a debt – I was using a PO BOX and nobody has my current address. Guess what - NO RESPONCE!

Then mysteriously I receive a letter at my current 'TEMP' address! Nobody only the government has this address!!! If you challenge any alleged claims against you first establish where they got your PRIVATE AND CONFIDENTIAL details from... Don’t accept excuses – you have a right to know!

The letter is from a: Mr P Foot
He signed the letter P Foot - SQN Services

Hey says... "We are writing to you because we are trying to contact 'Danny Barr' concerning an important matter."

"We have used the services of an external agencies and therefore wish to verify that we are contacting the right person."

These are his phone numbers:
Phone Number 1: 01789 473 797 (01789473797)
Phone Number 2: 0800 258 5672 (08002585672

This is his address:
Address: Equity House, Ettington Road, Wellesbourne, Warwickshire, CV35 9GA

Let me be clear. This firm have been passed PRIVATE AND CONFIDENTIAL details from the Inland Revenue – DEPARTMENT FOR WORK & PENSIONS. I only have one debt and the debt was a grant for £100 in 1993. They contacted me about 5 years ago and I refused to pay and asked them back then where they got my private details from as I do not vote... they said they were on their computer system and I demanded HOW they got on there and said I would do a subject access unless they explained... the guy said they have access to all government computer systems which hold my private details and I said the government are in breach of their own privacy laws... I didn’t hear another thing until recently... Over 14 years ago and now this private firm! I don’t owe a bean to anyone. This government are playing dirty so watch out folks.

http://www.guardian.co.uk/money/2013/feb/03/redress-claims-never-saw-cash

Redress Claims customers who never saw their cash

Customers who paid Redress Claims to get PPI money find they are out of pocket

Anna Tims

The Observer, Sunday 3 February 2013

The letters are depressingly similar:

London RT of London was cold called by a company called Redress Claims which promised to reclaim mis-sold payment protection insurance for her on a no-win no-fee basis. "I paid £450 for them to look into potential claims on each credit card and was told I'd get the money back if the claim was unsuccessful. I've never received any claim money, or a refund."

AB of Humberside paid Redress Claims £1,700 in 2011 after being cold called. "We trusted them, as we are desperate financially. They did obtain £958 for mis-sold PPI on a mortgage for which they charged an additional fee of £287. And £1,419, £608 of which they pocketed despite the promise in their terms and conditions that they would deduct no more than 25%."

SG from Coventry found that £3,855 had been removed from her credit card after a cold caller from Redress Claims gave her a hard-sell in April 2011. "I never received any bill or acknowledgement of this payment and they've since demanded further payments," she says.

PR of Southport, Merseyside paid a similar upfront fee which he was told was refundable if his six claims were unsuccessful. One claim was won but he was told to pay an extra £149 per claim to a company called Credit Clear Services to have the outstanding five resolved.

R E-H found £3,245 removed from his account, £590 of it for invalid claims. "I made more than 20 attempts to get the £590 back but none of my messages was replied to. They managed to get me £120 back from one credit card issuer and £32 on another and charged me £100 fee for each. Now I've had a letter from Credit Clear Services telling me my contract has passed to them and I must pay £99 for them to proceed."

After a long overdue investigation by the Ministry of Justice, Redress Claims's licence to trade was suspended last month due to breaches of the code of conduct. "We will take further action if breaches are not corrected," says an MoJ spokesman.

Given that a suspension can be lifted after three months if a company gets its act together, and given that Redress Claims will have made a consoling profit in the 18 months it has been allowed to operate, this is unlikely to pain its director, Naman Hussain.

Suspension does not stop companies dealing with refund requests from customers whose cases are pending, and the MoJ recommends they write asking for one.

Simon Helliwell, director of Credit Clear Services, which provided "auditing and legal services" for the company, declares that Hussain will be pursuing "other interests" and would not seek to reinstate the licence when the three months is up.

"We've agreed to take the thousands of unresolved Redress Claims' cases off them for no extra charge and will proceed on a no-win no-fee basis," says Helliwell, who insisted that "in comparison with many in the market Redress Claims was not that bad".

He was vague, however, about what percentage of any claim would be deducted in fees. "We'll abide by Redress Claims's terms and conditions," he says and admitted he didn't know what percentage these specified.

As compensation claims for mis-sold PPI can be made for free with a form provided by the Financial Ombudsman Service http://www.fsa.gov.uk/consumerinformation/pro ... /claim-back-ppi , anyone who paid Redress Claims by credit card should consider applying for a refund from their card issuer, which is held jointly liable under section 75 of the Consumer Credit Act. Some debit card companies also offer chargeback if a company is in breach of contract.

Sadly, though, many are likely to be left out of pocket and will have learnt NEVER to hand bank details to a company that COLD CALLS.

Anna Tims writes your wrongs. Got a problem you want Anna to look into? Send your dilemmas to your.problems@observer.co.uk