3603226708

Karen, you are right - if we can't stop the calling then at least we can notify the FCC

Use http://www.fcc.gov/complaints - let's try to stop these unwanted calls!!!  I'd like to call them on their home phones!

The national pandemic of telephone terrorism perpetrated by desperate criminal collection agencies and scam artists of every despicable sort is because they are trying to terrorize people who are naive enough to answer and submit to unsolicited telephone calls or written "collection" letters that have no legitimate legal debt associated with them or any of the companies, universities, or whomever else they claim to represent. Because most "little guys" were bankrupted by the criminal Wall St / Congress / Big Oil / Big Bankers / Big Business / Military / Robber Barons, so the desperate collection agencies are attempting to collect unpaid debts from innocent people by terrorizing them into submission. News reports claim that some of these nefarious rogue calls are originating from overseas, where the caller claims to be a relative down on his or her luck who needs hundreds or thousands of dollars to get out of trouble, a policeman or government agent threatening their unwitting victims with lawsuits, fines, garnishments, seizures of property and imprisonment, and any other unconscionable tactic they can use to terrify and swindle the unwary out of their life savings.

Word of advice. NEVER answer any calls you don't recognize or are not expecting. Use selective call rejection service if available, or switch to an Internet-based telephone service which provides comprehensive call rejection options. If rogue calls become chronic, turn off all the ringers on all of your phones except one, and set its volume to the minimum setting. Digital hardware call blockers, the popular "DIGITONE Call Blocker 10" for example, could help or do harm depending on how high-tech and aggressive the rogue callers are against your phone number. The more technology you use against them, the more likely they will use technology more aggressively against you to the point where your phone could ring more frequently from rogue calls and in middle of the night hours. So staying lower-tech could actually help to keep your phone a bit more under their unrelenting predatory radar. If you don't answer the call and the caller is legitimate, they will usually leave a voicemail after the first or second try. Rogue callers almost never leave voicemail messages because that could be used as evidence against them if it came to a lawsuit, albeit spoofed calls are backed by governments and corporations, so there is nothing the little guy can do against such illegitimate activities but to block and ignore them. If you receive a rogue letter in the mail warning you of some "collection" action against you, if you don't actually owe it, reply with a short letter stating that you don't owe it. Or if you do owe all or part of it, reply with something like "You claim I owe you a debt. Under §809 FDCPA, I request validation of this debt."

Only give them your name as THEY have written it to you (e.g. “John Doe” not “Jonathon Q. Doe” or however you normally sign your own name), address, and the account number they report. But if you do not owe the debt (zombie debt, aged debt, mistaken or stolen identity, forgery, etc.) state that you have never done any business with them or with the (alleged) original creditor of any kind and you expect the collection agency to close the matter, stop harassing you and take any bad credit marks they've caused off of your credit rating, and furthermore, that any further contact from them must be in writing on their official business correspondence letterhead. Send your letter to them a.s.a.p., always within thirty days, first class certified mail return receipt requested. If they refuse it and you get the letter back unopened, leave it unopened and save it in your files as evidence against them should they pursue legal action against you. If they did receive it and continue to pursue action against you, let them. The judge will throw it out of court. If the rogue collection agency sells your account to another rogue collection agency just tell them the claim has been proven invalid and offer to send them a copy of your letter to the previous rogue collection agency.

Warn all your friends about this rash of desperate collection agency terrorism, and how to combat it. Knowledge is power. The more you learn how to combat rogue collection agencies, back-taxes scammers, phishing scammers, "faith and family" scammers, political action committees and other low-life flimflammers, the more you will learn how easy it is to do.

Above all, keep a record of everything, of every rogue call w/ caller ID information displayed including time and date of each call. Maintain a complete file on any snail-mailed intimidation from rogue collection agencies, including copies of all correspondences and postal receipts. Reporting rogue calls on sites like 800notes.com, whocallsme.com, phoneowner.info is a great idea too, because many people find these sites by googling for the rogue number(s) after receiving calls from them.

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Start Here:
http://www.privacyrights.org/fs/fs3-hrs2.htm
http://www.google.com/search?num=50&q=%C2%A7809+FDCPA
http://www.google.com/search?num=50&q=zombie-debt
http://www.google.com/search?num=50&q=slander-of-credit
http://www.google.com/search?num=50&q=limited ... llection-agency
http://www.privacyrights.org/fs/fs27-debtcoll.htm
http://www.ehow.com/way_5849463_do-up-certified-dispute-letter.html
http://www.hubpages.com/hub/How-to-Defeat-a-Collection-Agency
http://www.hubpages.com/hub/Battling-Consumer-Debt-Collectors-Part-2-I-Do-Not-Owe-This-Debt
http://www.hubpages.com/hub/Sample-letters-for-disputes-to-creditors--collectors-and-credit-bureaus
http://en.wikipedia.org/wiki/FDCPA
http://www.fair-debt-collection.com/Disputing ... ute-letter.html
(most say the above sample letter is too long and should be much shorter)
http://www.fair-debt-collection.com/statue-limitations.html
http://www.spooftel.com/

Credit Report:
https://www.annualcreditreport.com/cra/index.jsp

USPS:
https://www.usps.com/send/insurance-and-extra-services.htm

Other links:
http://www.cnn.com/2008/LIVING/personal/02/29 ... tors/index.html
http://hubpages.com/hub/How-to-Defeat-a-Collection-Agency
http://clarkhoward.com/shownotes/category/12/103/358/
http://clarkhoward.com/topics/drop_dead_letter.html
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Information for filing complaints against rogue telephone calls, telephone harassment, false "bill collector" harassment, etc., in the United States and Canada (pursue legal action only as a last resort):

UNITED STATES

US National Do Not Call Registry, file complaint: https://www.donotcall.gov/complaint/complaintcheck.aspx

Federal Trade Commission
http://www.ftc.gov 1-877-382-4357
File complaint online: https://www.ftccomplaintassistant.gov
https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
that is at www.ftc.gov

Federal Communications Commission
Telephone toll free:  1-888-225-5322
http://www.fcc.gov/contacts.html
File complaint online: http://www.fcc.gov/cgb/consumers.html
http://esupport.fcc.gov/complaints.htm

FCC Abandoned Calls Complaint form:
http://www.fcc.gov/cgb/consumerfacts/1088D-R.pdf
email:  fccinfo@fcc.gov

Better Business Bureau, Check out a Business, find owner, contact info; file a Complaint:
http://www.bbb.org/us/


INTERNET CRIME:
File report for Internet Crime at:
Internet Crime Complaint Centre
http://www.ic3.gov/default.aspx


CANADA

RCMP Phone busters
Telephone toll free: 1-888-495-8501
Mon-Fri 8:30-5:20 pm (Eastern Time)
E-mail: info@phonebusters.com
RCMP Website is at: http://www.phonebusters.com  
File complaint online:  https://www.recol.ca/intro.aspx?lang=en
(Register with a password and then can continually file complaints)

Canada National Do Not Call Registry:
Canadian Radio-Television and Telecommunications Commission (CRTC)
Telephone toll free to File A Complaint: 1-866-580-3625
(to withdraw a complaint is 877-249-2782)
CRTC online complaints form: https://www.lnnte-dncl.gc.ca/pfplin-fccoin-eng
that is at  www.crtc.gc.ca

Better Business Bureau, Check out a Business, find owner, contact info; file a Complaint:
http://www.bbb.org/canada/

Call on Monday at 10:17am.

Want to lower my credit card debt that I don't have. automated message.

I received a call from these people, they put in a queue.  When I asked them who they were, the immediately hung up.  Please arrest these people.

I got the call 4 consecutive times in a row...Rude person on other end when I told him to take my name off list and not call here again..

Please stop these people from calling me.  What good is the do not call list!!!  They say it is about my credit card but it is not.  GO AFTER THESE PEOPLE AND STOP IT.  They call my brother and he is going through terrible cancer treatments and gets to the phone to hear this!!!

  Use the DO NOT CALL LIST that we signed up for.

I receive repeated calls from this number and the caller ID says "Bankcard Services."  How can I stop these calls? Is there any value to posting these comments? I am on the Do Not Call LIst, which obviously means nothing.

What does an unwanted phone call have to do with the Congress and/or the President, you &^%$#@& idiot??!!

ID says bankcard services 360-322-6708 among many othr #sI have selective call rejected them numerous times. They often spoof the #. Never leave message and almost always hang up. the one time a real person answered I listened to their script and then told them that I had taped their scam and would be sending tape to fraud dept attorneies. The guy called me an [***] h**E. I yelled at him loud as I called him an [***] clown [***] jizz load Moron. He hung up on me the rat bastage

fcc.gov/complaints - no help either. Been doing that for years.

Bank Card Services. Very similar to the "Rachel from Cardholder Services" from  A+ Financial Center, LLC aka Accelerated Financial Centers, LLC aka; Accelerated Accounting Services that was charged by the FTC with misleading consumers about their services, calling phone numbers on the Do Not Call Registry, illegally collecting up-front fees, and making illegal robocalls. The FTC imposed a judgment of $9,238,155 in August of 2013.It seems more than coincidental that "your second and final notice to lower interest" calls began just as "Rachel" calls were tapering off. I would be very surprised if "Cardholder Services" and "Bank Card Services" were not related ventures. Rather than complaining to the FCC I recommend filling out a Do Not Call online complaint at the FTC website. They seem to be far more effective with predatory phone scammers.

Also, it is Very Important that you file the FTC complaint as soon as possible after the call as this "company" changes the displayed phone number on a regular basis.

this is some sort of scam it is a lower your credit card balance and it never comes from the same area code twice and the message is the same your second and final notice to lower your balance I have got this message a dozen or more times in the last month and they will not take your number from the list    I have answered and talked to a person and that does no good wish there was a way to catch these scamers.

Thank you to everyone here who reports this type of call. This number has called every day this week - leave a message or your call must not be too important  :-)

I have been receiving calls from this number for the past two years. I have asked them to remove my number several times. One time the "gentleman" responded with "F***K You."

I have reported them to FTC as I am on the do not call list.

When they call it was an automatic recording, when I pushed one, a woman with a thick accent was talking. I asked what credit card it was for, she said "It can be used for Visa, MasterCard..." I didn't think this was professional. I then said that I didn't own a credit card and that they should stop calling, and the woman said nothing and hung up. Doesn't seem like a professional company at all.

Yes, I am receiving, the last time was today, 11/27/2013

I have exactly the same scenerio as you.  I touched 1 on the phone dial and when they answered they said did you touch 1? I said I just want these calls to stop, and they hung up.  I don't know how to stop them from calling.  They call at least once a month.  I blocked them too.  lets see if it works.

Interest lowering rate.  They hang up when told to stop calling.