01613780109

Domain name:
       horizonfinance.co.uk

   Registrant:
       peter fern

   Registrant type:
       UK Individual

   Registrant's address:
       The registrant is a non-trading individual who has opted to have their
       address omitted from the WHOIS service.

   Registrar:
       LCN.com Ltd [Tag = LCN]
       URL: http://www.lcn.com 

   Relevant dates:
       Registered on: 13-Apr-2003
       Renewal date:  13-Apr-2013
       Last updated:  03-May-2011

   Registration status:
       Registered until renewal date.

   Name servers:
       ns7.zoneedit.com
       ns9.zoneedit.com

Hi

Cash Finance Direct Limited, trading as Horizon Finance, is a master finance broker who helps individuals to arrange loans. We do not lend the money ourselves, but take your details through our telephone service, and pass them on to our extensive panel of lenders with the intent of them making an offer of finance to you directly.

We do not charge upfront application or administration fees, unlike many other finance brokers in the market who charge up to £70.00 to take your details and pass them on to a lender.  However, we are transparent with our customers and do not disguise the fact that we generate an income from the use of our Premium Rate service. The call charges are provided from the outset, you will be answered by an automated greeting confirming the cost of the call and maximum call time before any conversation takes place, allowing you, the customer, to make a choice of whether or not to continue with using our service. Using premium rate telephone lines allows us not to be guided by which of our lenders will reward us with the biggest commissions, but on which lender is right for our customers and their individual circumstances or loan requirements.
If, for whatever reason, you are not 100% completely satisfied with our service and would like to claim your money back, we offer a full “no questions asked” money back guarantee for the full cost of your call.

The text messages you have received have not been sent by Cash Finance Direct, by a subsidiary company of Cash Finance Direct or by anyone employed by the organisation. They have been sent by a third party business who promotes many different services for various companies, of which ours is one. As such we do not have access to any of your details, nor are we in control of sending the messages.

It is highly likely that the message was sent to you as a result of the mobile number being obtained from a web site visited in regards to a finance enquiry.  At some point in the enquiry process the mobile number must have opted in, and the IP address recorded to allow the third party business to promote services to the mobile number.

If this is not the case, or you simply wish to be removed from any future promotional activity, then we apologise on behalf of the company sending the text message for any inconvenience you may have experienced as a result of the contact.  To be removed from future promotional activity we suggest that you refer back to the message received, as it will contain instructions on how to opt out.  Please note that it can take up to 5 working days for your request to be processed.  

We work hard to ensure that any company promoting our services does so compliantly, and we impose the following requirements on any company we do business with:

•    The licences required to operate within the market must be in place
•    All mobile numbers must have opted in at some point to receive the messages
•    Each message sent must provide the receiver the option to unsubscribe from future messages and this request must be actioned within a reasonable timeframe

We would not be willing do business with any company who does not adhere to our regulations and although we endeavour to maintain this standard, our freephone numbers are publicly listed and there maybe instances where we cannot control who directs clients to our number.

If you have any other queries or would like any further help, please contact our Customer Services department on our freephone number 0800 195 1980 (calls are free of charge from a BT landline number) or via email to customerservices@horizonfinance.co.uk

Kind regards,
Cash Finance Direct

Same old scam from Horizon Finance
By Andrew Penman on November 18, 2010 12:00 AM in Debts and loans

It's 12 years since we exposed Horizon Finance, the Stockport loan brokers run by Mark Pickston, revealing how customers were kept hanging on his £1-a-minute phone lines.

Wind forward to 2010 and Horizon Finance, the trading name of Cash Finance Direct Ltd, has just been fined £50,000 by the premium rate phones watchdog PhonepayPlus.

It ruled that customers were misled over costs of calling and, yup, suffered unreasonable delays.

"Compliance is absolutley (that's their spelling) paramount to our organisation" boasts the Horizon website.

Course it is Mark.
(5) comments so far add yours here
Share:

   delicious
   digg this
   newsvine.gif
   stumble.gif
   facebook.gif

Older/Newer

« Letting agent from hell Michael Gill's back in business | Harry Potter and the dodgy downloads »
5 Comments
steve said:

BT should be held responsible to some degree for this sort of rip off. Why would anyone want to set up a premium rate number other than ripping someone off. Its time for OFTEL to ban this sort of system.
June 8, 2011 7:32 PM
cameron said:

just been stung by this company told customer services will refund phone call, guess what no answer or they hang up on you.
November 30, 2011 3:49 PM
Sam said:

I called this company, although they could not help. They did actually refund my phone bill, in fact I was owed £47 and I received £56.13!
March 15, 2012 4:47 PM
GHOST2012 EX EMPLOYEE FOR CFD said:

I WORKED FOR THIS COMPANY FOR A SHORT WHILE AND I CAN TELL YOU THAT THE COMPANY IS RIPPING PEOPLE OFF LEFT RIGHT AND CENTER. THEY RING YOU 1ST AND GUARANTEE YOU THAT YOU HAVE BEEN EXCEPTED FOR A LOAN AND THAT YOU SHOULD CALL THIS PREMIUM RATE NUMBER, TO GET YOUR DETAILS OF YOUR LOAN. THEN YOU WOULD COME THROUGH TO ONE OF OUR AGENTS. OUR JOB IS TO RUN THROUGH YOUR DETAILS THAT YOU HAVE ALREADY GIVEN YET AGAIN! OUR EXCUSE IS THAT THE DATA PROTECTION ACT IS PREVENTING US GETTING YOUR DETAILS PASSED TO US, WHEN YOU COME THROUGH ON THE PREMIUM NUMBER THERE WILL BE AVERY AND I MEAN A VERY QUICK RECORDED MESSAGE THAT YOU WILL NOT UNDERSTAND BECAUSE, WHEN I MYSELF MADE A RECORDING I WAS TOLD BY ONE OF THE TRAINERS WHEN I ASKED WHY DO I HAVE TO READ THE COST OF THE CALL SO QUICKLY! THE ANSWER I WAS GIVEN WAS SO THE CUSTOMER DOESN'T ACTUALLY HEAR WHATS BEING SAID! THE TRAINER TOLD ME THAT MY JOB WAS TO KEEP THE CUSTOMER ON THE LINE FOR THE FULL MAX OF 15MINS WHICH WILL DEPENDING WHETHER YOU ARE CALLING FROM A LAND-LINE THE COST WOULD BE FOR THE 1ST CALL £23.00 AND THE SECOND CALL WHICH WILL COST A FURTHER £16.00 NOW IF YOU CALL FROM A MOBILE YOU CAN DOUBLE THOSE AMOUNTS. AFTER I HAVE KEPT YOU ON THE PHONE LONGER ENOUGH I WILL CONVINCE YOU THAT YOU CAN GET THE CALL TOTALLY REFUNDED BY SENDING US A COPY OF YOUR BILL WITH YOUR NEW REFERENCE NUMBER TO THIS BOGUS FREE-POST ADDRESS! I HAD TO ANSWER AMIN OF 25 CALLS A DAY OTHERWISE I WILL BE IN TROUBLE AND DISCIPLINARY ACTION WOULD BE TAKEN AGAINST ME. IT IS A SCAM! HE HAS BEEN IN TROUBLE BEFORE! I THINK THE POLICE SHOULD INVESTIGATE THIS AND THAT CRIMINAL CHARGES SHOULD BE BROUGHT AGAINST THIS INDIVIDUAL. THEY THINK THEY CAN HIDE BEHIND CLOSE DOORS. THEIR OFFICES BEING IN THE GORVINS SOLICITORS BUILDING IN STOCKPORT ON THE 7TH AND 8TH FLOOR! I HAVE ALSO HEARD ON THE GRAPEVINE THAT THEY ARE ALSO TRADING UNDER ANOTHER NAME WITHIN THE SAME BUILDING AS A LOAN COMPANY, BUT THAT I CANNOT SAY FOR CERTAIN. LEAVE WELL ALONE! IF YOU NEED A LOAN GO TO ONE OF THE PAYDAY LOANS THAT ARE ON THE HIGH STREET COSTS YOU NOTHING! CASH FINANCE DIRECT ONLY GIVE YOU INFORMATION THEY DO NOT ARRANGE LOANS! I HAD TO LEARN A CLEVERLY WORDED SCRIPT THAT IS VERY MISLEADING! A PLAY ON WORDS! EX EMPLOYEE
June 20, 2012 9:57 PM
Vincent Carr said:

Contact emmabarthe​l@horizonfi​nance.co.uk

She said my cheque will be dispatched in 5 days. I'll keep you posted.

Webfusion :-( Profiting from and hosting criminals and their scam sites

I have read that Identity Protect Limited t/a Identity Protection Service, PO Box 795, Godalming, Surrey. GU7 9GA is a scam operation that registers lots of the scam artists' sites who wish to conceal their true identity from us and the cursory glance of the under-resourced trading standards officer.

Some of these data criminals are complained about on whocallsme. Identity Protect Limited run their own servers with Webfusion, and are linked to crime networks in Germany, London, Manchester , Liverpool and the Midlands.

You will see lots of postings on here telling you NOT complain to the ICO & TPS because they are "useless". Ignore them. Two of the syndicate were recently fined £440,000 by the ICO because of our complaints and this cost the crime syndicate introducer fees.
https://whocallsme.com/Phone-Number.aspx/01614750375

The frequent "not worth reporting" posts are made by the syndicate to discourage us from contacting the ICO. TPS pass the complaints on to the ICO, so are equally slated.

Report EACH non-compliant call to the ICO. They require evidence to act.
https://www.snapsurveys.com/swh/surveylogin.asp?k=134674895144

Likewise, report each and every scam attempt to Action Fraud. Attempted fraud is still a crime.
www.actionfraud.police.uk

Magrathea Telecomms are another scam operation with Columbian connections and work with Identity Protect Limited and Webfusion

If you see any of the above names or addresses in a whois do NOT deal with the company or website.

Likewise, if Magrathea Telecomms is the callers' telecom provider, avoid them.

At best you will be supporting crime and at worst you will end up being defrauded.

Google the names above and the word scam if you are in any doubt.

https://www.duedil.com/company/07407280/identity-protect-limited

Identity Protect Limited
Company Number: 07407280
Company Type: Private limited with share capital
SIC Code: 7260, Other Computer Related Activities
Inc. Date: 14 Oct 2010
Annual Returns: 14 Oct 2012
Annual Accounts: 31 Dec 2011
Last Updated: 23 Oct 2012

Registered Address
5 Roundwood Avenue
Stockley Park
Uxbridge
Middlesex
UB11 1FF

Trading Address
The Old Forge
Shackstead Lane
Godalming
Surrey
GU7 1RJ

ABOUT IDENTITY PROTECT LIMITED
Identity Protect Limited was registered on 14 Oct 2010 with its registered office in Middlesex. The business has a status of 'Non-trading'. Their founding director was Matthew Mansell, who is British, aged 36. There are 2 shareholders of Identity Protect Limited. They have no known group companies. No annual accounts have been filed as the company is either too young or exempt from filing accounts.

These are just the reports lodged on this domain:
www.google.co.uk/search?q=GU7+9GA+site:whocallsme.com
www.google.co.uk/search?q=GU7+1RJ+site:whocallsme.com
www.google.co.uk/search?q=GU1+2RD+site:whocallsme.com
www.google.co.uk/search?q=UB11+1FF+site:whocallsme.com

All domains:
www.google.co.uk/search?q=GU7+9GA+SCAM
www.google.co.uk/search?q=GU7+1RJ+SCAM
www.google.co.uk/search?q=GU1+2RD+SCAM
www.google.co.uk/search?q=UB11+1FF+SCAM

Hi

Cash Finance Direct Limited, trading as Horizon Finance, is a master finance broker who helps individuals to arrange loans. We do not lend the money ourselves, but take your details through our telephone service, and pass them on to our extensive panel of lenders with the intent of them making an offer of finance to you directly.

We do not charge upfront application or administration fees, unlike many other finance brokers in the market who charge up to £70.00 to take your details and pass them on to a lender.  However, we are transparent with our customers and do not disguise the fact that we generate an income from the use of our Premium Rate service. The call charges are provided from the outset, you will be answered by an automated greeting confirming the cost of the call and maximum call time before any conversation takes place, allowing you, the customer, to make a choice of whether or not to continue with using our service. Using premium rate telephone lines allows us not to be guided by which of our lenders will reward us with the biggest commissions, but on which lender is right for our customers and their individual circumstances or loan requirements.
If, for whatever reason, you are not 100% completely satisfied with our service and would like to claim your money back, we offer a full “no questions asked” money back guarantee for the full cost of your call.

The text messages you have received have not been sent by Cash Finance Direct, by a subsidiary company of Cash Finance Direct or by anyone employed by the organisation. They have been sent by a third party business who promotes many different services for various companies, of which ours is one. As such we do not have access to any of your details, nor are we in control of sending the messages.

It is highly likely that the message was sent to you as a result of the mobile number being obtained from a web site visited in regards to a finance enquiry.  At some point in the enquiry process the mobile number must have opted in, and the IP address recorded to allow the third party business to promote services to the mobile number.

If this is not the case, or you simply wish to be removed from any future promotional activity, then we apologise on behalf of the company sending the text message for any inconvenience you may have experienced as a result of the contact.  To be removed from future promotional activity we suggest that you refer back to the message received, as it will contain instructions on how to opt out.  Please note that it can take up to 5 working days for your request to be processed.  

We work hard to ensure that any company promoting our services does so compliantly, and we impose the following requirements on any company we do business with:

•    The licences required to operate within the market must be in place
•    All mobile numbers must have opted in at some point to receive the messages
•    Each message sent must provide the receiver the option to unsubscribe from future messages and this request must be actioned within a reasonable timeframe

We would not be willing do business with any company who does not adhere to our regulations and although we endeavour to maintain this standard, our freephone numbers are publicly listed and there maybe instances where we cannot control who directs clients to our number.

Blah, blah, blah.  No amount of posting your corporate drivel can make you look more than the con artists you are.  I am waiting for you to post it in response to your own corporate drivel.

My dad's email address was recently hacked and the hacker requested funds to be forwarded to the information below. He pretended to use my dad's real name (not mentioned in this post) but ended the email with this name (Umair) and the following address:

Receiver's Name: Umair
Address: 132-134 Great Ancoats Street
Zip code: M4 6DE
City: Manchester

I was led to this blog when I googled the address. There seems to be a huge scam being run from this location. I would request the local authorities in Manchester, United Kingdom to investigate into  people/business located at the above mentioned address.
He/They are a bunch of thieves trying to commit cyber and/or phone crimes.

Thank you,

GS
Toronto, Canada.

Hi

Cash Finance Direct Limited, trading as Horizon Finance, is a master finance broker who helps individuals to arrange loans. We do not lend the money ourselves, but take your details through our telephone service, and pass them on to our extensive panel of lenders with the intent of them making an offer of finance to you directly.

We do not charge upfront application or administration fees, unlike many other finance brokers in the market who charge up to £70.00 to take your details and pass them on to a lender.  However, we are transparent with our customers and do not disguise the fact that we generate an income from the use of our Premium Rate service. The call charges are provided from the outset, you will be answered by an automated greeting confirming the cost of the call and maximum call time before any conversation takes place, allowing you, the customer, to make a choice of whether or not to continue with using our service. Using premium rate telephone lines allows us not to be guided by which of our lenders will reward us with the biggest commissions, but on which lender is right for our customers and their individual circumstances or loan requirements.
If, for whatever reason, you are not 100% completely satisfied with our service and would like to claim your money back, we offer a full “no questions asked” money back guarantee for the full cost of your call.

The text messages you have received have not been sent by Cash Finance Direct, by a subsidiary company of Cash Finance Direct or by anyone employed by the organisation. They have been sent by a third party business who promotes many different services for various companies, of which ours is one. As such we do not have access to any of your details, nor are we in control of sending the messages.

It is highly likely that the message was sent to you as a result of the mobile number being obtained from a web site visited in regards to a finance enquiry.  At some point in the enquiry process the mobile number must have opted in, and the IP address recorded to allow the third party business to promote services to the mobile number.

If this is not the case, or you simply wish to be removed from any future promotional activity, then we apologise on behalf of the company sending the text message for any inconvenience you may have experienced as a result of the contact.  To be removed from future promotional activity we suggest that you refer back to the message received, as it will contain instructions on how to opt out.  Please note that it can take up to 5 working days for your request to be processed.  

We work hard to ensure that any company promoting our services does so compliantly, and we impose the following requirements on any company we do business with:

•    The licences required to operate within the market must be in place
•    All mobile numbers must have opted in at some point to receive the messages
•    Each message sent must provide the receiver the option to unsubscribe from future messages and this request must be actioned within a reasonable timeframe

We would not be willing do business with any company who does not adhere to our regulations and although we endeavour to maintain this standard, our freephone numbers are publicly listed and there maybe instances where we cannot control who directs clients to our number.

If you have any other queries or would like any further help, please contact our Customer Services department on our freephone number 0800 195 1980 (calls are free of charge from a BT landline number) or via email to customerservices@horizonfinance.co.uk

Kind regards,
Cash Finance Direct

Got a text message from 0161 850 2616 (Emma from Cash Finance Direct))    asking me to contact them asap regarding a credit application! Have never made a credit application!

plz ring me back on 07596479868

plz phone my other phone broke 07596479868

Come on Mark, use your brain, read the other posts on this thread and you will see this is a scam - a fraud, designed to take your money and give you nothing in return. Why are you posting your mobile number online for a scam company to call you?