8009433250

Yeah!i got the same stupid call today.My boyfriend was telling me about companies who could lower your interest rates just a few days before.I did also give too much info.I got kinda suspicious and called him on why he wants to help me for free,cause nothin's free.He was very persistant to get another credit card #.Then I got even more suspicious,he reassured me that they were ligit.While he's asking if I want to talk to his supervisor and giving me their website I googled the company and came into all these comments .I told him about it and said I did'nt feel comfortable talking to him anymore.I told him I wanted to check him out before I finalized anything,but he already had the info he needed.I got off the phone A.S.A.P.He said he understood.His name was Fred Gibson Phone# 1-800-943-3250 ext 500.I called my credit card company right away and cancelled my card they too agreed it was probally a scam and said to not give out any info about your credit card to anyone over the phone but them.Whew!!!!!!!I'm glad they did'nt have a chance to use my info.Never fall for that again,can't believe I did.

… Account services and we are calling in reference to your current credit card account, there is no problems currently with your account. It is urgent how ever that … concerning your eligibility for lowing your interest rates. With little as 6.9%. Your eligibility expirers shortly so please consider this your final notice, please press one now on your phone to speak with a live operator and lower your interest rates or press two to discontinue further notices thank you and have a great day. Please hold while your call is bring transferred to a live agent.
Thank you for holding did you press one to reduce your interest rates today.
Do you currently own more than 3000 dollars in credit card debit?
Are your interest rates above 12%?
Basically what I’m here to do is help you get out of debt 3 – 5 times faster
All I need is you to verify the spelling of your last name
And to verify your phone number
I need and account that has not been due for the past 6 months that has a balance with a good available credit the reason for that is the more money you have available the more leverage we have to reduce your rates on all of you accounts.
About how many credit cards do you have?
Over all how much debt do you think you owe?
What I Basically need is an account that has not been past due for the past six months with a good available credit, and on the back of the card or on the statement there should be a 1-800 number, that I will need. That’s the customer service number and basically what we do is we verify your account to make sure you are who you say you are and that you do have a debt over 3000 dollars. Once we know that we will be able to negotiate your rates.
Basically what it is that we are on an automated system, what it is that the bankers and creditors put it in to show us you are like a valid customer and that you make your payment. So they recommend people ….
I need a Visa or MasterCard
I need the 1-800 number on the back of the card
And what is the expiration date on that card; I need the month and the year.
Ok and what is the 16, what is the account number on that card?
4313 0000 0000 0000
Ok what is the last 4 digital of your social?
I need you zip code.
Ok what I’m going to go ahead and do is to place you on hold and I’m going go a head and verify this account. Hold On.
Hello Sir, this is Duane Smith I’m a floor supervisor here at account services, can you verify that number on the Chase Credit Card Account?
We need to verify that you even qualify for the service we have every thing we need to do that I just need to verify the account number is correct. Can you verify that number one more time starting with the four? The Chase Visa.
…click

got a call from Amanda (judging from the accent a young/middle aged black woomen)
agent # 6024
phone 1-800-943-3250 ext #700
offered a lower interest rate 6.9%
took only my name and date of birth; also the cc expiration date
I've stopped giving info when she asked for credit card number
When I asked if it's a Canadian company she answered: No, It's American
The website shows a UK address ?
When I questioned .... She hang up
BE AWARE!!!

i got a call from mcs they told me they could get my interst rate lower to 6%.on my visa,i tryed to tell them i didn't want it .but they got all my informaton before i realizes what they were up to.now i don't know what to do.

The same thing happen to us...except I'm an idiot and I gave in on it..until I change my mind and called them and they said I don't exist on the computer I called my visa and canceled it! They had most of my info...they knew when I paid my visa and everything.

The same thing happen to us...except I'm an idiot and I gave in on it..until I change my mind and called them and they said I don't exist on the computer I called my visa and canceled it! They had most of my info...they knew when I paid my visa and everything.

The same thing happen to us...except I'm an idiot and I gave in on it..until I change my mind and called them and they said I don't exist on the computer I called my visa and canceled it! They had most of my info...they knew when I paid my visa and everything. If you see those nr. below don't answer and do not give your information. When I called them back and I told them I've seen the complaints on the web the girl just laughed and said that banks and visa's don't like them but I said its not banks complaining its your costumers...she laughed and hanged up on me...watched out!!!!

Same stories as all others.  I called my capitol one cc and they gave me a number to call and cancel .  I was told by my cc the mcs would give my money back.  Waiting to see if so.  The number was 1-877-891-1348.  I waqs one of the foolish pwople who got caught in this scam.

same as everyone above except mine has a southern accent, even gave me her name Kim Osborne with ext#500.
too bad she could not get an expiry date from my cards.  good thing for this website.  i told her i will call her....i don't think so...and i checked the website and found you all.....cool....lifesaver

me again, Kim Osborne gave me two websites....www.mcsprograms.com but kept getting another website looks russian to me and the other website which worked is www.mutualsavingsinc.com.
amazing how it looks so good.  hope someone stops them quick before the rest of us get tricked...

Just got a call from these guys. Left this number with an extension but got a automated voice prompt. Must be 100% a scam!

I was called by a machine on Fri 22 August @ 9:30 GMT it said that a form I had filled out to enter a competition had won a vacation for 6 days all inclusive to Cancun for four people and press 1 to claim your prize, as I know my wife is always entering these competitions I asked her if she knew of a form to enter a competition - It was quite likely.

I decided to press 1 and a guy answered with an Indian accent quite difficult to understand who then said congratulations you have won a vacation for 14 days and 13 nights including 6 days in Cancun then 5 days in Orlando Florida with free entry to Disney World and then 3 days in Daytona Beach for 4 people.

At this point I was very suspicious and asked him where I had entered the competition, he became uncomfortable and could not give me a direct answer and tried to avoid the question at this point he gave me his number: 1-800-943-3250

He then went on to say that all the info would be sent to me by post and repeated the vacation offer, now he asked me to confirm my address so I did. Next he said that I only needed to qualify 2 criteria to claim my prize 1 must be over 21 and 2 must have a visa / master card. He insisted that someone in my house must have a visa or mc, I went back to the "where did I enter this competition" question, he again avoided it and went on to say that the dialler had selected my number and that that was all the info he had as his company works for the promoter when I asked who the promoter was he said VISA and MC, I put him on hold while I discussed this with my wife and we decided this had to be a trick, no way would she have put her card details on a competition entry form.

I hung up........

I put his number in Google and came up with this site.

These people have moved on from Canadians and are now in the UK.

I am from Quebec,Canada. I just received a call this morning, it was recorded and then I press 1 to talk to somebody. I talk to 2 women who seem to know what they are talking about and explain how it works and to a guy who gave me the confirmation # for the ''transaction'' that I just made. After I went to see their website, that seems fine. And I saw the comments on that company too. So I call back 2 times at this number and I was answered by a woman, not by an answering machine, who transfered me to David. No Indian accent at all.
David told me that few months ago there was a fraudulous company using MSC name but he says that they succeed to stop this company. I will give you some news about that in a few days. I cross my fingers that this one is a good one!

I had the same thing happen to me yesterday, when I told the guy I didn't want to go through with it he became very rude and angry. I hung up on him and called visa to cancel the card. I feel pretty stupid for giving out my info!

I just received the same call. I was extremely cautious when I answered their questions. Took everybody's name and extention numbers, received a confirmation number and I was told that I would receive a package in the mail and I am to fill it out and return it to them naming the name and account numbers of all my other creditors. It was $749 in US funds shich totalled $898.45 in Us funds. After I agreed to everything and told to have a nice day I came to my computer to check out the web site number they gave me and her I am. I called the credit card company with minutes of reader that it was a scam and they had already put it through my account. Now I have to wait to until they send me this package and apparently there is an area stating that you are cancelling, send it registered mail, keep tracking number and if it is not credited to my credit card they will go after them. I was go "GULLIBLE" My mother always said there is nothing for free in this world. I should of taken her advice. I hope you get to read this BEFORE you commit yourself.

My poor dad actually gave his number up and they took 900. out of his account , now what does he do.
his daughter...angela

We also had a local number and checked it out. It seemed ligit. We know that interest CAN be lowered on credit cards, bank loans, etc. so that wasn't suspicious. We paid the $900-, got material, had a counseling session, and received more material. The advise from the counselor was only one thing which we already knew...nothing about interest rates. Actually she said. "We don't even worry about interest rates!" Today I contacted them by email complaining, asking for a full refund, and threatening a Class Action Suit. I will see what happens. In a few days I will call. Then I'll see.....I make a lot of noise, hopefully I'll get some results. Beware.

Dec.05 2008
1-800-943-3250 ext.500
Today price was $997 US

Received this call and thought that it was a good go, sounded legit, and the website looked legit.  they gave phone number with ext 500 her name was Amy, and once the hook was set, was passed to Micheal who restarted the same speal.  Once he confirmed that I agreed to this, I was passed again to a supervisor who was going to 'voice record the agreement and information', she stated that this was a one time fee of $499 US and could not be refunded, and if the CC company called about the transaction I was to authorize it.

After thinking about this, I called the CC company to cancel the card.  They informed me that there were 2 attempts of payment by MCS of over 700.00 US, both were rejected by them. I cancelled the card.

Got a call today from MCS accounting dept wondering why the transactions were rejected, I told them that it was rejected by the CC company, and that this was a scam. They tried to assure the it wasn't a scam but legit.  

After that I called BBB about them, this is a legit company BUT has a "F" (FAILED) rating in all catagories, the complaints are registered in Washington,and Alaska,and Canada. There have been 69 complaints in 36 months.

Next step to find out whats next....

I don't have a caller ID and get called many times by this company. I once entered 2(?) which is sopposedly to delete my number from their list. Mots of time I just simply hang up. I talked to a guy with no accents and got this number. he said this is his first day. That's why I'm here.