8668830395

They asked for one of my parents, got the gender wrong, and asked to confirm and give them their social security number. Definitely beware of these people!

These calls are from Calvary Portfolios, LLC.  They are junk debt buyers.  They purchase debts from businesses (such as Sprint, MBNA, etc.) that the businesses couldn't collect.  The businesses sell the bad debt to Calvary (or other junk debt buyers) for pennies on the dollar.  

Once that happens, Calvary now owns that debt and they may use legal means to collect it.  But they MUST follow the FDCPA, which is short for the FAIR DEBT COLLECTION PRACTICES ACT, which is part of the Consumer Credit Protection Act.

Here is a copy the FDCPA on the Federal Trade Commission's web site:

http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm


For an explanation of what the junk debt buyers do with the debt they have purchased (posted on a web site forum by a former employee of a junk debt buyer):

http://www.debtconsolidationcare.com/forums/debtbuyer-myths.html


Now if you want to stop them from calling you (regardless of whether or not the debt may be yours), you need to send them a C&D (cease and desist) letter informing them that it is "not convenient" for them to call you at home, on your cell phone or at your place of employment.  Insist that they only contact you in writing and then give them a valid mailing address (don't give a phony...read a bit further).

Send the C&D letter by certified mail with proof of delivery (they must sign the card and the USPS will return the signature to you).  After that, if they continue to call you, or have debt collectors call you, they can be fined $1000 for each call *after* they have received your C&D letter.

The following links are to sample C&D letters:

http://mortgage-home-loan-bank-fraud.com/lega ... sist_letter.htm

Sample letters:  http://www.debtletter.com/sample-letters.html

http://credit.about.com/od/debtcollection/a/ceaseanddesist.htm

And the following link provides more info on stopping debt collectors from "about.com":

http://credit.about.com/od/debtcollection/a/stopcollectors.htm

The telephone number 866-883-0395 is from Calvary, a debt collection agency.  They use many different numbers and I think most of what they do is illegal but who can prove it.  Now when my voice mail picks up the call they play some horribly loud music for a while then a femal voice starts asking "hello?". "hello?'.  They never leave a message.  I'm on the do not call list but it doesn't stop these underhanded people probably looking to make a fast buck on the elderly.

Same as everyone else.  They won't leave a msg.  I don't know who they are calling about.  I did find out they are debt collector.  Many times I have asked them to take me off the list.  They say they will and it will take about 2 minutes and guess what?  I get cut off.  Don't bother trying to call them back.  The number just rings and rings and rings.

numerous calls and hang up when answered going to call the phone company and do a call block

They called and asked for my son, who is 24 yrs old.  I told them he wasn;t availalbe and we don't accept telemarketing calls.  I asked what it was regarding and they hung up.  They said something Portfolio company.

This number called and the operator asked to speak to someone called Tracy. I do not know of anyone by that name and told her of this. The woman began to get very impatient and rude and demanded that I give her MY details to 'update her records'. There was no way that I was going to do this and told her that I would not be falling for her obvious scam and to not call me again. She proceeded to shout and cuss very loudly down the phone before hanging up. She rang back once a minute for the next fifteen minutes, obviously to play games.

The number has been ringing every hour since then and when I have answered, it is the same script being read except the name they ask for is different each time, as is the person calling (although some of the male callers sound like the same person putting on a voice). I have asked numerous times for them to cease calling me but the person just hangs up every time I do.

It is getting quite ridiculous now. I will be forced to report their scamming activities if they continue to harass me and be verbally abusive. Not one caller has verified their details to me.