01789472119

Thats right . . . . . . . you being in debt is a big Government conspiracy!

[***] hell, what planet are you muppets from on here?
Never read so much bollox in one place.

The only truth on this page that i can tell is the fact they are debt collectors . . . . . so guess what? You owe someone money, thats why ur gettin the calls.

Simple!

To Lololo
If you actually bothered to read all the messages some people on here have paid their loans and no longer in debt so they should not be getting calls. Anyway, a debt agency should notify the person in debt by letter so they can provide a trail of documentation. Get the facts before you start swearing and objecting to people's freedom of speech.
You're the only muppet on here

they are a debt collection agency but they are sneeky they will just call themselves jane or someone so you think its someone you know, and will then talk to them its so underhanded and dirty tactics, its rediculous
but if you dont call them back then just say you didnt know anyone called jane so you didnt bother calling them back!

Interesting that this company has called moarlising about people going into debt. They seem to be under the impression that they are a kind of social guardian who work for the good of all. Actually, companies like this give nothing at all to society. They purchase, for a very small fee, what other people, in hardship owe. This makes them more like vultures and parasites than the caped crusader. Everybody has to make a living, but most of us (Even those forced into debt), do it by ethical and honest means. I loved the sweeping statement about benefits. Most people would like to see where they get the moral authority to make comments like that. The young people that work for them, deserve courtesy, like everybody else. I just hope that they can find ways of working for companies other than these parasytes. My advice to anybody who hears from them is; Ignore them.

Follow this to have some fun--press 141 followed by their number, then put your phone on secrecy and listen to them squirm!!!!

Payback time--do this if you have time and only if its free for you to call the land line numbers of course.....They may understand how frustrating it can be--The more people call them back and give THEM the silent treatment, we could put them beggars out of business.

POWER TO THE PEOPLE!

ALPHAMAN

Someone said that if we all paid our loans etc on time then APR's wouldn't be so high.

What planet are you from my friend. To suggest that banks actually care whether we can afford to repay our debt and that they would be humane enough to lower interest rates because people have paid back their loans, is ridiculous!

Can anyone guess what banks do when people have low debt and high affordability? That's right, they offer out more loans. Why? Becuase they want us trapped (as slaves) in debt, for our whole existence. Think about mortgages, what a great way to screw you over eh? We 'help' you to buy a house and in return, you give us 3 times what the house is worth in repayment interest. Or better still is the interest only mortgage which sees you on your [***] in 25 years.....a time in your life when you are most vulnerable.

So yes my friend from mars is correct, if we all paid up on time, banks would be bale to give us lower rate mortgages and loans
(Offer applies to martians only)

they just rung me now only gave first name stuart and asked to speak to myself, to confirm my address and postcode and date of birth, he said he was from  cedit ancillary services, and needed my bank details. I put the phone down on him. and am reporting the matter to the police.....

Equidebt Limited are a collecion agency in Warwickshire, the only reason why they do not give the company name at the start of the call is because they need to confirm they are speaking with the person they are trying to contact.. due to the company name 'EquiDEBT' other people may know your personal business, and if a call was made to your work then do you really want your colleagues knowing you are in debt? A young lady explained this to me who was very helpful as i also recieved an SQN letter. They use SQN for tracing aswell and the reason why it says "We are writing to you because we are trying to contact ***** concerning an important matter.We have used the services of an external agencies and therefore wish to verify that we are contacting the right person." is because again the letter could be sent to someone else (perhaps who lives next door) and they pick up your mail and see what you owe.
Equidebt are very reasonable, at the end of the day they have a job to do like everyone else.. we owe the money and they are trying to help. The would not accept what i initially offered but when i went through my income and expenditure with them they justified and accepted it.
Looking through your previous comments yes they would ask you for the first line of your address and date of birth because by law they have to due to data protection as your bank would do, but they would not ask you for your card details!!!??? Trying to get out of debt does not work believe me and to tell them that you will be taking legal action against them just makes them laugh in your face, because if you cannot afford to pay them then how can you afford solicitor/court fees for a case against a company that is just going to walk all over you.
If you need help and advice for debt then check the internet for sites or altenately discuss your account with Equidebt like i have done and get a monthly repayment plan in place.

They have been calling me a lot recently and saying they are called EQL. They are calling automatically and when you answer it just reads out a recorded message. They are also calling in person. I answered today and said I wasn't in and asked who they were and they replied EQL. I asked what the call was regarding and they said it was a business matter.

this has been very helpful to me thanks all now i will add my bit,,sqnservices wrote to me in a maiden name ive been married 18 years!! the address they use is equity house ettington rd wellesbourne warks diff fone numb 01789473797 or 08009800580,the letter makes you wonder what its all about but looking it up and reading comments has helped me not to ring letter from r sharman so beware they chase for years if you apparently owe a debt

thanks to all on this site, at least i know who is trying to contact me now. i doubt that i will ring them back because im a scumbag who really couldnt care less about my debts. i aint got nothing worth anything for them to take so catch me if u can!!!!

it is my opinion that bank and credit agerncies are irrisponsible, they loan money to people they know do not have the means to pay it back. then they make even more money (through interest and admin fees) from the poorest people in society, seems like social inequality to me.

oh and a note for the judgemental, i grew up on a cancil estate recived an inadequate education from a down and out comprehensive, and to top it all off im a single mother!!!! so yes that may be why i do not give 2 f**ks about repaying my debts scum of the earth us lot!!!!!

oh by the way i have also never claimed benifits, i have worked all my adult life and have also managed to support both me and my daughter while i have been to university. so stick that in your pipe and smoke it. luckaly i have a very supportive family and if it wasnt for them i ould be in bigger debt draining this wonderfull society even more. e r not all privaliged, have some empathy!!!!!!!!

i've just had exactly the same con.  i'm glad i googled it before i got in touch. i don't trust anyone who try's to contact me this way - either by letter or phone - i've had all the dodges.  if i don't recognise who they are i won't repond anyway.

Ditto. well done you.

mmmmmm just had a letter from a company called SQN
they said they are writing to find out if i am the person they are looking for mmmmmmthay also said they tarcked me down off the electoral roll at my familys address shame i am not on that there
plus my name was changed by deedpoll
i am to call a 0800 number and ask for  R SHARMAN
ALL MY DEBTS ARE IN ORDER AND I AM REPAYING THEM SO WHY THE HELL THEY SENDING LETTERS
IN 17YRS I NOW GET A LETTER LOL I DONT EVEN LIVE AT THE ADDY ANYMORE
BUNCH OF FREAKS COME AND FIND ME LOL LOL LOL LOL LOL

Actually, you sad pathetic person of indeterminate gender and poor English, the best thing to do is stay the hell away from bottom feeding scum like you for 6yrs. Hey presto the debt is gone.

Don't let these DCA people upset, when I first got in to debt when I lost my job (company closed) I was in a panic and had phonecalls and letters from so many different people it made me ill. But you have to remember these are unsecured debts they always threaten to take your house/belongings but they can't.

You also have to remember that as long as you are willing to pay something (no matter how small) they won't take you to court (another thing they like to threaten people with) you have to read the wording carefully, they always use words like MAY take court action and POSSIBLE court action, it's just word play to frighten you.

Google the term 'CCA Letter' and send one off to any DCA that contacts you. Write to them or email them telling them that all communication MUST BE MADE IN WRITING ONLY (right it in caps) tell them no representative of the company may visit your house without prior permission, ignoring this request will result in the police being called and you being removed from the property.

First port of call is always send a CCA Letter, make them prove that you own the money and don't take someone with a made up name' word for it.

Visti this site for any and all help if you are in debt http://www.consumeractiongroup.co.uk
(and no i'm not affiliated with them but their help got my debt under control)

This applied to any DCA and not just Equidebt (who phoned me today even though I pay them monthly, infact I often get letters saying I've not payed and I owe such and such amount even though everything is in order)

NEVER SPEAK TO THESE PEOPLE ON THE PHONE, EVER!

make everything in writing and as said above, tell them the same. Tell them that continued phonecalls will be construed as harrassment and will be reported to the police as such.

i justreeived a phonecall from them for the woman who used to have the telephone number i called them back and demanded the number be removed immediately

i justreeived a phonecall from them for the woman who used to have the telephone number i called them back and demanded the number be removed immediately

I Have been left messages to call the number it never answers who are these people how do they get inocent peoples numbers

these people keep calling my house and asking for a mr and mrs kirby. when my fiance asked them to stop calling they said they wouldnt delete our number from the system and when questioned about what their company are called and what exactly the company does they would not tell us. they keep asking me for my address to see if they have got the correct address on their systems yet they will not tell me what address they have. im not stupid, i dont give my personal details out to anybody so it wont work with us. i have a good mind to contact the police and tell them i am recieving harrasing phonecalls.