8668162979

This call from Ilene Callaghan comes up on caller ID as 800-724-1107.  No identification as to what company she's calling from , just that she needs to speak with me.

Got a call from a Phil Lopez who claimed to represent Citibank. Asked if I had legal council and if so, he wanted their name, address and phone number or to have them call him back at 866-816-2979.

Why should I have legal counsel when I have NO relation with Citibank? Not sure what kind of a scam they're running but beware of clever tactics to try to get you to call them back and separate you from your money!

CI contacted us today by letter stating I owed $5435.87 for a credit card I never had called "Heritage Bank One."
Heritage Bank is on the FDIC failed banking list, closed 4/24/2009
See FDIC:http://www.fdic.gov/bank/individual/failed/michiganheritage.html
"On Friday, April 24, 2009, Michigan Heritage Bank, Farmington Hills, MI was closed by the State of Michigan’s Office of Financial and Insurance Regulation and the Federal Deposit Insurance Corporation (FDIC) was named Receiver."

It is my belief this is fraud, a scam like most scams requires you to do something such as provide electronic banking, credit card information.

Investigate any claims you owe the debt before remitting funds or payment method/wire transfer. If you do a wire transfer, set up a seperate account to hand funds transfers, never give out your personal account to anyone.

- Greg C.

According to the fair debt collectors act it's illegal for them to threaten legal action ect.

If they call ask that you record the conversation and if they threaten then present that recording to your states attourney generals office.

RESOLVED: Contact BBB if being harrased by this company.

I received calls from these clowns for a period of 2-3 months.  They were looking for someone with the same name as me but wouldn't beleive that I had no business with company they were trying to collect for.  They wanted date of birth, last 4 of SSN, first/middle/last name, etc... too much info to give over the phone, and were calling me at work.  My state's ATTN Gen's office wouldn't do anything (Connecticut) since collection agencies are regulated by the department of banking (EVEN THOUGH IT WAS THE WRONG PERSON).  DOB was willing to assist after I provided a plethera of evidence they were harrasing me at home and work.  But it turns out the quickest way to stop the calls is to open a case with BBB, turn around was about a week to receive a reponse from the company stating they will block your number from outgoing calls.