8883890108

If the fraudulent charge is on your debit card you need to act faster since it is YOUR money and banks do require WRITTEN disputes usually.  I mean, you'll have to do something in writing, not just take a bank representative's word for it.  Call it Fraud if possible but do a dispute if that's the only way the bank will deal with it.  Keep copies and keep after them.

Close the account.  It's been compromised.  But the bank should tell you that and do it automatically.  It's a hassle but fill out the forms and back it up with as much evidence as possible.  I've printed copies of forum threads like this.  I've been hit about four times in 13 years.

Finally, add your voice to other consumer complaint sites.  dslreports.com has a good thread going in the Scams and Phishing forum. Google $39.71 or lafincs.com.  Don't visit the lafincs.com site or call them: they are nothing but a shell site, a scam offering nothing.  They will only extract more money from you or promise you refunds that never come.  Google, google and google some more, find out as much as you can.

The law is on your side and banks have to refund you the money - keep after them.  But do it in writing (although it can be resolved over the phone with the better banks) file a complaint at the fbi.gov site, and don't take "no" for an answer.  

Whether credit or debit, you must cancel the account.

I just received this same charge and have no idea where it came from.  I called my bank Citi Card and they are filing a dispute.  Not sure, but seems very fishy.

-we also have been charged 39.85 do not know for how long, though-yet to look it up-we do not know why  there is this charge-

Got a statement today guess wat ,charged 25.00 pounds 39.81 US dollors gone into overdraft 15pound charge ,tell u wat i amnot paying it .

I've just had the same charge in my last credit card statement dated No. 31, 2010.
39.71 USD were charged under the heading:
LAFINCS.COM8883890108 CONSETT 5967 29,76
But I don't know and never used that company!

It was an Italian VISA card!

Who can assist me to find out about that company?

Michele MICCIO
michele.miccio@tiscali.it

I have been receiving the charge of 39.71 USD since june and have taken no notice of it until now, after some research, i called my bank today (Commonwealth Bank of Australia) and they have cancelled my card, are refunding all the money, raising it as a scam/ issue (or whatever they do) and also sending me out a new card.

I was hit dec 7th by the 39.71 here in the US on my Capital One Visa Card, i check my statement online frequently and discovered the charge. I googled lafinks,this site came up,read it, I did not even attempt to contact or go to lafinks i called Capital One.

They cancelled my credit card, are issuing me a new number, will refund the money,investigate and take action accordinglly and will mail me a letter to sign.

I believe my info was taken through a Facebook purchase,so i deleted all of my info and will never purchase anything from them again.

I would not even attempt to contact lafinks.

receive charge on my credit card for something i know nothing about. have never made any calls to this number

its because you gave your credit card number to them so its not fraud

Same thing. I monitor my bank accounts very closely and saw this charge for 39.71 on ym checking account. I immeidately called and had a new card issued, with a new #. Then I called this 'lafinks company" and actually spoke to someone. This guy had a horrible stutter, and had NO idea what he was doing. he didn't even know how to transfer a call. I asked for a supervisor, and he told me the charge originated from a website that you can buy a subscription for Music and Movies on. Total BS they couldn't even give me the name of the website. I will file fraudulent claim with the FBI now.

***OH and PS LAfinks agreed to refunding me my money back and cancleing the subscription and putting a block on my card!!!!*** we'll see how that works out.

I never gave them my credit card number.  I said, they asked for it on their website as part of the cancellation process (for a subscription that doesn't exist).  I didn't proceed any further with the phone call.  I stopped immediately when they asked for both the cc card number and expiration date.  (to cancel something that doesn't exist?  Give me a break)

I wouldn't have called them at all but my bank (Bank of America) was treating it as a dispute, not fraud, and I'm required to make an attempt to contact the "merchant" to resolve the issue.  Just more hoops BOA wanted me to jump through.

BTW, I'm cancelling my Platinum Bank of America credit card next month after all the time and effort to get this charge removed.  BOA is one of the most anti-consumer banks on earth.

Don't believe anything a Lafincs representative tells you.  File a complaint at fbi.gov and a fraud complaint at your bank.  Don't let your bank give you the runaround.   Many banks will give the customer a hard time because they make money on fraud if the customer doesn't notice the fraudulent charge(s) or file a claim.  Disputes and fraud investigations take time and resources - another reason the crappier banks, will make it difficult for the victim.

If you call Lafincs and they issue a refund, you've legitimized them and helped them avoid a chargeback or fraud investigation.  They are far from legitimate and you must close your account and have it reissued.  

You may have to sever ties with the credit card company or bank since some now have a clause in the agreement, allowing them to put recurring charges to your old card (like lafincs) and your NEW account.  Bank of America just adopted this fraud-friendly practice.

why i get garge from ur page ,,i dont know why ,and will not pay that..till i dont know ,what it is ,...

Hell yeah!! Do It!

Just got my Capitol One Mastercard statement with this little surprise on it.  Just in time for the holidays I guess.  It was in USD but the amount was $41.74 which I think was just because of the exchange rate.  Either way I'm not paying this crap.  I'm on the phone with the CC company right now...on hold though of course.

also to me is the same thing happened and I don't know who to thank, on some forums it seems that this is a company registered in England and the council that can be achieved is to not buy anything from English sites, because they are not safe ... ... ... ... is the harsh reality

Same thing discovered here. Looks like I have to call my bank and get a new CC......

same happend to me. I didnt hessitate to call the cc company and ask for a new card. I also filed charges. I have never heard of this so called company.

I am going to report you to my bank card to find out the charges
BigSam100@msn.com

Just saw the same charge on my credit card bill and I have no idea what for. Disputed the transaction since going to the site proved worthless.