01803697530

Got a missed call from this number and didn't recognise it.  Anyone know who they are?

I've just received a missed call from the same number. Googling reveals it to be a company called EMC - a financial services company specialising in claims for missold endowments, PPI. I used them and they have got me £1500 back from being missold an endowment mortgage. It is a genuine company and the money's already in my bank account!!

Hope this helps

they take 50% of it i did most of the work to get the miss sold endowment try to give them less but they said they will take me to court .do not go with them go with your endownment provider they will not rip you off like EMC

stop annoying me with un wanted calls

my fella used this company and they got him almost £2000.. charges were £500.. not 50%

The company is EMC advisory services in Paignton
Their telephone number is 01803 697 530
The Data Protection Manager is Mark Taylor

The only way you can be legally contacted by these people over a PPI claim is if you have given permission  to being contacted by third parties either in an interview or when filling out a survey with a company-"opt in". If you are certain that you have not "opted in" ring the company, ask for the data protection manager and make a complaint under the Data Protection Act. You are also entitled to know the name of the company who sold the information to EMC and to pursue them.

In my case it was a company called RPL Data who supposedly sold the data relating to a non-existent loan. EMC claimed that "this is a company new to us and we will follow up with the company and let you know in writing". After calling Mr Taylor he was as good as his word and rung back telling me he was investigating the incident and he gave me a reference number. We shall see what transpires.

If everyone who is cold called does what I did and called Mark Taylor, EMC would soon have to change their methods as this process would cost them a fortune.

Don't get mad, get even!

http://www.emcas.co.uk

"EMCAS’ is a trading name of EMC Advisory Services Limited. Registered Office: EMC House, 38-40 Palace Avenue, Paignton, TQ3 3HE. Registered in England and Wales; Company Registration No: 4859586 The EMCAS device is a Registered Trade Mark of EMC Advisory Services Limited. EMC Advisory Services Limited is regulated by the Ministry of Justice in respect of regulated claims management activities. Authorisation Number: CRM1768. Registration is recorded here. EMC Advisory Services Limited are registered with the Information Commissioner under the Data Protection Act 1998. Registration number Z8192370."

Freephone: 0800 093 4309

https://www.duedil.com/company/04859586/emc-advisory-services-limited

Emc Advisory Services Limited
Company Number: 04859586
Company Type: Private limited with Share Capital
SIC Code: 6713, Auxiliary Financial Intermediation
Website: http://www.emcas.co.uk
Inc. Date: 07 Aug 2003
Annual Returns: 07 Aug 2012
Annual Accounts: 31 Mar 2012

Registered Address
38-40 Palace Avenue
Paignton
Devon
TQ3 3HE
United Kingdom
Registered Tel: 01803697530

Trading Address
E M C House
38-40 Palace Avenue
Paignton
Devon
TQ3 3HB

https://www.duedil.com/company/04859586/emc-advisory-services-limited/people

Mr David Gasparro (born 47 years ago)
Director, Private Equity Investor
20 Jan 2011 — Present (2 years, 5 days)
Open    
Open3
Retired11
Closed0
Mr Ross Arthur Finegan (born 43 years ago)
Director, Private Equity Investor
20 Jan 2011 — Present (2 years, 5 days)
Open    
Open5
Retired4
Closed6

Mr David Ian White (born 53 years ago)
Director, Chairman
21 Jan 2011 — Present (2 years, 4 days)
Open    
Open5
Retired4
Closed0

Mr Craig Bernhardt (born 45 years ago)
Director, Chief Executive Officer
21 Jan 2011 — Present (2 years, 4 days)
Open    
Open2
Retired3
Closed0
Mr James Scarth
Company Secretary
21 Jan 2011 — Present (2 years, 4 days)
Open    
Open1
Retired0
Closed0

Mr James Scarth (born 39 years ago)
Director, Chief Finance Officer
21 Feb 2011 — Present (1 year, 11 months, 4 days)
Open    
Open2
Retired4
Closed8

Mr Calum Geoffrey Cusiter (born 32 years ago)
Director, Private Equity Investor
30 Jun 2012 — Present (6 months, 25 days)
Open    


Trading Tel: Add Telephone number
GROUP STRUCTURE
ORG    NAME    RELATIONSHIP
07352539    Dunwilco (1677) Limited    Parent
https://www.duedil.com/company/07352539/dunwilco-1677-limited

http://www.ifaonline.co.uk/ifaonline/news/216 ... -ifas-unfounded
Claims managers pursuing IFAs over ‘unfounded’ cases

Author: Alasdair Pal

IFA online | 16 Apr 2012 | 12:20

Categories: Regulation Topics: claims handlers| MPPI| endowment complaints| endowment mis-selling

Advisers have criticised the Ministry of Justice (MoJ) for failing to protect firms from invalid mis-selling cases levelled by claims management companies (CMCs).

A number of IFAs say they are being unfairly targeted by CMCs for allegedly mis-selling products including mortgage endowments and health insurance policies.

It follows a rise in the number of consumers using CMCs as a result of the mass mis-selling of payment protection insurance (PPI).

But advisers say the MoJ, which regulates CMCs, is failing to protect them from "unwarranted" claims.
Alan Lakey, partner at Highclere Financial Services, lodged a complaint with the MoJ in November 2011 against Devon-based claims manager EMC Advisory Services (EMCAS).

EMCAS had made a number of allegations, apparently on behalf of two clients advised by Lakey, regarding a Clerical Medical endowment policy.

They included that the policy was unsuitable; that no attitude to risk was undertaken; and that the client was led to believe the policy would be used to pay off the mortgage loan.

However, Lakey said the clients subsequently confirmed they had made no such claims. Instead, Lakey said, they had been advised by Nationwide Building Society, where they had an account, to allow EMCAS to investigate the possibility of a claim.

In correspondence with the MoJ following his complaint, Lakey was told it could only investigate if the clients complained to it directly.

The organisation also mistakenly filed Lakey's original complaint as being about PPI, even though it made no mention of it.

"It's madness," Lakey said. "I only want them to deal with this in a proper manner because I am the victim, but they said only the client could complain!"

Lakey has now written to secretary of state for Justice, Kenneth Clarke MP, asking him to look into the matter.

He said CMCs were using aggressive tactics in order to frighten advisers into early settlements.
"Had I been weak-minded or not had the correct files, I might have been paying out," he said.
Meanwhile, Michael Both, a partner at Michael Phillips, said he was unfairly contacted by another claims manager which no longer features on the list of MoJ-approved firms.

He said the CMC was making a standard accusation: that he had a client with an endowment, so it "must have been mis-sold".

"We investigated the claim, which was clearly unfounded. But it [the CMC] told us from the start that if we didn't roll over, it would cost us an awful lot of time and money.

"If it wasn't so serious it would be funny. When clients have been mis-sold they should be compensated, but the fact is we are always pilloried as the bad people.

"It puts premiums up and makes the general public pay out more. For insurance companies it's cheaper to pay the claim than to fight it."

A spokesperson from EMCAS said no cases were investigated without written permission.
"Given our years of experience in handling claims, where a product provider informs us an IFA is involved in the sale we will review the claim based on our past experience of the business," she said.

"Where we know that IFAs have robust processes and give good advice we will advise our clients that we, in our professional opinion, do not feel their claim will be successful and that we will close our file.
"From time to time we are bound to be talking to IFA customers. If that prompts them to talk to their IFAs about the issue then so much the better - we don't mind how consumers get redress in mis-selling cases, but we do want them to get it."

Pages and pages of complaints about EMCAS and related misery on www.whocallsme.com see
www.google.co.uk/search?q=site:whocallsme.com+%22emcas%22

Complain to the ICO who can fine companies up to £500,000, especially those who ignore the TPS do not call list and those who are still called despite a request to be taken off their call list, irrespective of the TPS.

From the links on www.ico.gov.uk/complaints/marketing.aspx

https://www.snapsurveys.com/swh/surveylogin.asp?k=134674895144

"Tell us about unwanted marketing text messages and telephone calls you have received

If you've had an unwanted marketing call or message we want to know about it.  

Please provide as much information as possible to help us investigate the organisations responsible for sending these marketing communications."

Also Google www.google.co.uk/search?q=%22EMCAS%22+SCAM - lots of alarming reports

At EMCAS we welcome all feedback, positive and negative, so that we can continually improve the services that we offer and the way we communicate with our customers.

As a company, we believe passionately in restoring financial justice to those people who have unfortunately been mis-sold to. Financial mis-selling has cost consumers billions over the decades and we think that this is a real scandal.

We encourage everyone in this position to seek redress and not to be put off by the many barriers that are placed in their way, regardless of whether they do this on their own, or whether they choose the services of a Professional Claims Management Company.

EMCAS has helped over 400,000 people claim back what’s rightfully theirs; a service that we’re very proud of. Many of our clients don’t feel that they have the time or expertise to complain on their own, especially for more complex complaints.

If you would like to talk to EMCAS about the service we offer, about any concerns you have, or for any other comments, we encourage you to contact me directly at David@emcas.co.uk

Kindest regards

David
Director

Do we assume from your post that you will be complying with the new Consumer Law which came into force on 8th April 2013?  Will you be informing your victims (sorry, customers) that you cannot sign them up over the 'phone?  Will you be informing them that you will have to send out paperwork and wait for a signed agreement before you can proceed?  It looks as if you are one of the companies which take a percentage of any refund, so you will not be asking for money/bank details/card details when you 'phone, will you?  That, of course, is also against the new law.

Dear Nan,

Thank you for your posts.

Rather than respond on all the threads you have posted on, we have replied on the below thread:
https://whocallsme.com/Phone-Number.aspx/01392353105/3#p549971334641025696

Thank you again,

David
Director
David@emcas.co.uk