8608227440

Repeated phone calls from this number  Want to lower interest rate on credit cards

If we really want these calls to stop, the answer is really simple.  Contact your congressmen about changing the law.  Currently the FCC and FTC can fine these companies but the problem is, the owners and operators are protected as the company is an LLC.  So the company gets the fines and the fact is, when they get caught, they will just shut the company down and thus the FCC and FTC don’t see a dime and even if they do, it won’t be much anyway.  The owners and operators have already made their money and will just start a new company tomorrow and continue to make money.  Until the law is changed, this cycle will just repeat itself.  What needs to be done is that the law needs to be changed to make what they do from a civil infraction to a criminal.  This way the owners and operators of these companies cannot just close the doors and walk away, they will be on the hook for the fines and they will also serve time in jail.  This would be the biggest threat to them; their financials and their liberty is at risk for running a telemarketing company like they do.  The issue still comes to finding them, but when they are caught, it is not just a slap on the wrist.  The owners, operators and employees all need to be brought to justice for their crimes.  So ask your representatives to change the law and make illegal telemarketing truly illegal and punishable by fines and prison time.  You should also contact people on the telecommunication committee that can actually write the law for it to be voted on.  When they get sick of hearing the complaints, maybe something will be done about it.

House:
http://www.congressmerge.com/onlinedb/cgi-bin ... =hcommerce_tech
Senate:
http://www.congressmerge.com/onlinedb/cgi-bin ... banking_housing

Card Member Services.  THEY WILL NEVER STOP CALLING, SO... “GET EVEN”.  

When they call press (1) to be connected to “LIVE OPERATOR”  (this will waste their time).
They will try and get as much personal information from you as they can – GIVE THEM FAKE INFORMATION.   I usually tell them I have 2 or 3 credit cards with a balance of 7k to 15k and interest rates from 15% to 21%, using this method will keep them on the phone longer and you can waste more of their time.   At some point they will ask the name of the credit card, toll free customer service number and credit card number with exp. date (many times they will ask for the last 4-digits of your social security number) REMEMBER, DO NOT GIVE “REAL” PERSONAL INFORMATION OUT TO THEM AS THEY STORE AND SAVE ALL INFO.  

Scumbag scamers calling from multiple numbers - each the same gimmick. All of which if you try to return the call you get a disconnected message.

"You have been chosen to receive better interest rates on your credit card - this is a limited time offer, press one to speak with a customer service representative."

Afterwards it rings through and they either immediately hang up or someone answers.

The information I have been able to get from them:

As to the specific banks they are working with "Oh we work with numerous to get you the best rates."

As to which credit card company they are representing "We represent all major credit card companies."

After being informed that I was on the do-not call list, that soliciting a cellphone is against the law, to take me off their list, they have either hung up immediately or as the gentleman on the other side of the line I was apparently a '[***]' for labeling them scamers.

Associated phone numbers:
860.822.7440
330.876.7410
731.203.5870
302.234.8558

Posting Information On Possible Offender: These details are being posted from pubicly gathered data. The problem is so elusive and difficult to solve that law enforcement apparently has been unable (or unwilling) to address this issue. It is my hope that this information will help or inspire others to collect more information in an effort to shutdown this illegal business.

The data below was gathered when a user posted a phone number (1-800-892-9533) they were given to call them back.I called this number and spoke with an agent and it has been the same agency who has been calling repeatedly over the course of many months. This phone number led to the following information being discovered.

Pitch: Credit Card Reduction
Company: Credit Card Services (many names are used)

Scam Websites Assoicated with the Phone-Number:
financialsavingssolutions.com
premiermarketinginternational.com
[These sites give the same pitch given ove the phone]

[Website Owership Info]
Owner: Kimberly M Coarse
Home Address: 14508 Michener Trl Orlando FL 32828 (Goggle-Maps has the house blured out)
Email: businesswoman8884@gmail.com
Phone: 407-430-9184
Possible Age: 29

[Other Registered Domains]
greenpowersales.com
premiermarketinginternational.com
EFFICIENTENERGYBOX.COM
financialsavingssolutions.com
THEGREENPOWERGROUP.US

Additional Addresses
Coarse Kimberly M - 14421 Paradise Tree Dr Orlando, FL 32828

[Shell Companies]

Green Power Group LLC
Assoicated Individual: Coarse Kimberly M
Website: greenpowersales.com
728 W. ave #188 Cocoa FL 32927 USA (Google-Maps Indicates Mobile Home)
888-580-7979 (busy signal)
sales@greenpowersales.com

Premier Services Plus LLC
Assoicated Individual: Coarse Kimberly M
2472 LAKE UNDERHILL ROAD SUITE 127 ORLANDO (Google-Maps Indicates UPS Post-Office)

Auto Guardian Usa, LLC
Assoicated Individual: Coarse Kimberly M
Orlando, Florida -- 14508 Michener Trl Orlando, Florida 32828-6460

Financial Savings Solutions
Assoicated Individual: Coarse Kimberly M
web: financialsavingssolutions.com
Phone: 800-892-9533 (Working 12/19/2013)
Email: financialsavingssolutions@gmail.com

Premier Marketing International.com
Assoicated Individual: Coarse Kimberly M
Web: Premiermarketinginternational.com
Phone: 800-607-1985 (Working 12/19/2013 )
Email: premieradvisorscare@gmail.com

Company Summary:
Kimberly's infromation appears scattered across these different organizations. In some instances they appear compeletely seperated with difficulty in determinig a connection. However, there are connections that tie all these organizations to the same individual. The single unifying one is that all the websites are tied to the same IP address (66.96.160.144), hosting company (Endurance International Group), DNS provider netfirms.com, and the always helpful WHOIS data. This in combination of addresses and company names allows for identification to be tied to Kimberly.

The Green Power Group LLC seems to be a failed attempt to resell some power products. The website is incomplete, possibly it was a proof of concept or an attempt to resell products (or simply a front). The site indicates no company or identifyable data but does post some patent numbers (US PROVISIONAL SERIAL NUMBER 61/196,036, US REGULAR SERIAL NUMBER 12/579,030 , INTERNATIONAL PCT SERIAL PCT/US2009/060666) which point to an individual Jerry B Johnson. This person may have had business contacts with Kimberly Coarse. There is another 'reseller' in FL that appears to be selling his products as well.

Conserving Energy Now, LLC.
Jacksonville, FL 32225    
904-386-0294
kevin@conservingenergynow.com

Green Power Group LLC, is the organization that Kimberly Identifies with on all the above websites with public data. This could be the focal point of any financial transactions that are taken place . Things like webhosting need to be paid for and would likely be done through a company transaction. Many providers require such infromation, ironicly enough for fraud reasons.

There are some lesser kown information about the Premier Services Plus LLC. The fact it is linked to a UPS postal box makes it a likely canidate for where checks would be mailed. The location is about 15min from the home address. A wise move to dissaocciate the home address from the business address.Which brings up the curious question as to why the home address is blurred out in google, when none of the other homes are. The property isn't in a private neighborhood and seems rather odd for this one home to be targeted. The blurring isn't even that effective, if anything it brings more attention to it.


Final Note: With millons of dollars at stake it is possible that this individal doesn't exist. A fabrcation allowing people to chase. However, there is a paper trail here that can be followed and some things verified. The house address likley has public infromation on ownership that could be confirmed. (I couldn't find it but those in her local area may know how to). Some money could be spent to run a background check. The companies providing hosting for these services can provide logs and financial records (should law enforcement get involved).

[Phone Numbers] - This organization spoofs (fakes) the numbers they really use. Making calling them back impossible. Also makes tracking them difficult as well.

860-822-7440
731-498-4058
517-705-1117
707-396-5026
302-234-8558
281-825-4439
765-998-4712
416-364-1111
320-518-8730
631-665-8769
503-543-5471
731-203-5870

Scammers phishing for your credit card information.  Spoof different numbers all day long. They call at least once a day.  I'm to the point I reject the calls every time.  If you make the mistake of answering and pressing 1 after the automated message, they WILL continue to call.  Every effort to get them to stop will not work: asking to be removed from the list, telling them you do not have a credit card, asking to speak to a supervisor, asking for a number to call them back.  Any questions you pose will result in them hanging up on you.

Called me several times today. I called back and she gave me BS about her company offering insulation. She just needs my name and the address of my property