866-267-9647

Scott Caruthers, this is not legal what ever it is u are practicing, people do your research... this is a scam. they somehow get your information and start contacting you, and if you agree with them by any means they will harrase you and want more and more money. send a dispute letter.. i did. and after i did it i never heard anything back from them. i requested proof that i owed them the debt they couldnt provide me with any. and further more the original creditor they claimed as us bank had no recollection in their system anywhere to state that i owed a debt. even if a debt is sold to a collection agency, the original creditor HAS TO HAVE some record of it still..... and in my case they did not!!!!!! it is a law!!!! i would advise anyone who has to deal with this scott caruthers company to take legal action agianst them if they contact you. Even if you do owe money to whomever they claim as an original creditor... it is a complete scam they are only trying to gain money free from inocient people. DO NOT SEND MONEY TALK TO OR GIVE THIS SCOTT CARUTHERS  AND ASSOCIATES OR REGENT MANAGEMENT ANY OF YOUR INFORMATION!!!!!!  IF THEY ALREADY HAVE YOUR INFORMATION THEN PLEASE TAKE FURTHER ACTION AGIANST THEM....THEY ARE A SCAM!!!!!

If your debt is old, they can't collect if the statute of limitations in your state of residence has expired, unless you pay. Some states are 3 years, some 4.  Anyway, the instant you pay, the debt is revived regardless of the expiration of the statute, it reactivates it, and they are hoping you will pay and revive the debt.  That is why they don't want to tell you how old the debt is.

Check your statute of limitations for your state, I'm sure you can find it easily online.  And start contacting the California State Bar, file  a complaint against Carruthers.  This guy has no strikes against his bar license because no one is reporting him!  www.calbar.ca.gov  I know of an attorney that got into deep kimchi with the California State Bar for working with these collectors because they were using his letterhead and and his signature, but he never reviewed the cases!  Turn this guy in.

Got a call from these scum -
Attourney advised me  
! - Tell them to send you something in writing
2 -If they a sk for your address don't give it to them
3 - tell them they should have it already if this is legit.    
       BEST THING TO DO IS RECORD ANY OF THESE CALLS - they don't like that
They should be able to send you one of those little green certified cards in the mail - don't always respond to them though unless attourney o k's it

time over the rainbow

time over the rainbow

time over the rainbow all along

I just received a call from Bobby Stone via Scott Carruthers...i figured it was a scam as soon as I heard his voice. I am going to call him back and see what he has to say, I'll keep you posted :)

You are so paid by this company!!!! No person in thier right mind would ever admit the load of crap you did! I am a debt collector and TRUST me that i talked to many people a day and not one of them are as gratefull as you are. Dont listen this law firm is Junk and they are a RIPOFF, check BBB they have a F rating.

i need help with this also i got a call today and not sure what to do

I received one of these calls today. Actually at first I did not answer because I did not recognize the long distance number. I listened to the voice mail which led me to believe there were some important court documents someone was trying to serve me so I called the number back. I was transferred to this man who was a real winner. He told me he was a lawyer working through a law firm in Orange County California and was hired on behalf of US Bank to collect on a dept I took care of five years ago. He said "no you didn't" I said"yes I did". He then says I need to provide proof-which I do not have because I do not hoard payed bills. So I said fine, take me to court. He then got sarcastic with me stating "your going to go to court without any proof you payed this dept? well thats not very bright". I guess I was supposed to bend over and pay it again to him-NOT!

They did the same thing to me, I deposited my check in the ATM and it didn't go through till after they tried to debt my account! There was 300 or so in overdraft which I refuses to pay. Now nearly7 years later they are trying to say owe them 1300 plus more if it goes to court! I don't have the money to do anywhere near this and want to know what would happen if they take me to court! How did your stuff turn out?

You sure got this right . This opperation has multiple levels. First a fraudulent claim of grossly inflated prices on supplies supposedly ordered and signed for by an employee who was not authorized to order supplies.The kicker is no product ever arrived. Next a different co. @ a year later calls claiming to have purchased accts rcbl. of the now defunct co. acting rude and with threats of litigation or garnishment, both clear violations of FDCPA regulations, and yet no product and never an invoice crossed my desk. They claim to have proof in the form of UPS documents, but no employee remembers singing for any product. I would never have tolerated toner cartridges costing almost 400$ each, and especially not a dozen in a 3 month time span. We are adigital dental office and use very little paper or toner. The invoice numbers are in perfect sequnce as if no one else ordered in between the  4 invoices in their claim. This is a totally bogus opperation. Finally we come to D. Scott Carruthers. Again this firm, and I use the term loosely, are very harassing on the phone, and the  letter threatining a lawsuit was on plain paper fax not certified, and not even on a professional letterhead. All of this is a shell game of companies going out of business and selling to other companies. When the heat gets close they fold up shop and open under another name and location. These people prey on the inattentive or gullible bussiness owner as well as the elderly who may just go ahead and pay out of routine or fear.

This is the exact situation in our office.  Exact!  invoice numbers in perfect sequence.  Digital dental office, they claim we ordered 6 toner cartons in two months time.  Funny thing was, (well unfortunately not really funny) I think this company actually sent us ONE toner carton (which we did not order), and my boss paid for it.  So now, we have an actual invoice.  The font is different from the fake invoices and the real one.  And yes Dennis Scott Carruthers, this guy is an idiot.  What I don't understand is how does he manage to continue to work? I will be reporting to CA and WI (where I live).  I already sent a complaint to the Federal Consumer Fraud department, but they can't get a reply from the company.  I swear, I will fly to CA myself to see this guy in person and tell him what I think of him!  Oh, and according the the NARCA website, his phone number that is listed is actually his cell number!  I called, asked for the girl in the letter.  He was very confused and wanted to know how I got that number!!  I think everyone should call this guy.  (714) 267 - 8560  Let's light up his phone line!