877-201-7894

said my name that they are calling as the final attempt to reach me from a client of theirs.  They need a return call by end of day.  Anyone aware of this?

Call back got "Alesha" with JNR Recoveries.  She confirmed that they are a debt collection agency.  While talking to her, I googled JNR Recoveries but found JNR Adjustments.  I asked if they were the same company and she confirmed that they are an "Adjustment Company."  Before I could continue my questions, she hung up.  I found JNR Adjustment Company and they are a  debt collection agency.  They have a website jnrcollects dot com.  They do not appear to be a scam company (established in 1970) however whether you actually owe a debt they are trying to collect is to be determined.  If you are going to deal with this company via phone use the number published on their website as numbers can be spoofed and scammers are clever.  In addition, take a few minutes to read this advice from the Consumer Financial Collection Bureau on debt collection:
https://www.consumerfinance.gov/ask-cfpb/what ... cts-me-en-1695/