904-425-9141

Who is this?

Hi this is Adam Scott. I am answering the question "who is this". We are CNA. For further informations kindly call us back on 904-425-8141. Thanks.

Received a call that said I or my attorney should call them by a certain time.  If there was no call that on Monday, Jan.5 my file would be transferred to process, 1. Federal bank fraud and two other charges.  this stimming from a loan from a place called Cashnet.  He would not forward any paperwork proving this transaction.  He did state that the original amount was for 300.00 and that I now owe  998.00 or face strong consequences.
I may have done this before I had a major cardiac arrest.  I do not have any paperwork  nor bank info on these people.  If I am arrested I would lose my job with a state agency.  What is this? I need help.

Hello Mr. Brown, there was no threat to you for getting arrested. We have the entire record of the call. Our officer told you that the client reserves all the rights to proceed with legal actions, only if its a flat refusal on your behalf or a verbal breach to our officers.

Kindly call us back to resolve the matter. 904-425-9141.


Thanks,

I was contacted by Mike Jordan and Robert Bryant. They both stated they were from Christian Nicholas & Associates (CNA).  The phone number I was contacted by was (904) 425-9141.

They informed me that I owed a payday loan from Cashnet since October 2007.

I was requested to fax (949) 269-0456 a document stating that I was amiss in making a payment of $900.50.  They also tacked on a $30 processing fee.  I don't have a checking account, so I was informed to obtain a debit card from Walmart and they would draft the monies upon deposit.  

I contacted Cashnet Collections Unit and was informed my balance was paid in full and that they are not affliated with CNA.  Cashnet handles their own in house collections, so if this is true why is CNA utilizing scam tactics to dupe consumers????

This is the answer for The "CNA SCAM CUSTOMER".

Sir, we feel very strange and bad when someone blame upon the legitimacy of our company. We got all the documentations to prove your due loan. As you have mentioned that you had a word with Cashnet, please call us and give us the required informations so that we can help you to resolve this matter.

Thanks.

Folks, this has all the hallmarks of a payday loan collection scam that is based in Jacksonville, Florida.  Jacksonville is a hotbed of illegal debt collection activity.  If you are targeted by these bums, be sure to file a complaint with:

- Florida Attorney General http://myfloridalegal.com/Contact.nsf/Contact ... Economic_Crimes  (The Florida AG's economic crimes division is famous for pursing and shutting down debt collection scams)
- local police
- your state attorney general  http://www.naag.org
- the Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
- the FBI  https://tips.gov

Be sure to review this advice from the Florida Attorney General about what a debt collector can and can't do - http://myfloridalegal.com/pages.nsf/main/7cd1 ... d6!OpenDocument

Be sure to consult www.BudHibbs.com and www.NACA.net for lots of helpful advice.

Address for CNA's office, per WhitePages.com

Christian Nicholas & Associates Inc
1301 Riverplace Boulevard,
Jacksonville, FL 32207
(904) 348-5600

Correction on the FBI website: https://tips.fbi.gov

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal your money.  Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, US Federal Bank, Sonic Bank, Hopkins Law Office, Christian Nicholas & Associates, CashNet, Financial Crime Prevention, National Crimes Division, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit, David Morgan & Assoicates and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

These scammers attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you."  Other trademark phrases include threatening the consumer with ridiculous phrases such as "If you don't pay then only God can help you" or "If you don't call me back then I can only wish you good luck."

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at https://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

https://800notes.com/Phone.aspx/1-904-425-9141
https://800notes.com/Phone.aspx/1-336-553-3965
https://800notes.com/Phone.aspx/1-888-909-6789
https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-310-909-8245
https://800notes.com/Phone.aspx/1-949-743-1156
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-858-244-0444

Hello Everyone,

              This is the answer to everyone who says that this is a "SCAM".

Think atleast 100 times before you blame the legitamacy of our company. Yes, we are a firm working on behalf of Christian Nicholas & Associates which is based in Jacksonville, FL. If you have any concerns or questions regarding integrity of our company, then call us on 904-425-9141.

               We are a collection agency and doing a third party collection. We have got different various clients who are the lenders of Payday loan. We can sue a person who unnecessarily bother us and who create inflation by making a general note about our company as a group of scamers. We warn everyone who ever is doubting our company's integrity to give us a chance to prove that our company is a legit company and not a fake. So please, either give us your contact information so that we can have the legal documentations lended over to you or else please call us back on our Hotline No.904-425-9141

Yours sincerely,
Mike.

Dear Mike of CNA,


You are an idiot! Why do you feel the need to explain the integrity of your company if it is a legitimate company! Also, where do you find the time to reply to these posts if you have work to do? Get a life and quit harrassing people!

Hello Someone

             It is not idiotic to answer the questions. The reason we need to prove the legitimacy is just due to fraud people like you. You take loans from numerous different companies and do not have any good intentions to payback. And try to find escape by putting such nonsense arguments and judgments.

If you are not a person with ill intent, then why don't you got guts to call us and speak to   our company. or at least give us your contact info, so that we can contact you with required resources.

Dear Mike the Idiot,


Why don't you quit assuming things and get a real JOB! You LOSER!

called from (what came up on my cellphone)343-729-0397.
Said his name is Jack Wolfe and that I or my attorney needs to contact him or it will all play out on me and he feels sorry for me gave me a call back number of 904-425-9141

call and left me a voice mail and stated that this was a law office they gave me the name morgan and assocites. from jacksonville fl. stated i owed cashnet 350.00 loan amount and totaled 748.00 with thier"fees" they are wscam artists and they have tried this on my cell # twice before. My attorney states to hang up on these losers and report them to the fbi. they are not really based in fl either they ae in india and have somehow managed to get a landline # in fl. i have never hears someone from india named Mark. Dont let these losers both you and DONT GIVE THEM AND MONEY!!!!! GOD BLESS!!

I've been getting phone calls from this number and other fake phone numbers in the U.S. they somehow have landline numbers however they are only cellular numbers they actually aren't landline numbers. they state they are a lawfirm in florida, but thats it there is no given name to this "law firm" I've been left threats as well about resolving a matter and they are filing criminal complaints against me in new jersey and they are going to contact my supervisor at my job!  i've just recently reported them with the state attorney and i've alerted the F.B.I.  these are harassing phone calls that need to stop.  I don't answer my phone but im tired of these whacky voice messages they leave...And when i did answer my phone i told them my attorney will be calling them, they gave me some fake phone number for my attorney to call.  total scammers

THIS PLACE KEEPS CALLING ME AT WORK I DONT OWE THEM ANYTHING I CHECKED WITH A NEW YORK STATE TROUPER AND ASKED HIM ABOUT THIS HE TOLD ME NO WAY DO YOU GIVE THEM ANY OF YOUR INFO THAT DEBT IS A CIVIAL MATTER NOT CRIMAL SO DONT PAY THEM ANYTHING UNTILL THEY CAN SEND YOU A LETTER STATING WHAT YOU OWE THEM AND DONT WORRIE THEY CANT HAVE YOU ARRESTED MAKE SURE YOU REPORT THEM TO YOUR LOCAL POLLICE DEPT CK THE LINKS BELOW FROM ANOTHER PERSON WHO PUT THE WEB SITE REPORT THEM AND NEXT TIME THEY CALL TELL THEM YOU HAVE REPORTED THEM THIS IS A SCAM AND DONT GIVE THEM ANY MONEY UNTILL THEY CAN SEND YOU A BILL!!!

I am an employee of of Cashland/CashAmerica/ Cashnet-we are one entity. I assure you that we do not use CNA to collect on our behalf, This company is not legitimately collecting and it is clearly a scam, DO NOT pay them any funds. Contact your local cashland/cash america storefront or Cashnet USA when receiving these calls.This company also goes by Legal Affidavit Office and Morgan and Morgan and Associates.

Thanks

Hello Employed by Paydaylender,

                Before mentioning any of your gestures why don't you ask your Employer that did they sold their payday loan portfolio to CNA or not. And do give me your fax # as well as your contact information, so that we can show you the purchase contract which we got. We are not aware of Cashland or CashAmerica. But yes we have all the receipts and invoices for the debts which we bought from Cashnet. Kindly call us back for any further information.