731-498-4058

I'll do what I can on the post removal, but this isn't the only location in which the data was posted as it is scattered in chunks. Fortunately, because the numbers tied to your data are rarely recycled the number of calls should dwindled over time (as the pages where the info is posted are no longer viewed).  So the harassment your experience should lessen, at least from the public.

As far as the blurred out option. Google will allow individuals to submit an address to be blurred which you can see by this link: http://www.google.com/maps/about/behind-the-scenes/streetview/privacy/ .... Now it is likely they have a log of such requests, it will likely require a subpena but they may provide who placed it (the who might just be an IP address or email account) and the time of the request.

Question: Providing the number that dialed you? The general consensus is that the numbers that come across the caller ID are spoofed (faked). When you return the call on the spoofed number it leads to a recording that says this number is not in service. Appears that whomever is providing the services to these individuals takes care in using numbers that aren't active.

So the idea is that these numbers aren't going to be of much use. However.... if I'm reading things right... The company that is likely providing the service might have logs that show what numbers are being called outbound. If you have a time and a phone number called  they can track/reference that and determine who (out of all their customers) is placing that call??

So you need what?

Time of Call
Spoofed Number: (the fake number that comes across caller id)
Customer Number (mine or who was actually called)

All 3 of these or just the time and customer number? Does having a listing of spoofed number beneficial?

To public notice: allow me to explain how these businesses are set up and why it's so hard to actually get your number taken off the list. The industry has 3 parts basically. The actual sales center (telemarketing room), the fulfillment center, and an advertising/marketing company. All 3 usually operate independently. So for example; if you set up a telemarketing room you pay a marketer to drive phone calls to your sales floor. The sales center are the people you talk to when being called and "pitched." Once the sale is made that is where their involvement basically ends. At that point it is sent to a fulfillment center, who usually is the one that charges the customer, provides the service and also does the customer service. You'll notice that the people who call you answer the phone "card services" which is a generic name they all use when answering. Once you go through and they make a sale they usually give you a company name, however this is not usually their name, it's the fulfillment centers name because the charge will show up in the fulfillment centers name....so that is the name the sales rooms usually sell under. So you seem when you ask to be taken off the list you are asking a sales room, who is completely independent of the marketing company. Now, when I did run a call center about 7 years ago, we had our agents make a do not call list every day, turn it in at the end of the shift, and send it to our marketers...so I'm not saying it isn't possible to be taken off, it just happens less often than requested. To make it more simple, a sales room pays a marketer to dial for them And make the phones ring. The sales center sends their sales to a fulfillment company who charges the customer and takes over from there. The fulfillment center in turn pays the sales center for their sales minus their fees. Here are some additional details; the marketers are supposed to scrub their lists for people registered on the do not call list. As we all know, this doesn't always happen. Basically by recycling the data and recalling people or calling people on the DNC list it allows the marketer to save money on having to replace those leads and increase their profit. As mentioned above  spoofing is often used....the marketers can basically make the number/caller I'd show up however they want which makes it hard to track. As for the sales rooms, their main goal is often just that, to make sales. Because of this many of them try to push people through who are not a good a good fit for the service (ie:old people, people without that much debt, people who pay their cards off frequently and don't pay much interest). They can often provide the wrong expectation for the service as well, such as guaranteeing a specific interest rate. Because they sell under the fulfillment companies name and provide their toll free number, the bad reputation usually always comes back to the fulfillment center....not for how they provide the service but for how the service was presented to them. As for the fulfillment center, I'm not going to say that they get all the heat and the other two are to blame at all. As I said in my first post, there are more morally bankrupt people in this business than not. Many of these fulfillment centers do not have reasonable qualifications, do not attempt to provide the service, do not issue refunds as needed, etc. So just as anything else in life, there is a right way and a wrong way to do things. There's mainly 2 types of people in the industry, those who are in it to make a lot of money real fast, and those who are willing to make a decent amount over time and do things the right way. Those who are in it to make quick money do it the wrong way, make a bunch, then spend it real fast and jump back in to make more.
As for what I need, that would be the times you are called, the numbers showing up, and the number they are calling you on. Each marketer has to have a carrier to support their dialing. From what I have been told, about 90% of marketers use one main carrier who has a protocol to reporting abuse. I am hoping that by providing them enough data they will eventually be able to identify the marketer doing it and terminate them. This will not happen overnight but hopefully we can get whoever is doing this to stop. Hopefully this provides more insight into the structure of things. As far as the house being blurred out on Google goes, I saw the actual owner post on another one of these sites that he requested it due to an old pic of the house being used which not only brought the value of the home down but also caused the hOa to harass him about a paint job that had already been re-done. Apparently the hOa wasn't going by the house but using a old pic on google.
As for the comment above mine: I do not believe  that deserves a response anymore than those that are given.

Ms. Kimberly Coarse, thank you for your indulgence into the details of your own business operation.  The information you have provided are very enlightening.
Now, you operate as a fulfillment and processing company, though independent of one another, you directly support these call centers that you are now demonizing. They call people and solicit the sales of YOUR product (the low interest schemes) and turn the customers over to you in which then you process the charges on these customers credit card’s and tries to fulfill the guarantees promised by these call centers who are in ACTUALITY your business affiliates, or vendors, or partners.  YOU are the one creating the drive and providing the fuel for these types of telemarketing so these call centers can continue to do what you think is so despicable and YET you are actually attempting here to say that they are the bad guys and you are ACTUALLY the good one?   You are now throwing your business affiliates- partners in crime under the bus while you sit on top of this food chain.  

How do you demonize these vendors of yours when they are simply pushing your program or agenda?  How do you actually conclude your innocence of this so called scam?  

And while you are attempting to explain that part of it, please also clarify your compliance practices (IF ANY)  in which you use to handle proprietary information, information that is considered a prerequisite acquisition for these call centers to obtain so your program an be sold.  These information are such that of credit card numbers, date of births, social security numbers, addresses, mother's maidens, expiration dates, and cvv numbers, as well their balances and available credit. How do you legally and lawfully file these private consumer datas?

Lastly, when you charge the customers a whopping $995 or $1195 or $1295 or even higher for your services, how much of that do you keep and how much do you pay your pushers--affiliates/vendors/partner (the call centers)?

Thanks!

Let me allow to point out what you seemed to have missed from my post and explanation. I have the ups and downs of every part of the industry, not putting blame on any of the others, simply saying there is a right way and wrong way of doing so. I did not say I process any credit cards, however you saying what information is gathered on the front end, the term compliance practice, the prices allows me to conclude that you as well are in the same industry as myself! I knew when posting my explanation I would be under scrutiny for breaking down the whole process but I have NOTHING to hide and am trying to help stop the calls that have been harassing people and pointing the finger at myself so I have to conclude that anyone still pointing the finger at me for it is probably associated with the people doing it and is angry that they are being closed in on and of course not happy with me providing the details of how it all works!!! Very nice try though!

Thank you for your responses and explaining how the business works when honestly you didn't have to !!! Unfortunately the world is full of hateful people who only feel better by trying to bring others down. Obviously with the stress and changes made to your life because of this it would have been easy to just not say anything BUT you chose to do the rite thing and defend yourself while trying to help put an end to this....Amen!!!!! As for deep caca and others if Kimberly was your mother/sister or daughter how would you feel if people were doing these things putting their personal safety at risk ??? There are 1000s of companies all over the country and world for that matter who sell similiar products we all get the calls so how can we now attribute every TM call to kimberly ????????  Public Notice used the word sheep in his post and I would disagree with him and agree with WAW . It's not about the sheep it's about the innocent people being led to the slaughter THATS the problem here!!!!!!

Ms. Kimberly Coarse, to answer your assumption madam: No, I am not in the same industry as you.  Its common knowledge what prices your type of solicitation offers in exchange for lower interest rates.  Also, it only takes common sense and basic business knowledge to grasp and be familiarized with term such as “compliance’’. One does not need to be in the business to know these basic concepts.

You are in the business that markets on a large-massive scale, and your activity is prolific, accumulating all sorts of personal data so, by default, any thinking person would beg the question regarding how you are legally handling these sensitive information for the safety of the public.  

Perhaps you have forgotten your own past entries on this forum regarding your business dealings.  I encourage you to refer back on them.  You indicated yourself that you fulfill and process (charging customers on their credit cards) for these calls centers.   Perhaps it would behoove you more if you would enter this forum with dignity and honesty if you are to make any communication here at all; since we are all here to witness;  and,  unlike before,  you are no longer a ‘’faceless criminal’’ so to speak.  We all know who you are now.  We all can see where and how you live.  We expect only honesty if you should speak at all at this point. Yet, all we have witnessed is more of your attempt to manipulate through diversions and more lies and a refusal to own up in addition to throwing all your own business affiliates under the bus to save yourself. Please be wise to the fact that all you have done here is disgrace yourself and expose yourself even more.  It is a very miserable thing to witness and I wish I never came to this forum.  All I wanted to do was make my entries on numbers that have been calling me.  Now I see the ghosts behind these curtains are people of your character, who are nothing more than than desperate, unaware-unconscious,  lack logic and culpability whatsoever for their action.  

Please leave the mention of your child out at least as well as marital status or lack thereof. Must the fact that you are a single parent be your gain for sympathy and merit as well?  Do you think the whole world might be as convoluted as your perceptions and expectations?  

Since you have made entries on this public forum, you show no true remorse or concern about us, the public/consumers. You have been trying to sway us with bad emotions and bad logic, playing the victim, and using your business affiliates as scapegoats. It is obvious that you patron and support and is 100% in bed with all these entities in this industries, from the marketers, to the sales rooms who makes the calls to gain customers for you.  You just happen to be on top of this food-chain and is able to divert dirt initially from yourself since you have all these entities doing the initial dirty work for you.

Again Madam, without any emotional outbursts this time, please answer plainly how you handle all these sensitive information that you have collected:  credit card numbers, balance and available credit, expiration dates, cvv numbers, social security numbers, date of births, mother’s maiden, and our addresses.

Also, without any more cries of victim hood, please answer how much do you keep and how much do you pay your call centers once they have gained your your customers,  after you charge your fees, ranging from $995 -$1295 (or even higher at times)?

Ms. Kimberly Coarse, I have no interest in your paranoia about who is trying to get you or your other problems.  Since you came to this forum claiming your participation, please clarify on these two points clearly.

Thanks!

Yikes, quite a headache going through these replies.

Thanks Kim for the detailed overview of how the system works, I know it took some effort on your part to layout and explain it in layman's terms. I can't say I'm all that crazy about the 3 tier system that seems to insulate each entity, it would only seem to encourage this kind of behavior/abuse (no accountability). However, what people will need to keep in mind that the activity (service part) isn't illegal in itself. Although it appears the industry needs some serious regulation. There were some solid points about the handling of personal data and who is accountable, but that is outside the scope of all this. The sole purpose was to resolve the harassing phone calls and not discuss the moral or ethical issues of the business practice*.  However, should this problem grow (and it will) there will be counter measures put in place if the industry doesn't start regulating itself.

*That isn't to say I have reservations with this business model, seems to take advantage of those who are already in trouble. Now I dislike payday loan companies even more in this regard. However, it is hard to argue the point if in the long run some individuals benefit from services Kim's company provides, in digging their way out of debt. That is a service that has value, now as to cost of such services..... Well I'm not privy to the debt to savings ratio, if such exists or if it's all just smoke and mirrors. To those who would subscribe to such services I would say read the fine print, then read it again. There is nothing illegal selling a $100 baloney sandwich.  

All that aside Kimberly has given a plausible solution to finding out who the culprit is and give the masses a reprieve from the incessant calls.  I say reprieve because this isn't the 1st time this occurred on a massive scale and won't be the last. Understanding how the system works though is key and Kimberly have provided insight to that.

So.... what now.. the more data we have the better the chances of success. So I suggest posting to the forums in mass the email address (kimberlyc1984 at icloud dot com) you have provided or setup one for this purpose. Because your going to get a lot of email (not that you haven't already).

[Kim feel free to edit reword or just out right say no you dont want this]

Example:
If you are on this site you have likely been called by a telemarketing agency who is not following the rules. You may have received a call in which there was no answer, talk to an agent who hung up on you when you asked who they were, or are on the do not call list.

This kind of activity is not acceptable in the industry. We are trying to determine who is abusing various services and need your assistance to determine who it is. An individual in the industry is willing to help out but needs some assistance from you. If you wish to help please contact Kimberly Coarse at ( Kim provide what you want here, I suggest just an email address).

Provide the following information to help us:
Time Called:    (please provide your time zone, and exact time)
Their Number: What was displayed can your caller ID
Your Number:

What will be done with your information: It will be gathered with other individuals and submitted to the agency to provides these kinds of services. They will be able to search their systems to see who made calls out to you. Once enough data is collect this should help them determine who it is abusing the system and put a stop to it.

Thank you,

... just post here and start posting to the forums as new numbers are used. You should be able to get the information your seeking in bulk.

Responding to DN:

I don't think you understand the situation here and your a bit naive about the industry. You are correct that we can't contribute all calls to Kimberly, without a doubt that is not the case. However, some agency used a number for one of Kimberly's companies as a call back address. This is being the only trail of clues to follow, it  lead to her. It is not out of the realm of reason to believe that her organization could of perpetuated the calls (for many reasons earlier posted). Based on the explanation of how the industry works it would indicate that this is an occupational hazard in a industry rife with abuse, as Kimberly seems to confirm. If Kimberly were say a doctor, lawyer, or real estate agent we probably wouldn't be reading this. She works in a industry that's doesn't have clear transparency or accountability and that is what has lead us here.

As to other companies providing services, well that's just fine if they follow the rules. The company making the calls is not following the rules. Because there is great care in masking the provider and with a 3 tier hand off that further exacerbates  to the difficulty in finding the source of the problem. You also can't blame the masses for wanting to find out who is behind the harassment, there are thousands of people affected.

Side Note: Your dramatizing a bit more than you need to, ... "innocent people being led to the slaughter". No one is being led to the slaughter, and it's innocent person ... singular .. Kimberly is an individual not a group. The public who is being harassed are the people.

To public notice: I appreciate your response and will do what I can to help. That being said, the email address you posted is good to use for people to provide the required info listed in your post so I can submit it. I also want to clarify, the 3 tier system is basically used in every telemarketing service/package offered, as well as other types as sales. To simplify, there those who provide the leads/marketing (whether it's mailers, internet SEOS, call lists, etc), those who sell it (whether it's sales rooms, outside sales teams or even department stores) and those who provide the service/merchandise (whether it's a vacation timeshare package or a shirt from macys).  As to the regulation, government agencies try hard to regulate it and actually add new restrictions constantly....this doesn't mean that it couldn't use more regulation. I have put myself out here more than what anyone I think ever would in an effort to help stop the harassing phone calls and again will do what I can but I would like to ask that the email I provided be used to just submit the information needed to send to the carrier, and for anyone to please refrain from death threats, insults or basically anything inappropriate or not pertaining to the issue at hand.

Thank you,
Kimberly Coarse

Just call them Kimberly , tell them to stop ! You have their numbers and you know it !
You got them on speed dial , without them you got NO business to run . How do you market to your customers ?
Your so quick to explain everything about everyone else on how they FUNCTION and OPERATE. Break it down for us on how YOU operate. Own up to your involvement.

Thanks

Can you give us all their personal phone numbers and Emergency Phone numbers? Let us know when they have a sick relative/child/ or dying,  in the hospital and the family's Emergency number for contacting them? Tell us where they live? Let us know when they are asleep or at work? When they are Grieving? Eating? and, Driving in a disaster? etc?

Hope you all get what is coming to you and live in hiding the rest of your miserable lives!

Kimberly Course: do you think we are stupid enough to give you our phone number just for you to resell them and give them back to the robodialers/call centers and sales rooms or to be able to use them as spoof phone numbers to continue the harassing phone calls to other and then have us getting the angry calls from the harassed callers as they think we were the ones that did it since it was our phone numbers that called them? With you past criminal history (theft, drugs, etc.) and current criminal hearings occurring, that would be like giving you a gun as you walk into the bank and then opening the safe for you to take all the money. I don't buy you being a victim and you wanting to help stop the phone harassment. If you really did, then you would stop being in or doing business with these companies, but you don't. You apparently don't even care whether businesses are legit or not, as per your arrest and charges against you and your own admittance in your posts here, you did not even check to make sure the business that your claim you were not part of and only leased part of your office space to (in which you were still in part of the office therefore could hear how they did business - swearing, lieing to the people regarding he terms, etc.) had a business license (if you sold tvs, would you agree to be supplied from a person that walks into you business claiming to be a tv wholesaler and not check to make sure he had a business license versus give you tv that he stole?). There was nothing wrong with posting your public information for everyone to see, as it was public information just as these telemarketers get phone number from public sources or buys them from people that gets from public sources. I think doing that and the harassing (due to number received and maybe swearing) phone calls/letters you have been receiving is justifiable legal payback for what we have been dealing with due to your either direct involvement or indirectly you business hiring these telemarketers. Now that you have been outed, you are trying to shift some of the dirt onto your co-conspirators and trying to get sympathy. You are a fake. If you wanted to really help us, you would turn in your co-conspirator illegal telemarketers (call centers and sales room) that you are directly involved in or doing business with. We know you won't, as that means you won't make money. Therefore you are just as guilty as them. I believe your public information should be kept up and people should continue to repeatedly call you just as your businesses or hired telemarketers do to use. I may even chose to repost that information that Public Notice posted about you just to make sure it stays our there so everyone will know until you truly try to help end the harassment. When you swim with sharks in bloody water (as you did and continue to do), you should be scared and expect to be eaten and ripped apart.

You are the one who is doing it, Kim....2014 will not be your year. I just asked the guy who works for you how come he does not get a real job...he replied back I make too much money here doing this. How is the card services business not a scam? You are making misleading calls and acting like it is a service that the person has requested. Anyone can call their credit card company and ask for a rate reduction.....especially when the account is in good standing and money on the card which is a requirement for your scam to make money

I love your playing dumb game....you know we cant trace the numbers that are calling us because they are spoofed numbers.

Well on 4/11/14 Kimberly pleaded no contest was fined a measly $213.00 add in other court fees,  the total was less than $1000.00. I would consider that a steal and certainly not a enough to stop someone from repeating. However, this was a plea deal, so hard to say what the terms of that deal are.

The websites she was using (posted above) are no longer working.  I can't be for sure but it looks like they have been seized. One of them expires today. Both the telephone numbers tied to those websites are still working and they are taking calls. They are now answering as "Customer Care".  They are actively answering calls, so she has just moved longed to another site with the same scam.

Kim: If you happen to ever read this, while you may not made the actual calls you are part of the system. You are the one that bank rolls this off individuals who just don't know any better. I have tried to give you the benefit of the doubt but it just doesn't hold up.

You quite frankly suck.

Summary: Kimberly Coarse makes her money off charging customers to lower their credit card rates, the same thing the person could already do for themselves for free. She employed robo-dialer companies to harass the public to boost business. She got busted, but that hasn't phased her business.

They are back at it as of September after a brief pause of a couple weeks, spoofing to no end. I find it interesting that there are small tidbits of evidence throughout the 6 calls a day from different numbers that call me and are spoofed. And the calls from the 406 area code that spoof the rest of the phone number with a number close to my own making it at a glance appear to be a neighbor or local call.  Check out 406-980-2030 and the several pages about it on 800notes.com. Some info says that "Card Services" is Consumer Debt Relief LLC at 1583 East Silver Star Rd, Ste. 234 Ocoee, Florida. SPILL YOUR GUTS if you really do know which one of your associates are the criminal in this game of yours, you can tell it to the FCC, we'd like to hear about it. You can contact the director at Tom.Wheeler@fcc.gov. Send him an email, and since he's the chairman I'm sure he will know who to hook you up with so this twisted merry-go-round you have thrown the switch on can have the plug pulled. Or do you like being raked over the coals? You can leave the boo-hoo drama out of it, we don't care about the piss-poor life choices you have made and continue to make. Time to straighten up and fly right. Although, I'm sure that the THOUSANDS and THOUSANDS of people you and your associates have committed FELONIES upon would enjoy a bit of video of you or your associates being waterboarded to "touch the bottom of this septic pool", and that includes the dolt making comments on your behalf and berating the good folks who express their frustrations here.....

Bizapedia does show http://www.bizapedia.com/people/KIMBERLY-COARSE.html associated with many businesses and untold clients. https://whocallsme.com/Phone-Number.aspx/3212097122#p789347571875803644 

Bet you know Debbie Wasserman Schultz and Hillary Clinton and think they are also the salts of the earth as well.