810-244-4253

This is not a scam. This a legitimate company attempting to collect legitimate debt. So go ahead and send a letter to Fox 2, they will look into it and laugh at you!

Then pay ur bill!!!!!!!!!!!!!!

first these people called me trying to collect upon a debt that was my ex-husband's. i explained to them that after the legal seperation we each became legally responsible for any new debt individually accrued after the legal seperation. i guess he was and still is a bit of a schmoe and open up a new card, max'd it out and is way behind on payments. the card was never in my name i was name an authorized user and he opened it after we seperated. i explained to the collector that i could fax them legal documents from the court explaining that i have no association to his debt and no responsibility for paying it off for him. they said it would show up on my credit report if i did not pay his debt. i told them to mail legal documentation regarding the debt and their agency and that i would have my lawyer look it over and contact them.i never received any documentation . instead they started calling relatives with the same last name and harrassing them...saying that i was deliquent on a debt and they couldn't locate me and that the calls would stop after i paid the debt.i had my attorney contact them and
i reported them to the attorney general.

The woman who called me indentified herself as Shelly Hill.  She acted like her and I were friends.  She's trying to get in touch with my son via MY cell phone.  I have threatened her with harrassment.  Hopefully, she'll quit calling.

Not mine to pay.  Do your research and ditch the broad spectrum approach to debt collection.  I'll bet this company will be shut down for bad business practices.  It happens all the time.

In Michigan, spouses are not necessarily responsible for each other's debts.  Authorized users are not responsible credit cards unless they have actually agreed to open the card.  Many debt collectors will try to convince authorized users to pay the entire bill for a card that they never agreed to open.  In some cases, those collectors will also illegally pull credit reports for the authorized users when the actual debtor cannot pay or goes bankrupt.

Practices like those can violate both the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA).

If there is a violation of the FDCPA you can get up to $1,000 in statutory damages.  If there is a violation of the FCRA, you can obtain up $1,000 plus damages for the invasion of your privacy, and punitive damages.

Lyngklip & Associates sues abusive collectors.  www.sue4abuse.com

Wow, all you bill collectors posting here two years ago are what's wrong with the collection business.

You condescending egomaniacs keep telling us to pay our bills and quit whining.  Apparently your reading and comprehension skills are non-existent.

Did you even notice how many of us are explaining that we are being contacted by collection agencies for BILLS WE DON'T OWE?  Some of these are for bills that are mistakenly attributed to us due to a mix up.  Some are for bills already paid but are sent to collection anyway.  And there are other similar problems.

Some collection agencies are in the habit of double charging, and they know it.  I was making payments on my husband's recent surgery and had the bill paid down to about half, when the provider sent the whole thing to collection.  

Now the the collection agency wants the full amount paid to them, and the medical provider is still sending monthly bills for the remaining half that I've been making payments on.  I'm not going to be bullied into paying twice for one procedure.  Either the collection people get paid or the provider gets paid, but I'm not paying both of them for one bill.

You collectors just want to charge twice for the same bill and you know it, yet you come on here and are rude and judgemental over financial issues you can't even understand.

And anyone who wants to see some crazy collection fraud, look up Marine One in Texas.  I bought a boat last year and the dealership suggested financing through their preferred lender.  I put $8,000 down and have the monthly payments for the loan automatically taken from my bank account by Marine One.

Marine One chose the date of the first billing (EFT withdrawal) and which day of each month they would be taking the payment from my account.  Before the first payment was due, I started receiving collection notices.  I called to explain that the payments weren't late, since it was their company who determined the schedule for when the payments would be made, and all parties signed off on that agreement.

I've called their office many times trying to clear this up.  I've been told that I was sent a collection notice in error and to ignore it.  Another time I was told that I was behind on my payments and had to send in another full payment to get caught up.  Every time I call, they are full of contradictory excuses.  

For 16 months now, Marine One has been withdrawing their payment on time, but I still get 2 to 3 collection notices every month.  Last month, they began calling my husband at work to collect a debt that has never been late!

Thankfully, my husband signed up for legal services through his employer.  I'm sending all the documents about this bogus collection to the lawyer next week.  I'm terrified to even look at my credit report.  If these cheats are reporting late payments (that aren't really late), my credit score is going to be trashed and it will take forever to clear up the mistakes.

I have perfect credit no credit cards don't owe anyone so you
you are wrong about being hounded by debt collectors i don't know why they call my number have had the same telephone number for 50 years

Have the same problem,but they are calling me from a different number, the number I have is 810-244-3319. They called hung up and when I called back no one answers.

There are a few things you all need to understand
1.) if a number is calling you repeatedly from a debt collector and you are not the person they are trying to reach but you do not answer they have no way of knowing you are not that person, and if you tell them you are not that person you must say NEVER CALL ME AGAIN because then they legally must stop calling you if you do not say that they will continue to call for that person because that number was given to them at some point as a way to reach the person who owes the debt
2.) If you are the person they are asking for then you do owe the debt they are not the ones you owe you were referred to them by the hospital, dr office or what ever the bill might be for so that they can collect the money if you have insurance the debt is probably whatever your insurance did not cover
3.) There are specific rules as to what they can and cannot say (look up FDCPA HIPPA laws) if you are not the spouse, parent of a minor, power of attorney, or an authorized person they cannot disclose ANY information aside from their name to you i mean would you want someone telling someone else all of your business? i dont think so
4.) It is nothing personal YOU are the one who didnt pay your bills it is no one elses fault but your own nobody cares the reason why if you are there then there is no question you owe the money

as for the rudeness there is no excuse for that no matter what the circumstance but its likely you were rude or demanding information youre not entitled to

Moral of the story pay your bills if you dont have the money make arrangements to do so instead of hiding and hoping it will go away. People dont take responsability for their own actions and thats how you end up in this situation.

Thanks so much for the information.  I DID file a complaint agaist them a little short of a month ago with the FTC.  I was trying to make payment arrangements and the lady was still harrassing me!

Extremely rude debt collector called and when I offered him money he said it wasn't enough and started asking me questions about personal things.  I hung up on him.

Called my work when told not to and won't even except the fact that my accounnt is paid to the original place. Also insists on my bank information.

I pay my bills never been late with any of them have not paid interest in 20 yrs so don't tell me I don't pay my bills you jerk. i get this phone call every night, but never answer it cause i have caller ID and if I don't know who it is I never answer. So jerk don't assume people don't pay their bills. Because when you ASSUME you make an ASS out of U & ME

I agree!!!!  Pay all my bills and never miss payments.  Some people have to accept the fact that SCAM & SCUM work together hand in hand.  I never answer a phone number that I don't recognize, and neither should others.  Google the phone number, and see whats really calling you.  After I see its a scam, i block the number and they never call again.