8773901250

You can visit their websites and log in to your account with your email address and zip code:  www.UniguardPlusCS.com and www.FreedomCS.com.  The sites explain the automatic enrollment when you visit certain payday loan sites, even if you don't apply for the loan or if your loan is rejected.  It also enrolls you from other advertizers.  You can cancel you account online, which has worked for me because I am no having "scheduled withrals" from my checking account, nor did I have to close my bank account.  However, I agree with everyone that this is fraud.  I will be filing online complaints with the Better Business Bureau, the State Attorney Generals office and the Federal Trade Commision; three agencies developed to protect consumer rights.  It might not stop the problem, but at least I will have them on record and may even start an investigation if they receive additional complaints from other victims.

I just had the same thing happen to me....checked my account this morning and it was 19.95 less than it should be.   I called 18778901250 and talked to a rep named Angela.  She explained that if I had filled out an application for a payday loan that it was in the fine print to call and cancel this service.  I told her I had not filled out any application for a payday loan.  She asked it I wanted her to cancel the service and I said yes.  She gave me a confirmation number and said my account would be credited 19.95 fourteen days from today....or the next 2 weeks I am out 19.95.  I am a single mother and every dollar counts...this kind of thing MUST be stopped.  It is a scam and there needs to be laws to prevent this.

same thing here.it happened to me three times from three different companies.should not have to worry that one false move of the mouse will cost you a lot of money

I also received a debit from uniguard legal services  for 19.95 I also did not authorize it.

stealing money out my account

Same thing happen to me to I got a check from uni guard legal services for the amount of 19.95 on march 10 2010 and again on march 16 2010 i would advise people to make sure they didn't accidentally click on a box and make sure that they don't if u are like me i have to double and triple checks stuff to make sure i didn't do anything wrong. I when i check i didn't authorized the checks and they didn't not have the right to do this i went to the back and filed and they are going to check to see if it is a fraud and if it is they are going to take it into their own hands.

I called the number thru this website and it took me to Australia. They took my number down and are goin to call me back later in the day. Since it was 3 AM there when i called. I will keep everyone updated with what i find!

Go here... It will stop the taking the money out. READ THIS! IT WILL HELP I PROMISE!!!! IT HELPED ME!

You can visit their websites and log in to your account with your email address and zip code:  www.UniguardPlusCS.com and www.FreedomCS.com.  The sites explain the automatic enrollment when you visit certain payday loan sites, even if you don't apply for the loan or if your loan is rejected.  It also enrolls you from other advertizers.  You can cancel you account online, which has worked for me because I am no having "scheduled withrals" from my checking account, nor did I have to close my bank account.  However, I agree with everyone that this is fraud.  I will be filing online complaints with the Better Business Bureau, the State Attorney Generals office and the Federal Trade Commision; three agencies developed to protect consumer rights.  It might not stop the problem, but at least I will have them on record and may even start an investigation if they receive additional complaints from other victims.

If it is someone else using your information to apply for pay day loan and cash advances you can report that to your bank and demand they file a dispute for you. They can call the bank authorization line at the uniguard company or do a three way call with you and a uniguard rep. So they can file a claim with all the information provided on the application. as long as you file your claim with your bank within 60 days of the initial charge they have to investigate it for you its theLAW.

Centralized Customer Service
8550 w.dessert inn road
suite # 120-381
las vegas nv 89117

This is who is stealing everyone's money!!! This is what I got when I called and cussed the [***] who answered the phone out.Also if you have a good  bank they will refund the money to you and give you the fraud paperwork to fill out. They said I signed up in January but they didn't take money out till March 2010 How many more lies can they tell.

The cancellation will take effect immediately. No further charges will be billed to your bank account.

If this cancellation was not intended, you may give us a call back at 1 877 807 4709 to reinstate your account.

Thank you,

Centralized Customer Service
On behalf of: Freedom Subscription
1 877 807 4709

I just dealt with this as well.  I was directed by my bank (Bank of America), to contact their bank (Metro Pheonix Bank).  Calling their bank with the information below will get you the company info and phone number.  I filed a claim with them, and will be filing with the FTC also.  

Metro Pheonix Bank
Company ID# 0000501316
Trace ID # 122106355200373

FINANCIAL TERMS AND CONDITIONS
If you submit an application on the Site, you understand and acknowledge that the following terms and conditions (including, without limitation, those terms and conditions set forth in all agreements and instruments referenced herein below) will govern and apply to any and all transactions between you and us resulting from your application:

1. Your Final Digital Signature under The Federal E-Sign Act (HR-1714) will serve as verification for any transaction in connection with this Secured Installment Agreement: The E-Sign Act grants electronic signatures and documents equivalent legal status as traditional handwritten signatures. By completing our online application, you are certifying that your digital signature is the equivalent of your handwritten signature. Furthermore, you agree that you have read all of the agreement and are agreeing to and signing each section of this Agreement with your digital signature.

2. You certify that you are of legal contracting age and that you have read all the terms, authorizations and disclosures that were included with your Application. You understand that the information that you provide is given to obtain a Cash Advance from LoanTerms and warrant that it is true and complete.

3. You certify that you have read and agree to the Third Party Service Provider risk free trial membership programs below under separate heading titled INCLUDED THIRD PARTY SERVICE PROVIDERS MEMBERSHIP PROGRAMS and understand you will automatically be enrolled and entitled to receive these trials upon completing your application, regardless of its approval status.

USA PATRIOT ACT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens and account. What this means to you: When you apply for an account. We will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask you to provide us with other identifying documents or written confirmations.

Correspondence Mailing Address
loanterms.cl, Operations Dept
Guardia Vieja 255 Ofic. 1302
Providencia
Santiago-Chile

INCLUDED THIRD PARTY SERVICE PROVIDERS MEMBERSHIP PROGRAMS
By agreeing to these terms and conditions, I authorize the merchant of this site to provide my bank account information I provide on this site, to the Third Party Service providers of the two separate risk free trial memberships described below.

FREEDOM SUBSCRIPTION: Risk Free Trial: Your Approved for an Interest Free Line of Credit in the amount of $10,500, along with a Stored Value MasterCard or Visa card. By becoming a FREEDOM Member today, you will also receive Two Free Airline tickets with resort stay throughout Mexico and the U.S. You will receive your FREEDOM membership login credentials including 100 additional benefits via e-mail within 1 business day from your authorization. YOU HEREBY AUTHORIZE FREEDOM MEMBERSHIP to debit your bank account for the weekly dues of only Eight dollars and Forty Two cents starting immediately. Remember this is a risk free offer and for your convenience, you can contact us at the customer service site located on your bank statement or fulfillment email, within the first 7 days of the billing to receive a 100% refund. Refunds are only available with in the 7 day time frame from initial charge. You may cancel the membership at anytime and you will not incur a cancellation fee. Simply contact the customer service site located on your bank statement to cancel.

VOICEMAIL SUBSCRIPTION: Your are entitled to receive a Voicemail account where you can privatize your communication and have an easy way to check voicemail's using a Toll Free number. Best of all this can be billed to your current Landline Telephone Bill. By agreeing to these terms, I confirm the information submitted is correct and that I am 18 years old or older and are duly authorized by the telephone account owner to make changes to and/or incur charges on this telephone bill account provided. The SVM Voicemail service is $19.95 per month and will appear on your local telephone bill on the ESBI page as being billed on behalf of SVM Voicemail unless you cancel. SVM Voicemail is not affiliated with your local telephone company. You can cancel at anytime by calling Customer Service at 877-807-4701. For Refunds, you may receive a Refund for one months service, which will be credited back and show to your Local Landline Telephone account bill within 60 days or two billing cycles.



SUBSTITUTION CLAUSE
You also understand and agree that other Trial program/s may be substituted at site owners discretion, for either or both of the programs described herein, as long as the new trial offers have equal or better terms, including monthly fees, and benefits.

The membership is inside the terms and conditions but you can actually log on to your membership and cancel it before you get charged. Thats what I did.