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They start by crediting 0.5 then take a 0.1 and the 0.3 then 30.00. I reported this to my bank and to the FBI. They are thieves that lie and say you applied for a payday loan and gave them authorization. We all know this is a lie.

It happened to me over Thanksgiving. I checked my account and found out i was 65 dollars in over draft by assurfunding. Same number, I called to see what it was about after I filled a frauds claim with my bank. He told me it was a application fee for a loan that I never filled out by the way. After confronting him about it over and over again he said somebody must have got my information then. Bunch of bull!!!!!! Im closing my account as soon as possible when I get my money back. Damn Pigs

These people continue to call; on 11/21/2011 posted a 5 cent depost and two 1 cent debits.  I do not know who they are.  I have tried to call, with an immediate hang up without the ability to make an inquiry.  I contacted my bank immediately.  No authorization has been granted whatsoever to access my accounts, other than that I do have an account.  
Safety steps to take:
1) contact your bank and report the unathorized access.
2) put a stop payment on your account listing the company.  The name will be with a phone number in the memo section on the line the debit/credit was made.
3) in the future do not give out any personal information on line!!

Put a stop on your account for them soon they will decudt the 30.00 amount sooner or later best to be proactive then pay the price the rest of us have.

Same deal 5 in 1 out 1 out 3 out 30 out. they got a bank account that didnt have but 1.42 in it so they just got me for an overdraft fee (30 dollars)  I am upset at this idea. I did look for a payday loan but i would never agree tolet anyone take out 30 dollars to apply for it . this occured in october, but i never do anything iwth that account just noticed it today.

I was trying to see if I could get a payday loan, and this company ran my card for a .01 deposit athen the next day a .02 deposit , then a few days later they withdrew $30.00 and when i called to find out what was going on with them taking my money a recorded message said it was being reviewed. They were very busy. Well i never heard anything else from them, even though I called, and never spoke to a person several times. They still have my 30.00 and i still want it back.

THESE GUYS ARE A TOTAL SCAM. CALL ATTORNEY GENERAL STATE OF NEW YORK & TELL EM U CANT WAIT FOR THEM TO COME TO UR STATE. NEW YORK DOESNT CARE!!! SURPRISE SURPRISE!!! CANCEL UR VACATION TO THIS PIECE OF CRAP STATE, I HAVE!
I HOPE ONE OF EM COMES TO NEW MEXICO TO FIND REAL JUSTICE! WE STILL HANG HORSE THIEVES & THESE PR##CKS ARE UNDER THAT UMBRELLA!

CALL THE AG FOR STATE OF NY & TELL EM U CANT WAIT FOR EM TO COME TO UR STATE. THEY DONT CARE THAT THESE PEOPLE OPERATE IN THEIR STATE & SCREW PEOPLE ACROSS THE COUNTRY.CLOSE UR ACCT. ONLY WAY TO STOP EM.

THESE GUYS OWE ME A PAYOFF. I HAVE REPORTED THEM TO FBI, FTC, STATE ATTY GEN OF NY, STATE ATTY GEN OF NM. COC***KERS! EVERYBODY DO THIS! INTERNET IS ALL ENCOMPASSING!

This also happen to me  this morning $30.00 was debit from my account,  here's another number they are using 1-800-284-1942, but dont waste your time, contact your bank and tell them you have an unauthorized debit from your account, I got my money back from my bank, your bank will report and this should stop them hopefully, but in  the  mean while monitor your account, if its happens again just keep going to your bank.  

Hope everyone can get their money back.  Good Luck

Go to your bank an tell them this was an unauthorized debit, you bank will send out the proper inform on these scammers!!!, hopefully you will get your money back.