8663293564

SMELLS LIKE CURRY.

I called this company back today .. mainly to tel lthem off about their rude mesage the even my 5 year old told me when she answered the phone last week that there was a RUDE lady on the phone .. so i get this massage saying its TAKAR Group so when someone finally answers i ask what TAKAR group os and she asked if they called the number im calling from . .all this is said very very RUDE .. than says are you XX XX ( my late mothers name who never has had my phone number ) and with this womans rude tone i was already pissed off so i said no she is DEAD ... so shes tells me im wrong for being rude about my mom being dead so i hung up on her and called back to speak to her boss .. who ends up being 100 times RUDER when i was telling her how the message they call people with is so rude it upset my 5 year old and she said im not going to change the message ive worked her 3 year and they pay me  to do this i get a pay check every week .. your mom didnt pay her bill ( so now i know its a collection agency ) so she did wrong and if she had paid you wouldnt have gotten the message !!!!  she started talkign some other crap so i called her a rude b word and yelled at the top of my lung to change there Fin message and hung up on her rammbling about a dead person having a bill unpaid .... my 5 year is at school so she didnt hear my naughty words ...

Got a call from them like three times after i got  a new phone. tells me i got a job opportunity and to call them back? WTF

They may be collecting for a "debt buyer" who paid for the "debt" but a lot of the "creditors" kept really bad records, did not cancel accounts out that were either paid or legitimately disputed with the person on the phone telling the customer that it would be taken care of and the customer never hearing from the original "creditor" again, thus thinking that it was in fact taken care of.    Revolving accounts, this happens a lot - you send a check for the balance, with a letter asking that they close your account - they close it after hitting it with some fee - but because they close it you never get a statement and do not know there is a charge you need to tell them to take off.    Three months later there is interest and late fees and the $30 fee is now $330 and is "charged off."   They then charge default interest - but never send you a statement.   Then a year later they sell a "$1,330 account" to some debt buyer for $133.     They just made $133 out of thin air.    

Takhar apparently collects on "BMG accounts."   BMG had an offer in the mid-2000s that basically was a scam - get 9 or 10 CDs for a penny or a dollar and pay "full price" of $13 or $14 for one CD, for unused but not recently issued CDs, in the 2000s when digital sharing was already being done thus making the CDs basically obsolete - i.e., this is not such a good deal that you'd suspect that there was more to it.    You paid for the CDs, they charged you and sent them.   But then they sent you this other CD you'd never heard of, with a bill for $14, and a "welcome to our club" letter telling you you'd agreed to buy 11 more such CDs - and no postage-paid box for the CD.    This happened to me - I called them 3 times and told them I didn't want to be in their club, and to send me a postage-paid box to return the CD.  They never did - but they sent two more CDs and two more bills.   Finally I asked them to stop and they stopped.   But they never sent the postage-paid box.    I figured it was not worth it to them to pay $3 postage for something they were never going to be able to legitimately sell anyway - I held on to the CDs for a few years and then tossed them.  I had no idea that BMG booked these as uncollected sales and "sold" my "account."    I got a call from Takhar Group 7 years later, claiming that they were buying the "account" third-hand.   I lived in the same place for 5 years after actually buying the 10-11 CDs and never heard from anyone re: the "account."    

Bottom line I think the "debt buyers" have to know that a lot of what they're buying is bogus.  

Also a lot of them do call the wrong people.   Over the years I've received a number of calls on accounts with institutions with which I've never done business - and they act like they don't believe you.  They keep asking you when you're going to pay up - it's like talking to a wall.  It's not the same spelling of your name, they have your info wrong, etc....       My parents both got calls claiming I owed Bank of America.    I once had a BofA card but it was not delinquent and I paid it in full - many years ago.   And my correct info has always been on Lex-Nex (I work for an institution, I looked this up) - if they wanted to reach me, they could have, easily.   Last year someone called claiming I owed BofA $7K and it turned out to be someone with a similar name - not even the same name.   I have no idea if this was the same "account" being called about.    I do not know if it is a valid account at all.   But they were idiots - the "account" by their records had last been paid more than 6 years earlier, which is the SOL where I live.

Bottom line, if someone calls you claiming you owe them money, do NOT give them any info.    Tell them to send you written proof of their claim, but never acknowledge that you owe anyone anything.   Do not even give them your address - if they're real collectors, they have Lex-Nex, they can easily look up where you live.    

Also - nobody is going to sue over a few hundred dollars.    They buy these things for pennies on the dollar and hope that 1 in 20 people sends them money to get them to stop calling.   It's extortion - pay us money or we'll leave messages on the voicemail you share with your GF.    Doesn't matter if you really owe them anything.