201-336-1026

I continue to get calls from this number telling me that they have a matter to discuss with either myself or my attorney.  The caller says they are from the Law Office of Norman G. Kalina but it appears they are really from ACA REcovery, a debt collection agency.

ACA recovery is not an attorney, does not work for Norman G Kalina, and should not be paid any amount of money.  I received calls from a Miss Casey, for supposedly a check that bounced and they wanted immediate payment and a $100 fee.  They could not verify check number, who the check was written to, or even the exact amount of the check.  I reported them to the BBB. google Norman Kalina and read the fraud reports.

kept calling back to back, then I answered, and the lady NEVER stated her name, very nasty attitude, couldn't tell me where I had written a check, then said she was turning it over to the d/a as if it was a threat

I also receive calls from a Miss Casey - so what's up with this?
Do I have to pay Norman G. Kalina or do I have to pay ACA Recovery and are they both legitimate companies?  I also get calls after 9 pm as well! ?!

Recieved one of these calls today. Some man told me to call him back because "Kelly" put me down as a reference and it's very important that I return the call. I'm always at work when these people call and for once I'd love to answer and just tear into them

I got a call from this RUDE NASTY woman who told me she was calling from the Law Office of Norman G. Kalina. This so called lady was so unprofessional and used a poor judgment of words which is how I realized she couldn't possibly work for a law firm. Being that I myself am a legal secretary for 16 years now, I knew this person who seemed poorly educated was a fraud so I hung up on her, five minutes later she called back when I confronted her she called me a B&%*@. I still have no idea as to why she was calling me.

Got a call from this number today, Sounded like they said they were calling for someone else so I just told them they had a wrong number and hung up. After hanging up I had an idea to check the number, I am glad I did.

This man Mr Brady, keeps calling me leaving RUDE ignorant messages. i talked to him once and he didn't even know what he was talking about. If he can't get his"claims" straight and contradicts himself, why the hell would I send him money??? For a supposed debt I don't owe. They are frauds. He got really ignorant with me when I confronted him about himnot knowing what he was talking about, and I asked to speak to a manager. Of course he said he was. Hes full of [***]. I hope they read these too. Guess what, you aren't getting money from me, you will be hearing from my attorney for harrassment, and fraud. GUESS WHAT HE IS LEGIT .

A debt collector CANNOT:
•    telephone you an unreasonable number of times
•    telephone you at an unusual time/ unusual place
•    disclose information of your debts to third parties
•    use profane or other abusive language
•    contact you after written notification that you do not want to be contacted any further
•    claim to be affiliated with any governmental organization
•    misrepresent the character, amount or legal status of a debt
•    threaten of to take any action that cannot be taken legally
•    accuse you having committed a crime
•    threaten or communicate false credit information
•    attempt to collect, until he honors your request to validate
•    use deceptive methods to collect debts
•    call you before 8:00 a.m. or after 9:00 p.m.
•    call you, but not announce who he/she is

I get calls to but mine are from a Mr. Santiago. He states he is from a law office too and Im sorry but Im not in school anymore, We use first names here. I think that is the attempt to sound more professional but sorry, its not working for me. They say what they can say in order to scare you into calling them back. If it is as important as they say it is you will receive something in the mail. If they were really from a law firm, you would receive information regarding that. The truth is they are just debt collectors and I have had people go as far to say they will attach my wages if i dont call them and make arrangements....Um they cant do that, its not that easy and again..they are trying to scare you into calling them and make arrangements to pay! My debt is only $300 but at this point im not paying it just because of all the nonsense these people are going through! Isnt it against the law to lie about somehting like that??

Received a call from a Mr Lopez saying that he spoke to me earlier and I told him to call me back after 6pm I have never spoke to him before at all never telling anyone to call me back after 6pm he left a message saying that if I did not call him back immediately that on Monday August 25th he will sent it to legal action which I have never received anything in the mail from anything having to do with this. The person did not even mention who they were representing. Not sure this is a valid call

I received a call today at my work place from a Ms. King. This woman stated that she was calling from The Law Office of Norman Kalina and that I needed to call her back ASAP to discuss an important personal matter. She then left a case number and a 1-800 number. The funny thing about them trying to collect money from me, is that I live in California and alot of these online payday places do not have a license to practice in California and because they are online, who is to say that the debt is actually valid. They never ask for any proof of anything. So Ms. King and The Law Office can call me all they want, they will not get a dime from me. And if they keep calling my job, I will have a law suit against them for harassment.

a ms brewer keeps calling claiming to be an attorney sheis lying she is with this debt collector be ware of these liars

I am trying to work out arrangements with ACA. When trying to talk
the man just talks over me. Told me to keep my money I was going to send
and party with it. Then he says he will fax info over to my payroll dept
and deal with them, this is for a payday loan I did online.

Is it legal for him to go to my payroll dept? I have not sign anything
for a wage garnishment, is this legal

They're just scarin' ya.  I'm in MA.  You're where?

Here: Payroll is off limits; vast majority of companies will smack down anything that reeks.

PDL are offered all over and you can receive proceeds in MA. However it turns out this is not actually legal business to conduct with MA residents. Then: most have no banking license in their own state let alone a for business via net in other states...add in 1) stae regulations, 2) all mail contact (certified, physical address), 3) cc attorney general both states, banking commission both states, and bbb both states and they will back off a fair bit to stay in business.

NOW, I am NOT saying to check your laws and take advantage of this, NO. It is a hassle- must measure actions against reality.  I had several PDL and quoted law references, details, sent the letter and negotiated to meet state maximum rates for the honor debt (amount + allowable state max interest - payments collected - settlement allowance) and walked away with an equitable and final settlement.

Calls to boss or family as references are understood junk and reported, what the heck- we all fill out stuff online...

They call work they call my home they call my cell.  They call asking for me by my first name.  Rude and threating.  Harassment.

Miss Carter called from Law office of Norman Kalina.  I callec Norman Kalina direct says to call ACA at 1 800 356 3713.  and it was nice talking to me.  I asked if he was associated with them and he said no and call them.  Now what do I do, these people call threatening a law suit.  Why should I pay them?

I get rude female caller at least once a week at work from 201-336-1026. I spoke with a woman once and she hung up in my face. When she called again I hung up in her face.  Rude and hanging up are their best qualities.

I got a call from this putos and they claimed to be an attorney office, I ignored the call, bunch of [***]!

They call every day my husband, but  he is in Europe so I have unswered once and the guy Tony Wolker wasn't nice(as before people were saying). I have tried to explane that he isn't here and than he hung up on me...Today he called again!
P.S. He said it's a ligal matter.