800-943-3250

THEY ARE COMPLETE FRAUDS.!!! SCAMMED 100S OF INNOCENT PEOPLE . i got ripped of and complained about them to Feds, please complain against them .

I received a call from 1-800-943-3250 from a David Anthony wanting to help me get a lower interest rate, i just want to know who is giving away anything these days!!!!!!

22JAN09 @ 10:22am - Rec'd Telemarketing call from 1 (517) 931-2324

Reorded message said something to the effect of - "We are calling reagrding your credit service, this is the third attempt to contact you, and your information  will be removed from our list if you do not act immediately - Press 1 to speak to an operator now. (Pressed 1 to try to speak to someone to have them stop calling me.

Pressed 1 - Breif on-hold recording about offering "a lower interest rate on my credit balances"  An operator came on the line, and said this is Tony, can I get your name and address - or something to that effect.  

I said Tony,  he said yes.  I said I am listed on the national Do Not Call Registry, and I do not want unsolicited telemarking call.  I asked what is the name of your compnay - He said MCS Financial, I asked where are you located - he said Toronto (He Lied).  I said what is  the telephone number for your company - he said 1 800 775-5000 (He Lied Again).  I said thank you I will lodge a complaint with the Don Not Call Registry.  He said good luck with that and hung up.

Called the (800) number provided and they answered as Schaffer Trucking, they never heard of MCS Financial.  Checked the call display, and the call came @ 10:22am - Unknown Name - (517) 931-2324.  Called the 517 number, and a recording comes on saying if you wish to be removed from our telemarketing list please enter your area code and number now.  I paused and didn't enter anything, and the recording then said after a breif pause - your number has been removed, and hangs up.

Searched the internet, and after poking around,
Did a White Pages.com (USA) Search - (517) 931-2324 is Unpublished -
(517) 931-2324Type: Land Line, Provider: Lucre Location: Tekonsha, MI

After Further Search found these links:

MCS Financial Advisors - This appears to be a legitimate company with a WARNING about calls being confused as being from their company, and further info.
http://www.mcsfa.com/index.cfm?fuseaction=warning

MCS/USC Take Me off Your List - THIS IS THE COMPANY THAT IS MAKING THE CALLS.
http://mcsdnc.com/pages/take_me_off_your_list/

I called 1-800-943-3250 at the bottom of the Web Banner, and had the operator remove my number, and complained about the call, but the operator was rude, and said they did not lie to people, or they would not still be in business.  That's as far as I care to take the time to go.

MCS Financial = Mutual Consolidated Savings

Check out this link for what these people are up to.

http://www.canada.com/globaltv/calgary/featur ... b9-99858b8783e9

Here is the company Info:

Mutual Consolidated Savings
1215 Earnest S. Brazil Suite 33
Tacoma, WA 98405-4025
Telephone: 1-866-664-6131

Customer Service hours
9AM - 5PM PST Monday to Thursday.

9AM - 11AM PST Fridays.
We are closed Saturday and Sunday.

International Office:
MUTUAL CONSOLIDATED SAVINGS LTD
43 BEECH PARK WAY, WATFORD , WD17 3TY , UK
15 JUNCTION PLACE, HASLEMERE, SURREY, GU27 1L3, UK

Phone: 1-866-664-6131

Also got a call in November. I am in Canada. They used a BC address so I thought they were Canadian.  Sucked me in too. I have lots of credit card debt after going through a lengthy divorce, custody battle and relocation. I was ripe for picking and I got a good picking. Cost me 1200. Spoke to Jenna first, she promised 6.9%, gave the info and got charged in US dollars. Kicked up a stink and they refunded $400 of it to make it closer to the canadian equivalent.  Then I got busy doing some research and found this site.  Cancelled my credit card I had given them the access code for and filed a complaint.  ALso called the company back daily and harassed and threatened legal action and told them I had taped all our conversations  (going back a month) with each representative and would turn over the tapes and transcripts to the RCMP fraud division and also asked her how she liked the title of my new blog..... Mutual COnsolidated Savings Big Fat Lie  Scam.  It was due to be posted world wide the next day with the transcripts and dates, times and names and extensions of each rep they tried to cycle me through.  Kept that up until they agreed to a full refund.  That money is back in my account and all my credit cards have been cancelled and re-issued.  All I got for my 1200 was a computer print out of my debt and what payments I make each month and how long it will take for me to pay them off.

Good thing about it is in the end, I got MORE back than I paid as our dollar was pretty much on parr with the US when they took the money, and now its 25% lower, so thanks MCS!  Scammed ya back!  Rot in Hell

ALso got sucked in. Scammed them back with playing their own tapes back to the supervisor who said they had had difficulty with the outsourcing of telemarketers for their company making false claims and she would put in a refund, though by law she didnt have to as they had a recording of my agreeing to the charge.

She wanted me to sign a confidentially clause not smearing their company in return for getting my money back.  I said, send me my money and we will talk about what I am willing to do when its in the bank.  Until then, gloves are off and I will make your company life a living hell.

I got my money back a good month later  after more phone calls, more faxes.. more threats to supervisors, rachel, jessica and others.

Ladies and gentlemen,
If you take a few minutes to search on the Net about this topic, you can quickly realize that the Credit Card scam related to gifts and low interest rate offers has been going on since at least, 2003. I've read enough on this subject to come to the conclusion that these call centers (wherever they are located in the world) operate without any fear of being caught. They cause hundred of thousand dollars losses daily to the credit card companies and guess what? The credit card companies pass their losses to the users who are…you and me. As of today, these pirates call centers are still operating in full force across North America. They have found the loophole for escaping from FBI and RCMP. The typical “model citizen” usually reports the fraud to the attorney or local police. I have news for you. You can file as many complains as you want to the authorities, they just can’t catch them! You can threaten of reporting their annoying calls to the phone companies, you can swear, being rude, vulgar with them – They are the ones controlling the game. They just hang up (laughing) until they receive a call from the next gullible person (and the wheel keeps turning). Whatever you do or say, you won’t be taken off their automated calling list. I have to admit the heads of these scam acts like a computer virus. They are very much up to date with the changing law enforcement techniques and like a moving target, they disappear in the field.  You can find numerous blogs and discussion forums related to this scam (this one is one of them). For every thread on the Net that exposes their illegal activities, they have members posting a message denying complains of people who got ripped off. They introduce contradicting information in blogs in order to confuse people who are unsure the legitimacy of their offers. They have fake web sites, fake names, fake addresses, etc. Based on these facts, I think the only thing that can be done is to interfere with their practices. How can this be done? By “putting a stick in their wheel", hitting the weakest spot – their need to grab personal information from you. I’ve been practicing for quite a few times now and you’d be impressed by how patient they are when they feel that they have you as a fish on their hook. Again, the only power you have over them is to spend as much time as you can to waste THEIR time. This time you spend with them is time that they can’t use for screwing other people. From reading in some threads on the Net, here is what I started doing: the principle is to play the game of being interested by their offer, providing fake information, pretending, acting, and creating delays. I hear you say that you don’t know how to reach them because whenever they call you, your call I.D. shows: 123-456-7890 (or any other spoofed phone i.d.). Didn’t I tell you they were smart? Here are a few numbers that still work as of today: 1800-501-0100 (to reach the vacation trip scam) | 1 888-786-6201 or 1 800 943-3250 or 1 800-961-9830 (to reach the MCS credit card interest rate scam). If you need more numbers you can with a little effort “google” the name of the organization along with <1-800> in the search field and it should pull more numbers to call to. Finally, here is my recipe for a great "obstruction" session upon these scammers: 1) take a hands free phone (portable is even better as you can still conduct you home activities) 2) get them to go through their entire sales pitch by encouraging and acknowledging every once in a while 3) make it last as long as your time permits (they are the one assuming the charges of the “1-800” communication). 4) When you feel that they suspect your “game” (or when you’re bored whichever comes first), find a nice and polite way to tell them that they've just wasted 15-20 minutes (sometimes more) of their precious time stealing other gullible people. I guarantee you that you will get some reaction at the other end of the line. Give them a ride and flood their phone lines! Make their life as miserable as they do to it tor us. HEARING THEIR FRUSTRATION IS A GREAT REWARD AND PURE PLEASURE. Don’t be intimidated if they threaten you of anything, they are totally harmless. I can’t wait to hear feedback from you.

I guess this people will never stop. I got a call too on Saturday. I am telling you, these people will try their best to get hold of you.
For any credit card scammers they will ask following questions,
Get your full name,
Get your credit card number
Name of the institution (bank which provided you a card)
and the 7 digits from the back of the card.

All above informations are enough to charge on your credit card.

They charge you $795.00 for their service and they only offer this service to those who has higher balance on the card. So do not give any information to this a**h*les. If you did so, please call your bank and get your card cancelled.

Following numbers were they provide:
800-943-3250
866 945-1131

Following people call you:
Mike Proctor X 786
Rachael Derricks X 22
Roger Martin X 270
Luke Snider X 0

Please complain to the BBB (Better Business Bureau) using this link

https://odr.bbb.org/odrweb/public/getstarted.aspx

Please keep complaining, especially those who had fraudulent changes on their credit card.  This is not only limited to those who had fraud on their credit card but you can also complain about dishonest sales practice (they claim they are from your credit card company).  Please make sure you answer “no” to the 5 first questions otherwise they refer you to other agencies.  

I also found some interesting information at the following link:

http://www.bbb.org/western-washington/busines ... oma-wa-27028696


“BBB processed a total of 92 complaints about this company in the last 36 months”  hmmmm...   how about that.  


Let’s make that number increase from 92 to over 100 complaints, to over 1000 complaints!  Time to get back at them.  These bottom feeders will be exposed for what they are.   Scammers.

They also call from : 234-567-8900

Sorry, the second link for information about their frauds did not go through.  Here it is.

http://www.bbb.org/western-washington/busines ... oma-wa-27028696

i had the same call, they made me feel comfortacle..had all the answers to the questions i asked (i had alot) i gave to much info and was brought to the next guy when he gave me the fee (690.00) i knew it couldnt be right so i disconected and caled to cancel my credit card and got a new one..... there is no way an legit company would ask u your number and info like that, please dont fall for this like i did

Jerry brown was one of the men i was talking to . They say they work with the banks, but ill never fall for this again!!!!!!!!!!!

Call and ask for credit cards numbers with promise to lower interest rates. Do no believe this. Do not give them your card numbers. This is fraud.

Don't give them your credit card info! It's a scam! I had to cancel my credit cards!!!

I just had the same call as the other writers.  He asked if I had the credit card in front of me.  I said "hold on just a minute".  LEft him on hold for 5-6 minutes, when I came back, there was no one there.  Guess I wasted 5-6 minutes of his time with him thinking he had some dumb fish on the hook.  NOT!!!!  I do not have caller ID and I tried *57.  Could not trace the number.

Same as everyone else, only I always get American sounding callers. The calls are incessant, at least one and as many as 4 or 5 per month. I've asked many times to be taken off their call list and threatened them with legal action because I'm on the national do not call list, but they continue to call with the same frequency. Sometimes they will not give me a company name, other times they say Visa and Mastercard Services. The number they give me to call, 1 800 943-3250 does not answer and has a charge to leave a message!

Well, my work here is done.  They have been closed down.  Finally, peace and quiet.

See details here on the BBB site:
http://www.bbb.org/western-washington/busines ... oma-wa-27028696

"BBB processed a total of 132 complaints about Mutual Consolidated Savings in the last 36 months, our standard reporting period. Of the total of 132 complaints closed in 36 months, 94 were closed in the last year."

"Government Actions
On June 25, 2009 the Federal Trade Commission filed a Complaint for Permanent Injunction and other Relief in the United States District Court against MCS Programs also doing business as Mutual Consolidated Savings, United Savings Center Inc, USC Programs LLC, its principals Paul Morris Thompson and Miranda Cavendar."

________________________________


Thanks to all who joined me in complaining to the BBB with me!

They are not done they scamed my poor mother who just died.They just called the house tonight same pitch i hung up.We only found out cause we went through her credit card bills.We called the number on the bill the phone number is gone all they did was pack up and move on.We have to look at all visa bills to see how much she lost.dont fall for thesse scammers.

there new number is  8502701162
i hope the [***] get busted i would love to find them if they dont.Im up for aroad trip.

Here's what we tracked down....the CEO & Presidents email is listed below

Allied Interstate, Inc.
800 Interchange West, 435 Ford Rd.
Minneapolis, MN  55426
Toll Free Telephone: 800-447-2934
Local Telephone: 952-595-2050
Fax: 952-595-2341
FEIN: 41-0919488
Contact Person: Jeff Swedberg
email: jeff.swedberg@iqor.com

Correction: iQor, Inc. was formerly known as IntelliRisk Management Corporation.

Vikas Kapoor ( vikas.kapoor@iqor ) is the actual CEO & President.  Jeff Swedberg ( jeff.swedberg@iqor.com ) is a director in MN.  IQOR - IntelliRisk Management Corporation (iqor.com) is a global outsourcing firm with offices in the US, Europe, and Asia.

Vikas has a Harvard MBA. He is very influential and has many business and political connections.  iQor employs people, each state in which they are doing business in will protect their interests, that is employing people, collecting taxes.  

This is a YouTube video of Vikas: http://www.youtube.com/watch?v=brfnguW9sik

DON'T make this personal or take the calls as personal attacks.  Document every word.  It's just a business to the CEO. The agents make a commission on every $ they collect.  They are under extreme pressure to collect.  It's a sad way to make a living.

If you receive a call from them and they won't answer or do answer and are abusive, file a complaint with the FTC using the information provided about the company.  The date and times of the calls, any messages or hang-ups, play music, etc... explain this in your complaint.  They MAY be in violation of the FDCPA. DON'T CALL iQor. The FTC compiles this information and attempts to determine a pattern by such groups.  These groups try to stay ahead of the curve by changing their pattern of bad practices.

iQor, Inc. (Corporate Headquarters)
3000 Corporate Exchange Drive
Columbus, OH 43231
Phone: 614-865-2800
Fax: 614-865-2802
Web: www.iqor.com


Allied Interstate, Inc.
800 Interchange West, 435 Ford Rd.
Minneapolis, MN  55426
Toll Free Telephone: 800-447-2934
Local Telephone: 952-595-2050
Fax: 952-595-2341

Good Luck