7165687670

ok, can somebody tell me how in thee hell this RPG place can contact me over a debt that I am already currently making payments on with a completely different company???? They have harassed me and told me that if I do not contact them within the next 48 hours they will send this complaint to my county??!!! I am aggravated because they havent even sent me "debt verification" prior to the calls they have sent me. any advice? I filed a complaint with BBB because of this issue.  I will fight this before paying another 400 bucks that I am already paying for the same thing.

they call me all the time too they say if i dont pay ill be gettig papers at my door by a cop an have to go to court there [***] im not giving these people [***] they can send me papers all they want

My job is receiving these calls from this company and the person that they need to speek to no longer works there and they still call.I called back the 877 # and they would not tell me the name of the company . then i asked to speak to a manager and someone else got on the phone she said I am not finding either number in our system so nope   we cant stop the calls because neither # you gave us is in our system ,. Well how in the H*LL did you call me? Then she preceeded to tell me that it was none of my business why they were calling.Well Quit calling my job then.The person you are looking for NO LONGER WORKS HERE. Then i told her to stop Harrassing this company and she asked me what I was gonna do about it.These people need to be stopped .This company needs to be shut down.

the number that calls you .. you know i thought it was a joke too but i would listen to them cause i wouldnt want to seat in jail i would call them up an take care what they say cause i did an i dotn have to worry about anything any more :)

the number is 18772159182 yes there called RPG OR SVC they have exc number too 120 i would yes they can be dicks but there no scam trust me i been getting calls too but i thought it was a joke unitl things got real so plz listen an take care what ever they say

the number is 18772159182 i ould call exc 120 she might can help you ..

Return the favor to the owner of the business.  Call him at all hours of the day.

PALMA JR, VINCENT PETER
190 AUBURN AVE
BUFFALO, NY 14213-1518
(716) 882-6671

now using 786-284-1407 which is a Florida number

I have been harassed by this company and have no debts with them although they won't tell me who I owe. They are rude, harassing and call my work repeatedly. They threaten with sending someone to serve me papers but no papers. They give me a number to call, but do not call this as this could be charging you by the minute and then you are the one calling not them. Here is a code of conduct from the FTC, contact them if they are harassing you.

Facts for Consumers PDF Format En Español Email
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?

The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?

No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?

If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?

Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?

If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.
Debt collectors also are prohibited from saying that:

you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.
Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn’t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?

Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?

If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?

Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans’ Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members’ Pay
Military Annuities and Survivors’ Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen’s and Harbor Workers’ Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?

You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?

If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?

Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information

To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.

The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

Even better contact the Federal trade Commission as they are breaking several FEDERAL laws and probably many state laws.

Also tell them to cease and desist or you are calling the Attorney General in both NY and also your state and are contacting the FTC. They are breaking the law.

Angie,
I believe you need to do a little bit more research before you post advise. You can not be placed in jail for a debt. They can take you to court and garnish wages, but jail time is not an option for a bill collector.

Is this really PRG letter.  I would like to send them a a certified letter to request a validation letter, but all I have is a P.O. Box address.  Trying to figure out when I can send it too.

i just had a call from them and when i told the "lady" i was handicapped and could'nt even walk ,she told me to collect cans and send them the money. when i said i don't even leave the house she said i guess i'll be in court

This number calls my phone everyday stating I owe them money and they will sue me and lock me up in jail.

They have been calling from NY but the other day they called me from a 980-225-1166. Its in NC. I don't mind talking to bill collectors, but I mean to call and the first thing out of their mouths on my answering machine at work was "We have a court order and going to serve you papers". Then when I call they treat you like sh*t, and like your the scum on the bottom of their shoes.  Maybe they should maybe just try and say "Hey we have this debt and what do we need to do to get it resolved".

Does anyone know the fax number to Resolution Performance Group?