01202751259

Message from this number about pension loans left by a Tony Chewins. Anybody know which company? Distorted so couldn't catch it. Didn't sound too professional.

Jacob, that was my old office telephone number that was disconnected last year when we moved. Please tell me how we called you from this number?
It appears that there are people trying to discredit us. If you can prove that you received a call from this number I will pay £1000 into the charity of your choice.

Beware of Tony Chewins, evidently he is also running a pensions scam using a London number, 02081331548

https://whocallsme.com/Phone-Number.aspx/02081331548

Anthony Chewins via http://www.google.co.uk/search?q=anthony+chewins+scam shows a few hits.

"Firms entice borrowers to borrow up to half the current value of their pension and repay only the interest."

Chewins's Pension Backed Loans UK firm is mentioned here:

http://www.dailymail.co.uk/money/article-1390 ... sion-loans.html

City watchdog the Financial Services Authority to warn over pension loans
By DAILY MAIL REPORTER
Last updated at 12:42 AM on 25th May 2011

The City watchdog is to issue a warning about firms that encourage those with poor credit records to borrow money against their pensions.

The firms entice borrowers to borrow up to half the current value of their pension and repay only the interest.

One firm called Pension Backed Loans UK charges 5.5 percentage points above the Bank of England base rate, currently 6 pc.

This increases if repayments are missed.

The firms may take control of the pension, switching money into a Self- Invested Personal Pension.
The idea is the loan will be repaid from the 25 pc tax-free pension lump sum taken when the person retires.

If your tax-free lump sum has not grown enough to pay back the capital, then the lender says the rest of the debt is written off. The pension must be worth at least £15,000.

Other firms offer variations on this scheme.

The Financial Services Authority plans to look more closely at these companies.

Justin Modray, of financial advice website Candidmoney, says: ‘Avoid these schemes like the plague. These firms are not authorised or regulated by the Financial Services Authority.’  

Pension Backed Loans UK stresses on its website that it does not provide financial advice. It failed to respond to Money Mail’s inquiries.

Did you catch their company name and check on the FSA's register to see if they are authorized?
http://www.fsa.gov.uk/register/home.do

Not on the register? Report them here:
http://www.fsa.gov.uk/Pages/Doing/Regulated/Law/Alerts/form.shtml

Consult with the Pensions Regulator:
http://www.thepensionsregulator.gov.uk/individuals.aspx

Especially if it involves a Pension Backed Loan aka Pension Liberation - Warnings & Implications
http://www.thepensionsregulator.gov.uk/individuals.aspx

23 Feb 2013's MoneyBox BBC Radio 4 Programme continued to discuss the great Pension Liberation Scam with the Minister responsible for pensions, Steve Webb. Listen to the grilling Webb gets and how little the government is doing despite the £4 million a week being scammed.

http://www.bbc.co.uk/programmes/b01qspjg PENSION UNLOCKING
For the third week we return to the growing crime of persuading people to transfer their pension savings into recently registered pension schemes and taking huge fees for illegally letting them have some of their money back. This week - the legal aspects. Is the law adequate to help trustees stop the transfer when they suspect a scam? And if not, will the Government pass new laws to protect desperate people from the crooks - and themselves? We speak to a pensions lawyer and Pensions Minister Steve Webb.

PDF Tapescript:
http://news.bbc.co.uk/1/shared/spl/hi/program ... x_23_feb_13.pdf

MP3 Audio:
http://downloads.bbc.co.uk/podcasts/radio4/mo ... 30223-1204a.mp3

Related Links:
Action Fraud: Pension Liberation Scam:  www.actionfraud.police.uk
The FSA: Consumers warned over pension liberation schemes www.fsa.gov.uk
The Pensions Regulator: Pension liberation fraud www.thepensionsregulator.gov.uk
The Pension Advisory Service: Pension liberation plans www.pensionsadvisoryservice.org.uk
The Money Advice Service: Pensions: www.moneyadviceservice.org.uk

MoneyBox E-mail your questions www.bbc.co.uk/radio4/features/money-box/contact/ or call 03700 100 444 from 1pm to 3.30pm on Wednesday.