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we do uphold the do not call lists, thank you very much. for tyhose of you people who blow whistles in our ears, IT IS ILLEGAL! if you record the phone calls without our permission IT IS A FELONY! we do try to tell people that it will take some time to get the phone number out of the computer system, but half the time you people don't listen. now, i myself personally am getting quite tired of this. i do not wake up at 0600 every morning to get to work to be called "a stupid cow", a "damn scammer", or, my personal favorite, a "[***] [***]". now, if you are nice to us when we answer the phones after you are connected to us from our computer system, we will be nice to you and put your number on the list. however, we are instructed to hang up as soon as people start using offensive language, or start being, well, jerks to us. WE ARE NOT YOUR SERVANTS! WE ARE HUMAN BEINGS TRYING TO MAKE SOME FORM OF A LIVING! WE ARE NOT SCAMMERS! and the "rediculously high fee", yeah, that is an absorbed fee. there is no out of pocket expense. and i personally think it is unfair to the new people that they are being cussed out for what older employees have done. there have been employees fired for not doing the job properly. i will be returning to this site daily to see how many people listened to me, and to see if there are any questions. i will ask my boss if i may bring some do not call sheets home so i can take requests on here as well. but may i just say now, it does take some time for the computer to drop the numbers. should you recieve a phone call from the company after you have put in the request, just hang up. pressing any buttons will reinstate you in to the data base. thank you, and have a nice day.

hey renee f. that girl was probably me, and if you think i was rude, then i apologise. i was not trying to be rude, but we do work on a 100% commission basis, and you kept prattling on and wasting my time, even after i'd told you i had written your number down.

I understand being frustrated about phone calls, but if you are not interested, simply have your number placed on the Do No Call List. This does not make the company a scam.
And to the people complaining about calls on a holiday......"Victoria Day"..."Boxing Day"....SERIOUSLY GUYS??? Believe it or not, life goes on like normal on these days for most of the world, so you'll have to excuse them for continuing to do their job!

I'm in the UK and they seem to be calling vulnerable people here now. Thought I'd check them out on web before I dealt with them and found this site too. Glad I did and now know not to deal with them.

To all JPM employees, go get lives, there are another form of making living instead of scamming and bugging pepole. How many out of them are old folks without a call id , that have to get up and take your damm call, and listen to your stupid message????Or disables pepole??? Can you explain the bs of the "absorbed fee" work? it's just a scamers way to say it's a charge on your credit card, you guys can't do [***], even the banks in Canada warning consumers not to deal with JPM, what are you? a magician? I didn't want their comission knowing that pepole getting robbed, oh...poor baby getting up at 0600...and being called "scammer" get a job that you'll be proud of, and you won't be called scammer. Also, whatever you all do is illigal, calling pepole who do not wish to be called is against the law!! CANADIAN PLEASE, CLASS ACTION LAWSUITE!! THEY NEED TO BE STOPPED!!!

called at 8-05pm in Western Canada

Very pushy, sly, and smooth and opperate very well with all three. Don't give them your visa no. even if they have the first four numbers right.

Found this number on my caller id box when I got home tonight.

Always starts with an automated voice saying there is no problem with your credit cards but if you want to lower your interest rates press 1. I have pressed 1 and informed them that I am on a no calling list and asked to be removed from their callers list, but still the calls continue. Is there no way to stop these annoying, harassing calls?

These people keep calling me, and just after I answer, they hang up on me.  Why do they keep calling me?

I have received calls from this number as well. They are rude and aggressive. Last night my husband took the call he is a police officer with the local police departmnet upon telling the agent that and giving his name and badge number the agent hung up several minutes later a person named Alex called us and said he apologizes for the mannerism of his agent and he will have our number removed immediately, this remains to be seen.

I'd been called repeatedly by this company a few months ago, and finally demanded to have my phone number deleted from their list and any other list they may have access to.  Furthermore, they did not have my permission to forward my number to ANYONE.  I also told them I'd registered with the national DNS line (which apparently is how this whole saga stars - that's another story), but they told me it'd take up to 30 days before I'd actually be removed.  After 29 days, I stopped receiving calls from them.  They've just started again this week. When I press "1" to speak to an agent, I get about 4 words out (trying to establish "I am on the Do Not Call List") and they hang up on me.  I've also tried calling THEM to complain, but of course their line is always busy.

Not sure what recourse there is - but this is very frustrating and annoying.

These idiots called again, they must really like my fax machine's tones, as that's all they'll ever hear. :-)

As for "Current Employee", blowing whistles (personally I prefer the Fox 40 pea-less whistle, as you can't "overblow" it) into the phone is 100% legal.  You can send any sound you want down the phone line.  As for recording phone calls, if you've called into a one-party consent area, your wrong again.  Why don't you go get a real job, as shark bait.  

The only one committing a crime is you who are calling all us people on the Do Not Call list.

These ignorant people dont seem to get the message after being polite on the first call received and receiving a second call back within a half hour. do these air heads have any brains or a normal life other then bugging the [***] out of everbody.

Got a call today from the company with the automated message regarding a low interest credit card and to press 1, etc to talk to an agent.  Seems like they are still at it despite the duration of time since this was first reported.  Its amazing how slow the law moves...

Hi to all of you I am a former employee from athe the time Jpm then Mga and now WCS. What they do is and is not a scam. for the price that they are charging yes it is not worth it I worked on the business side that actually lowered the rate and all the Financial advisors as they are called do is look what low rate cards are avalible at your bank and tell you to ask to change from your current card to that one. You can do all of this on your own. You dont have to pay anywhere from 495 upwards of 995 USD to have some one tell you what to do. For example CIBC only goes to 11.5%, MBNA has the prestige line of credit at 6.9 upwards to 9.9, RBC at 11.5%... ETC... go onto the bank website and do your own research. I'm telling you this because they also screw theier employees over, I was screwed out of 1800.00USD, which they are now being sued for! But again dont pay do it yourself!!!!

Hey Current Employee w/ legal problems,
If your a fronter or closer you have no idea how the program works you just read off of your little script. The absorbed fee is not absorbed the people are charged and then the interest rates are lowered but yet that charge is on the statement and they do pay interest on it. Absorbed my ass. Oh and as for the DNC lists ya'll dont havd them in and you probably aren't smart enough to know this but there are more then one call programs that they run. And if Scott,Alex, and Paul are still there you can tell them to go suck a big fat hairy c**k, because they are all pecies of shi**.

Well, these jerks once again called, and once again got to listen to the lovely fax machine's answer tones.

These a**holes just called my fax machine again.  I wonder how long it will take them to learn they're never going to reach a human at the number they're dialing?

'This is important information' says the recorded message.This nothing BS from scam artists. I am on a 'do not call' list without success. When is it going to stop?